Cornerstone Bank (GA)

Deposits held and insured by CoastalStates Bank

Reviews (1)

This Bank Deserves More Customers!

Posted by: |

It has the best small business checking account in the Atlanta area. No fees, friendly, easy to work with. If more people had sense enough to bank with them, their deposit ratio would climb and their "health" rating would go up. I've had it with Wells' inefficient service and high fees. I started out at First Union, and they and every later iteration of that bank got gobbled up by the mega-banks. Cornerstone is a small bank, but as far as general banking, I have no complaints. I have accounts with 3 companies there.
Their interface with Quicken could be better and they could have fancy ATMs that give you images; but check images are returned in your statement (for free) and you can view all deposit slips and checks online any time (also for free).
I like this bank, my funds are all FDIC insured, and I'm happy to bank there. Drop by a branch to see for yourself that it's not necessary to stand in long lines just to pay high fees.



Health
A

Data as of Q2 2021

Data displayed below is for insuring bank: CoastalStates Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57756
Year Established2004
Employees141
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD12.15%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.26B$962.9MM
LoansQ2 2021vs Q2 2020$858.5MM$739.1MM
DepositsQ2 2021vs Q2 2020$1.12B$791.7MM
Equity CapitalQ2 2021vs Q2 2020$114.9MM$93.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.2MM$5.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.8MM$4.4MM
Real Estate OwnedQ2 2021vs Q2 2020$778.00K$932.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Cornerstone First Saver
0.15%--Cornerstone Savings
0.15%--Cornerstone Business Savings

Cornerstone Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Premier Money Market
OTHER TIERS: 0.15% Up to $25k
0.35%*$25k*-Business Premier Money Market
OTHER TIERS: 0.15% Up to $25k

Cornerstone Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Cornerstone Plus Checking
OTHER TIERS: 0.05% $1k - $5k | 0.15% $5k - $100k
0.25%*$100k*-Cornerstone Classic Checking
OTHER TIERS: 0.10% $1k - $20k | 0.15% $20k - $100k
0.20%*$100k*-Cornerstone Non-Corporate Checking
OTHER TIERS: 0.15% $5k - $100k

Cornerstone Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month CD
0.60%$500-48 Month CD
0.50%$500-36 Month CD
0.40%$500-24 Month CD
0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.15%$500-6 Month CD
0.05%$500-3 Month CD
Locations

Availability



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