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Belco Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
belco.org
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 15th largest credit union in the state of Pennsylvania. It is also the 469th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 221 employees and 73,970 members at 15 locations. Belco Community Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Pennsylvania counties of Adams, Cumberland, Dauphin, Lebanon, Lancaster, Perry or York.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees221
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD10.17%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$962.2MM$932.6MM
LoansQ1 2025vs Q1 2024$591.2MM$627.3MM
DepositsQ1 2025vs Q1 2024$890.7MM$806.3MM
Equity CapitalQ1 2025vs Q1 2024$56.9MM$45.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.5MM$4.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.8MM$6.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$10Coin Catcher Savings
0.20%*$0$10kSavings Safari Club Account
OTHER TIERS: 0.05% → $10k+
0.20%*$0$10kXtreme Teen Savers Club Account
OTHER TIERS: 0.05% → $10k+
0.10%$0-Holiday Club Account
0.05%$0-Whatever Club Account
0.05%$0-Critter Club Account
0.04%$50-Basic Savings Account

Belco Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$1m*-Money Market
OTHER TIERS: 0.50% → $250 - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.25% → $250k - $500k | 1.75% → $500k - $1m
2.00%*$500k*-Business Money Market
OTHER TIERS: 0.50% → $250 - $25k | 0.75% → $25k - $100k | 1.00% → $100k - $250k | 1.50% → $250k - $500k

Belco Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Business Interest Checking
OTHER TIERS: 0.20% → $0 - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $75k | 0.50% → $75k - $100k
0.40%*$100k*-Premier Interest Checking
OTHER TIERS: 0.05% → $0 - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $75k | 0.30% → $75k - $100k
0.03%$0-50+ Interest Checking
0.03%$0-Convenient Interest Checking

Belco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-10 Month CD Special
3.50%$500-15 Month CD Special
2.00%$250$5.5k30 Month Youth CD
1.87%*$75k*-18 Month CD
OTHER TIERS: 1.71% → $500 - $10k | 1.76% → $10k - $50k | 1.81% → $50k - $75k
1.76%*$75k*-60 Month CD
OTHER TIERS: 1.61% → $500 - $10k | 1.66% → $10k - $50k | 1.71% → $50k - $75k
1.71%$500-18 Month Bump Up CD
1.71%$500-18 Month Add-On CD
1.71%*$75k*-12 Month CD
OTHER TIERS: 1.56% → $500 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $75k
1.71%*$75k*-48 Month CD
OTHER TIERS: 1.56% → $500 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $75k
1.66%*$75k*-36 Month CD
OTHER TIERS: 1.51% → $500 - $10k | 1.56% → $10k - $50k | 1.61% → $50k - $75k
1.66%$250-12 Month Youth CD
1.61%*$75k*-9 Month CD
OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k
1.56%$500-12 Month Bump Up CD
1.56%*$75k*-24 Month CD
OTHER TIERS: 1.41% → $500 - $10k | 1.46% → $10k - $50k | 1.51% → $50k - $75k
1.56%*$75k*-6 Month CD
OTHER TIERS: 1.41% → $500 - $10k | 1.46% → $10k - $50k | 1.51% → $50k - $75k
1.51%$500-36 Month Bump Up CD
1.51%*$75k*-3 Month CD
OTHER TIERS: 1.36% → $500 - $10k | 1.41% → $10k - $50k | 1.46% → $50k - $75k
1.41%$500-24 Month Bump Up CD
1.41%$250-24 Month Youth CD

Belco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-14 Month IRA Special
1.87%*$75k*-18 Month IRA
OTHER TIERS: 1.71% → $500 - $10k | 1.76% → $10k - $50k | 1.81% → $50k - $75k
1.76%*$75k*-60 Month IRA
OTHER TIERS: 1.61% → $500 - $10k | 1.66% → $10k - $50k | 1.71% → $50k - $75k
1.71%*$75k*-12 Month IRA
OTHER TIERS: 1.56% → $500 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $75k
1.71%*$75k*-48 Month IRA
OTHER TIERS: 1.56% → $500 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $75k
1.66%*$75k*-36 Month IRA
OTHER TIERS: 1.51% → $500 - $10k | 1.56% → $10k - $50k | 1.61% → $50k - $75k
1.56%*$75k*-24 Month IRA
OTHER TIERS: 1.41% → $500 - $10k | 1.46% → $10k - $50k | 1.51% → $50k - $75k
0.25%*$10k*-IRA Share
OTHER TIERS: 0.05% → $5 - $10k
Locations

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