Overview / Commentary
404-601-1250
2060 Mount Paran Road, Northwest, Suite 100
Atlanta, GA 30327

Cornerstone Bank (GA) is headquartered in Atlanta and is the 67th largest bank in the state of Georgia. It is also the 2,621st largest bank in the nation. It was established in 2001 and as of June of 2018, it had grown to 39 employees at 3 locations. Cornerstone Bank (GA)'s CD rates are 68% higher than the national average, and it has a B+ health rating.

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Reviews (1)

This Bank Deserves More Customers!

Posted by: moore2772 | Dec 13, 2013

It has the best small business checking account in the Atlanta area. No fees, friendly, easy to work with. If more people had sense enough to bank with them, their deposit ratio would climb and their "health" rating would go up. I've had it with Wells' inefficient service and high fees. I started out at First Union, and they and every later iteration of that bank got gobbled up by the mega-banks. Cornerstone is a small bank, but as far as general banking, I have no complaints. I have accounts with 3 companies there.
Their interface with Quicken could be better and they could have fancy ATMs that give you images; but check images are returned in your statement (for free) and you can view all deposit slips and checks online any time (also for free).
I like this bank, my funds are all FDIC insured, and I'm happy to bank there. Drop by a branch to see for yourself that it's not necessary to stand in long lines just to pay high fees.



Health
B+

Health Grade Components

Overall
FDIC Certificate #35027
Year Established2001
Employees39
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD8.18%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$233.6MM$247.3MM
LoansQ2 2018vs Q2 2017$168.2MM$180.9MM
DepositsQ2 2018vs Q2 2017$208.6MM$205.2MM
Equity CapitalQ2 2018vs Q2 2017$21.0MM$14.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.9MM$3.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.2MM$1.2MM
Real Estate OwnedQ2 2018vs Q2 2017$1.8MM$4.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Cornerstone First Saver
0.25%--Cornerstone Savings
0.25%--Cornerstone Business Savings

Cornerstone Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Cornerstone Advantage Money Market (Personal)
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $50k | 0.45% $50k - $100k
0.60%*$100k*-Cornerstone Capital Money Market (Business)
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $50k | 0.45% $50k - $100k

Cornerstone Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Cornerstone Classic Checking
OTHER TIERS: 0.15% $1k - $20k | 0.25% $20k - $50k | 0.35% $50k - $100k
0.40%*$100k*-Cornerstone Plus Checking
OTHER TIERS: 0.10% $1k - $5k | 0.30% $5k - $100k
0.20%*$100k*-Cornerstone Non-Corporate Checking
OTHER TIERS: 0.15% $5k - $100k

Cornerstone Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$500-60 Month CD
1.97%$500-48 Month CD
1.88%$500-36 Month CD
1.77%$500-24 Month CD
1.61%$500-18 Month CD
1.61%$500-30 Month CD
1.51%$500-12 Month CD
1.16%$500-6 Month CD
0.99%$500-3 Month CD
Locations


Cornerstone Bank (GA) Locations
Decatur Branch125 Clairemont AveDecatur, GA 30030
Cornerstonebank2060 Mount Paran Road, Northwest, Suite 100Atlanta, GA 30327
Roswell Road Branch6344 Roswell RoadSandy Springs, GA 30328

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