Overview / Commentary
One West Northwest Highway
Palatine, IL 60067

Cornerstone National Bank & Trust Company is headquartered in Palatine and is the 73rd largest bank in the state of Illinois. It is also the 1,278th largest bank in the nation. It was established in 2000 and as of December of 2018, it had grown to 79 employees at 4 locations. Cornerstone National Bank & Trust Company's money market rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #57061
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD12.73%
Annual Interest Income$22.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$568.4MM$534.8MM
LoansQ4 2018vs Q4 2017$414.8MM$370.3MM
DepositsQ4 2018vs Q4 2017$508.3MM$472.0MM
Equity CapitalQ4 2018vs Q4 2017$54.0MM$54.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.0MM$6.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.0MM$3.2MM
Real Estate OwnedQ4 2018vs Q4 2017$514.00K$240.00K
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone National Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone National Bank & Trust Company Savings Account Rates

1.75%*$100k*-Preferred IRA Account
OTHER TIERS: 1.20% Up to $10k | 1.65% $10k - $100k
0.90%*$1m*-Savings Account
OTHER TIERS: 0.10% $100 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m
0.90%*$1m*-Minor Savings Account
OTHER TIERS: 0.10% $25 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m

Cornerstone National Bank & Trust Company Money Market Rates

1.00%*$1m*-Preferred Money Market Account
OTHER TIERS: 0.15% $1k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k | 0.50% $250k - $500k | 0.75% $500k - $1m

Cornerstone National Bank & Trust Company Checking Account Rates

0.15%*$25k*-Interest/NOW Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k

Cornerstone National Bank & Trust Company CD Rates

2.00%*$100k*-5 Year CD
OTHER TIERS: 1.80% $1k - $10k | 1.90% $10k - $100k
1.90%*$100k*-4 Year CD
OTHER TIERS: 1.70% $1k - $10k | 1.80% $10k - $100k
1.75%*$100k*-3 Year CD
OTHER TIERS: 1.20% $1k - $10k | 1.65% $10k - $100k
1.60%*$100k*-2 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.50% $10k - $100k
1.25%*$100k*-1 Year CD
OTHER TIERS: 0.60% $1k - $10k | 1.15% $10k - $100k
0.75%*$100k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.70% $10k - $100k
0.50%*$100k*-3 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $100k
0.35%*$100k*-1 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k

Cornerstone National Bank & Trust Company Locations
Lake Zurich Branch585 Ela RdLake Zurich, IL 60047
Cornerstone National Bank & Trust Company Branch650 East Terra Cotta Avenue, Suite 11Crystal Lake, IL 60014
Cornerstone National Bank & Trust CompanyOne West Northwest HighwayPalatine, IL 60067
Naperville Banking Center Branch1804 N Naper Blvd Ste 450Naperville, IL 60563

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