Cornerstone National Bank & Trust Company

Overview / Commentary
One West Northwest Highway
Palatine, IL 60067

Cornerstone National Bank & Trust Company is headquartered in Palatine and is the 68th largest bank in the state of Illinois. It is also the 1,224th largest bank in the nation. It was established in 2000 and as of June of 2019, it had grown to 87 employees at 4 locations. Cornerstone National Bank & Trust Company's money market rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #57061
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.51%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$605.9MM$555.7MM
LoansQ2 2019vs Q2 2018$448.9MM$408.4MM
DepositsQ2 2019vs Q2 2018$540.9MM$491.6MM
Equity CapitalQ2 2019vs Q2 2018$57.9MM$58.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$7.1MM$6.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.3MM$3.1MM
Real Estate OwnedQ2 2019vs Q2 2018$0$754.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cornerstone National Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone National Bank & Trust Company Savings Account Rates

1.75%*$100k*-Preferred IRA Account
OTHER TIERS: 1.20% Up to $10k | 1.65% $10k - $100k
0.90%*$1m*-Savings Account
OTHER TIERS: 0.10% $100 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m
0.90%*$1m*-Minor Savings Account
OTHER TIERS: 0.10% $25 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m

Cornerstone National Bank & Trust Company Money Market Rates

1.00%*$1m*-Preferred Money Market Account
OTHER TIERS: 0.15% $1k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k | 0.50% $250k - $500k | 0.75% $500k - $1m

Cornerstone National Bank & Trust Company Checking Account Rates

0.15%*$25k*-Interest/NOW Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k

Cornerstone National Bank & Trust Company CD Rates

2.00%*$100k*-5 Year CD
OTHER TIERS: 1.80% $1k - $10k | 1.90% $10k - $100k
1.90%*$100k*-4 Year CD
OTHER TIERS: 1.70% $1k - $10k | 1.80% $10k - $100k
1.75%*$100k*-3 Year CD
OTHER TIERS: 1.20% $1k - $10k | 1.65% $10k - $100k
1.60%*$100k*-2 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.50% $10k - $100k
1.25%*$100k*-1 Year CD
OTHER TIERS: 0.60% $1k - $10k | 1.15% $10k - $100k
0.75%*$100k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.70% $10k - $100k
0.50%*$100k*-3 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $100k
0.35%*$100k*-1 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k

Cornerstone National Bank & Trust Company Locations
Lake Zurich Branch585 Ela RdLake Zurich, IL 60047
Cornerstone National Bank & Trust Company Branch650 East Terra Cotta Avenue, Suite 11Crystal Lake, IL 60014
Cornerstone National Bank & Trust CompanyOne West Northwest HighwayPalatine, IL 60067
Naperville Banking Center Branch1804 N Naper Blvd Ste 450Naperville, IL 60563

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.