Cornerstone Bank (GA)


Overview / Commentary
404-601-1250
2060 Mount Paran Road, Northwest, Suite 100
Atlanta, GA 30327

Cornerstone Bank (GA) is headquartered in Atlanta and is the 92nd largest bank in the state of Georgia. It is also the 3,014th largest bank in the nation. It was established in 2001 and as of March of 2021, it had grown to 32 employees at 3 locations. Cornerstone Bank (GA)'s money market rates are 25% higher than the national average, and it has an A health rating.

Reviews (1)

This Bank Deserves More Customers!

Posted by: |

It has the best small business checking account in the Atlanta area. No fees, friendly, easy to work with. If more people had sense enough to bank with them, their deposit ratio would climb and their "health" rating would go up. I've had it with Wells' inefficient service and high fees. I started out at First Union, and they and every later iteration of that bank got gobbled up by the mega-banks. Cornerstone is a small bank, but as far as general banking, I have no complaints. I have accounts with 3 companies there.
Their interface with Quicken could be better and they could have fancy ATMs that give you images; but check images are returned in your statement (for free) and you can view all deposit slips and checks online any time (also for free).
I like this bank, my funds are all FDIC insured, and I'm happy to bank there. Drop by a branch to see for yourself that it's not necessary to stand in long lines just to pay high fees.



Health

Health Grade Components

Overall
FDIC Certificate #35027
Year Established2001
Employees32
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD11.27%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$213.7MM$204.8MM
LoansQ1 2021vs Q1 2020$146.2MM$130.5MM
DepositsQ1 2021vs Q1 2020$192.2MM$167.0MM
Equity CapitalQ1 2021vs Q1 2020$18.6MM$20.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.5MM$2.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.6MM$4.7MM
Real Estate OwnedQ1 2021vs Q1 2020$585.00K$778.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Cornerstone First Saver
0.15%--Cornerstone Savings
0.15%--Cornerstone Business Savings

Cornerstone Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$500k*-Premier Money Market
OTHER TIERS: 0.15% Up to $25k | 0.35% $25k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.55%*$500k*-Business Premier Money Market
OTHER TIERS: 0.15% Up to $25k | 0.35% $25k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k

Cornerstone Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Cornerstone Plus Checking
OTHER TIERS: 0.05% $1k - $5k | 0.15% $5k - $100k
0.25%*$100k*-Cornerstone Classic Checking
OTHER TIERS: 0.10% $1k - $20k | 0.15% $20k - $100k
0.20%*$100k*-Cornerstone Non-Corporate Checking
OTHER TIERS: 0.15% $5k - $100k

Cornerstone Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month CD
0.60%$500-48 Month CD
0.55%$500-36 Month CD
0.50%$500-24 Month CD
0.45%$500-18 Month CD
0.40%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$500-3 Month CD
Locations


Cornerstone Bank (GA) Locations
Decatur Branch125 Clairemont AveDecatur, GA 30030
Cornerstonebank2060 Mount Paran Road, Northwest, Suite 100Atlanta, GA 30327
Roswell Road Branch6344 Roswell RoadSandy Springs, GA 30328

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