Cornerstone National Bank & Trust Company

Overview / Commentary
One West Northwest Highway
Palatine, IL 60067

Cornerstone National Bank & Trust Company is headquartered in Palatine and is the 72nd largest bank in the state of Illinois. It is also the 1,259th largest bank in the nation. It was established in 2000 and as of March of 2019, it had grown to 83 employees at 4 locations. Cornerstone National Bank & Trust Company's money market rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #57061
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.91%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$583.2MM$540.3MM
LoansQ1 2019vs Q1 2018$413.0MM$386.0MM
DepositsQ1 2019vs Q1 2018$520.4MM$479.1MM
Equity CapitalQ1 2019vs Q1 2018$56.0MM$56.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$7.0MM$6.5MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.2MM$3.2MM
Real Estate OwnedQ1 2019vs Q1 2018$0$240.00K
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone National Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone National Bank & Trust Company Savings Account Rates

1.75%*$100k*-Preferred IRA Account
OTHER TIERS: 1.20% Up to $10k | 1.65% $10k - $100k
0.90%*$1m*-Savings Account
OTHER TIERS: 0.10% $100 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m
0.90%*$1m*-Minor Savings Account
OTHER TIERS: 0.10% $25 - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $500k | 0.65% $500k - $1m

Cornerstone National Bank & Trust Company Money Market Rates

1.00%*$1m*-Preferred Money Market Account
OTHER TIERS: 0.15% $1k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k | 0.50% $250k - $500k | 0.75% $500k - $1m

Cornerstone National Bank & Trust Company Checking Account Rates

0.15%*$25k*-Interest/NOW Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k

Cornerstone National Bank & Trust Company CD Rates

2.00%*$100k*-5 Year CD
OTHER TIERS: 1.80% $1k - $10k | 1.90% $10k - $100k
1.90%*$100k*-4 Year CD
OTHER TIERS: 1.70% $1k - $10k | 1.80% $10k - $100k
1.75%*$100k*-3 Year CD
OTHER TIERS: 1.20% $1k - $10k | 1.65% $10k - $100k
1.60%*$100k*-2 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.50% $10k - $100k
1.25%*$100k*-1 Year CD
OTHER TIERS: 0.60% $1k - $10k | 1.15% $10k - $100k
0.75%*$100k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.70% $10k - $100k
0.50%*$100k*-3 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $100k
0.35%*$100k*-1 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k

Cornerstone National Bank & Trust Company Locations
Lake Zurich Branch585 Ela RdLake Zurich, IL 60047
Cornerstone National Bank & Trust Company Branch650 East Terra Cotta Avenue, Suite 11Crystal Lake, IL 60014
Cornerstone National Bank & Trust CompanyOne West Northwest HighwayPalatine, IL 60067
Naperville Banking Center Branch1804 N Naper Blvd Ste 450Naperville, IL 60563

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