Cornerstone National Bank & Trust Company

Overview / Commentary

www.cornerstonenb.com

847-654-3000

One West Northwest Highway
Palatine, IL 60067

Cornerstone National Bank & Trust Company is headquartered in Palatine and is the 57^th largest bank in the state of Illinois. It is also the 1,018^th largest bank in the nation. It was established in 2000 and as of December of 2020, it had grown to 98 employees at 5 locations. Cornerstone National Bank & Trust Company has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57061
Year Established	2000
Employees	98
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	13.82%
Annual Interest Income	$31.2MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$889.1MM$631.3MM
Loans	Q4 2020vs Q4 2019	$612.3MM$465.9MM
Deposits	Q4 2020vs Q4 2019	$796.5MM$566.8MM
Equity Capital	Q4 2020vs Q4 2019	$76.5MM$55.8MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$7.2MM$7.1MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$5.0MM$3.9MM
Real Estate Owned	Q4 2020vs Q4 2019	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cornerstone National Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone National Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Preferred IRA Account
OTHER TIERS: 0.25% → Up to $10k \| 0.30% → $10k - $100k
0.35%^*	$1m^*	-	Savings Account
OTHER TIERS: 0.02% → $100 - $100k \| 0.05% → $100k - $250k \| 0.10% → $250k - $500k \| 0.15% → $500k - $1m
0.35%^*	$1m^*	-	Minor Savings Account
OTHER TIERS: 0.02% → $25 - $100k \| 0.05% → $100k - $250k \| 0.10% → $250k - $500k \| 0.15% → $500k - $1m

Cornerstone National Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$1m^*	-	Preferred Money Market Account
OTHER TIERS: 0.03% → $1k - $50k \| 0.05% → $50k - $100k \| 0.10% → $100k - $250k \| 0.15% → $250k - $500k \| 0.20% → $500k - $1m

Cornerstone National Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^*	$25k^*	-	Interest/NOW Account
OTHER TIERS: 0.01% → $100 - $25k

Cornerstone National Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	5 Year CD
OTHER TIERS: 0.45% → $1k - $10k \| 0.50% → $10k - $100k
0.40%^*	$100k^*	-	4 Year CD
OTHER TIERS: 0.30% → $1k - $10k \| 0.35% → $10k - $100k
0.35%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.25% → $1k - $10k \| 0.30% → $10k - $100k
0.30%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $100k
0.15%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $100k
0.10%^*	$100k^*	-	1 Month CD
OTHER TIERS: 0.02% → $1k - $10k \| 0.05% → $10k - $100k
0.10%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.02% → $1k - $10k \| 0.05% → $10k - $100k
0.10%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.02% → $1k - $10k \| 0.05% → $10k - $100k

Locations

Cornerstone National Bank & Trust Company Locations
Lake Zurich Branch	585 Ela Rd	Lake Zurich, IL 60047
Cornerstone National Bank & Trust Company Branch	650 East Terra Cotta Avenue, Suite 11	Crystal Lake, IL 60014
Cornerstone National Bank & Trust Company	One West Northwest Highway	Palatine, IL 60067
Naperville Banking Center Branch	1804 N Naper Blvd Ste 450	Naperville, IL 60563
Schaumburg Banking Center Branch	650 E Algonquin Rd Suite 100	Schaumburg, IL 60173

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.