Featured Savings Rates
Featured Accounts
  2. Cornerstone Community Financial Credit Union

Cornerstone Community Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%Reward CheckingChoice Cash
1.82% - National Average
1.76%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.60%1-year CD12 Month Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
View all Cornerstone Community Financial Credit Union rates »

Overview / Commentary
www.ccfinancial.com
248-340-9310
2955 University Dr
Auburn Hills, MI 48326

Cornerstone Community Financial Credit Union is headquartered in Auburn Hills and is the 48th largest credit union in the state of Michigan. It is also the 809th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 66 employees and 27,039 members at 6 locations. Cornerstone Community Financial Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Cornerstone Community Financial CU of Michigan is open to anyone that does regular business in, business owners, residents, people maintaining employment, church members, and registered students in these Michigan Communities; Genesee, Jackson, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St Clair, Washtenaw, and Wayne. Membership eligibility also extends to include the family members of CU members.
See current membership details

Related Posts

View all posts from:


Reviews (1)

So many fees

Posted by: MeSomebody | Jul 23, 2014

I joined this bank several years ago. At first it was for a specific dollar amount deposit each week into the saving's. It earned some money so I decided to open a checking. That's when the fees really started to happen. Weekly the bank would have a computer error and I would have to call the bank to straiten it out. High fee's for transfers and the loan terms were not good either. Customer service had dropped and I was finally fed up when the bank had to refund me over 50 dollars in fees and a customer service representative had the nerve to call me crazy. I closed the account and actually saved money. The absolute best part is that my local branch was hit by a tornado when the bank was closed , Nobody was hurt and I am glad about it. It's about time mother nature took care of it .

1


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68641
Year Chartered1951
Employees66
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.02%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$280.9MM$269.5MM
LoansQ1 2017vs Q1 2016$229.0MM$220.6MM
DepositsQ1 2017vs Q1 2016$235.1MM$222.9MM
Equity CapitalQ1 2017vs Q1 2016$33.0MM$31.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.1MM$2.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.6MM$1.8MM
Real Estate OwnedQ1 2017vs Q1 2016$35.00K$309.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.24%$50-IRA Share Account
0.24%$50-Roth IRA Share Account
0.24%$50-Coverdell ESA
0.10%$50-Savings Account
0.10%$50-Rainy Day Account
0.10%$50-Holiday Share Account

Cornerstone Community Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Money Market
OTHER TIERS: 0.10% → $2,500 - $7,500 | 0.15% → $7,500 - $12,500 | 0.20% → $12,500 - $25k | 0.35% → $25k - $40k | 0.40% → $40k - $100k | 0.45% → $100k - $250k | 0.55% → $250k - $500k

Cornerstone Community Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$15kChoice Cash
OTHER TIERS: 0.27% → $15k+

Cornerstone Community Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%$50k-60 Month Jumbo Certificate
1.76%$1k-60 Month Share Certificate
1.71%$50k-48 Month Jumbo Certificate
1.51%$1k-48 Month Share Certificate
1.46%$50k-36 Month Jumbo Certificate
1.31%$50k-24 Month Jumbo Certificate
1.26%$1k-36 Month Share Certificate
1.25%$1k-24 Month Step- Up Certificate - 4th 6 Months
1.13%$50k-18 Month Jumbo Certificate
1.11%$1k-24 Month Share Certificate
1.00%$1k-24 Month Step- Up Certificate - 3rd 6 Months
0.90%$1k-18 Month Share Certificate
0.75%$50k-12 Month Jumbo Certificate
0.75%$1k-24 Month Step- Up Certificate - 2nd 6 Months
0.60%$1k-12 Month Share Certificate
0.51%$250-12 Month Youth Share Certificate
0.50%$1k-24 Month Step- Up Certificate - 1st 6 Months
0.30%$1k-6 Month Share Certificate
0.30%$250-6 Month Youth Share Certificate

Cornerstone Community Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.11%$500-24 Month IRA Certificate
0.90%$500-18 Month IRA Certificate
0.75%$50k-12 Month Jumbo IRA Certificate
0.60%$500-12 Month IRA Certificate
Locations


Cornerstone Community Financial Credit Union Locations
Branch Office2955 University DrAuburn Hills, MI 48326
Branch Office7291 BerniceCenter Line, MI 48015
Branch Office1785 Rochester RdTroy, MI 48083
Branch Office3001 W Big Beaver Rd Ste 108Troy, MI 48084
Branch Office30606 Woodward AveRoyal Oak, MI 48073
Branch Office28543 Oregon RdPerrysburg, OH 43551