Featured Savings Rates
Featured Accounts

Cornerstone State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%5-year CD60 Month CD - Semi-Annually
0.50%1-year CD12 - 23 Month CD - Semi-Annually
0.15%SavingsCornerStone Public Funds Savings

Overview / Commentary
507-364-2265
401 Fourth St Nw
Montgomery, MN 56069

Cornerstone State Bank is headquartered in Montgomery and is the 106th largest bank in the state of Minnesota. It is also the 3,368th largest bank in the nation. It was established in 1974 and as of September of 2016, it had grown to 49 employees at 7 locations. Cornerstone State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #21525
Year Established1974
Employees49
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD10.38%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$166.6MM$136.6MM
LoansQ3 2016vs Q3 2015$96.3MM$84.6MM
DepositsQ3 2016vs Q3 2015$146.9MM$121.3MM
Equity CapitalQ3 2016vs Q3 2015$18.4MM$14.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.8MM$1.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.6MM$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$929.00K$831.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--CornerStone Non-Profit-Int
0.25%-$25kCornerStone Christmas Club Savings
0.20%--CornerStone Gold/VIP Savings
0.20%--CornerStone HSA/IRA Savings
0.20%*$150k*-CornerStone Public Funds Business
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.15%--CornerStone Personal Savings
0.15%--CornerStone Minor Savings
0.15%--CornerStone Public Funds Savings

Cornerstone State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-CornerStone Personal Money Market
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k
0.35%*$75k*-CornerStone Gold/VIP Money Market
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k
0.35%*$75k*-CornerStone Business Money Market
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k
0.35%*$75k*-CornerStone Public Money Market
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k

Cornerstone State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$150k*-CornerStone Gems Checking Account
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-Club Checking Account
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-CornerStone Gold VIP Checking
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-CornerStone Builder Checking-Int
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-CornerStone Mascot Checking-Int
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-CornerStone Regular Business Checking
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-NOW Checking
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k
0.20%*$150k*-P.F. Now Checking
OTHER TIERS: 0.10% Up to $75k | 0.15% $75k - $150k

Cornerstone State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$75k*-60 Month CD - Semi-Annually
OTHER TIERS: 0.80% Up to $25k | 0.85% $25k - $75k
0.75%*$25k*-36 - 48 Month CD - Semi-Annually
OTHER TIERS: 0.70% Up to $25k
0.70%*$25k*-24 - 35 Month CD - Semi-Annually
OTHER TIERS: 0.65% Up to $25k
0.50%*$25k*-12 - 23 Month CD - Semi-Annually
OTHER TIERS: 0.45% Up to $25k
0.35%*$25k*-6 Month CD - Semi Annually
OTHER TIERS: 0.30% Up to $25k
0.25%*$25k*-3 Month CD - Quarterly
OTHER TIERS: 0.20% Up to $25k

Cornerstone State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-36-48 Month IRA CD - Semi-Annually
OTHER TIERS: 0.70% Up to $25k
Locations


Cornerstone State Bank Locations
1516 Cloquet Avenue Branch1516 Cloquet AvenueCloquet, MN 55720
Cornerstone State Bank401 Fourth St NWMontgomery, MN 56069
Belle Plaine Branch406 Poplar StreetBelle Plaine, MN 56011
Le Sueur Branch415 North Main StLe Sueur, MN 56058
Green Isle Branch451 Third StreetGreen Isle, MN 55338
Eagle Lake Branch401 ParkwayEagle Lake, MN 56024
Madison Lake Branch500 Main StreetMadison Lake, MN 56063