Cornerstone Community Financial Credit Union


Overview / Commentary
248-340-9310
2955 University Dr
Auburn Hills, MI 48326

Cornerstone Community Financial Credit Union is headquartered in Auburn Hills and is the 49th largest credit union in the state of Michigan. It is also the 828th largest credit union in the nation. It was established in 1951 and as of June of 2024, it had grown to 93 employees and 24,124 members at 8 locations. Cornerstone Community Financial Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Cornerstone Community Financial is open to individuals who live, work, worship, regularly do business in, or attend school anywhere in Michigan or the Ohio counties of Fulton, Henry, Lucas, Ottawa, Sandusky, or Wood. Immediate family member of current Cornerstone members are also eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68641
Year Chartered1951
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.28%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$416.7MM$400.2MM
LoansQ2 2024vs Q2 2023$337.3MM$339MM
DepositsQ2 2024vs Q2 2023$322.8MM$305.9MM
Equity CapitalQ2 2024vs Q2 2023$49.5MM$47.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.8MM$2.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.9MM$2.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-IRA Share Account
0.05%$50-Savings Account
0.05%$50-Rainy Day Account
0.05%$50-Holiday Share Account
0.05%$50-Round-Up Rewards Savings

Cornerstone Community Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$500k*-Money Market
OTHER TIERS: 0.10% $50 - $7.5k | 0.15% $7.5k - $12.5k | 0.25% $12.5k - $25k | 0.35% $25k - $40k | 0.45% $40k - $100k | 0.55% $100k - $250k | 0.65% $250k - $500k

Cornerstone Community Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$0$15kRewards Checking
OTHER TIERS: 0.05% $15k+
2.02%*$0$15kCORE Rewards Checking
OTHER TIERS: 0.05% $15k+
0.10%$7.5k-Clear Business Checking

Cornerstone Community Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$1k-7 Month Share Certificate Special - New Money
4.05%$1k-14 Month Share Certificate Special - New Money
2.52%$1k-60 Month Share Certificate
2.52%$50k-60 Month Jumbo Certificate
2.52%$50k-Business 60 Month Jumbo Certificate
2.52%$1k-Business 60 Month Share Certificate
2.27%$1k-48 Month Share Certificate
2.27%$50k-48 Month Jumbo Certificate
2.27%$50k-Business 48 Month Jumbo Certificate
2.27%$1k-Business 48 Month Share Certificate
2.02%$1k-36 Month Share Certificate
2.02%$50k-36 Month Jumbo Certificate
2.02%$50k-Business 36 Month Jumbo Certificate
2.02%$1k-Business 36 Month Share Certificate
1.51%$1k-24 Month Share Certificate
1.51%$50k-24 Month Jumbo Certificate
1.51%$50k-Business 24 Month Jumbo Certificate
1.51%$1k-Business 24 Month Share Certificate
1.36%$1k-18 Month Share Certificate
1.36%$50k-18 Month Jumbo Certificate
1.36%$250-18 Month Youth Share Certificate
1.36%$50k-Business 18 Month Jumbo Certificate
1.36%$1k-Business 18 Month Share Certificate
1.26%$1k-12 Month Share Certificate
1.26%$50k-12 Month Jumbo Certificate
1.26%$250-12 Month Youth Share Certificate
1.26%$50k-Business 12 Month Jumbo Certificate
1.26%$1k-Business 12 Month Share Certificate
1.10%$1k-24 Month Step- Up Certificate - 4th 6 Months
1.00%$1k-24 Month Step- Up Certificate - 3rd 6 Months
0.90%$1k-6 Month Share Certificate
0.90%$250-6 Month Youth Share Certificate
0.90%$1k-24 Month Step- Up Certificate - 2nd 6 Months
0.90%$1k-Business 6 Month Share Certificate
0.80%$1k-24 Month Step- Up Certificate - 1st 6 Months

Cornerstone Community Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$1k-7 Month IRA Special - New Money
4.05%$1k-14 Month IRA Special - New Money
2.52%$500-60 Month IRA
2.52%$50k-60 Month Jumbo IRA
2.27%$500-48 Month IRA
2.27%$50k-48 Month Jumbo IRA
2.02%$500-36 Month IRA
2.02%$50k-36 Month Jumbo IRA
1.51%$500-24 Month IRA
1.51%$50k-24 Month Jumbo IRA
1.36%$500-18 Month IRA
1.36%$50k-18 Month Jumbo IRA
1.26%$500-12 Month IRA
1.26%$50k-12 Month Jumbo IRA
Locations


Cornerstone Community Financial Credit Union Locations
Branch Office2955 University DrAuburn Hills, MI 48326
Branch Office7291 BerniceCenter Line, MI 48015
Branch Office28543 Oregon RdPerrysburg, OH 43551
Branch Office1785 Rochester RdTroy, MI 48083
Branch Office30606 Woodward AveRoyal Oak, MI 48073
Branch Office44911 Mound RdSterling Heights, MI 48314
Branch Office4400 Heatherdowns BlvdToledo, OH 43614-3147
Branch Office16673 15 Mile RdClinton Township, MI 48035-5523

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