Corpus Christi Southern Pacific Credit Union


Overview / Commentary
361-888-8332
1120 N Tancahua St
Corpus Christi, TX 78401

Corpus Christi Southern Pacific Credit Union is headquartered in Corpus Christi and is the 354th largest credit union in the state of Texas. It is also the 4,011th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 3 employees and 631 members at 1 location. Corpus Christi Southern Pacific Credit Union has a B health rating.

Field of Membership Restrictions

Corpus Christi Southern Pacific Credit Union is open to (1) Employees of: Union Pacific Railroad who were employed by Southern Pacific Transportation Company and its subsidiaries at the time of the railroads' merger, Tex-Mex Railroad living and working in Corpus Christi, Econo Rail and Rail Link living and working in Bishop, Brownsville, Corpus Christi, Harlingen, and Kingsville; (2) Groups of members or employees of companies/associations located within ten miles of the credit union's main office; and (3) County and City employees of the City of George West, Texas, Live Oak County. (A complete list of requirements are posted on the credit union's website)
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Corpus Christi Southern Pacific Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #67485
Year Chartered1953
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.57%
Return on Equity - YTD-4.17%
Annual Interest Income$85K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.9MM$4.6MM
LoansQ1 2025vs Q1 2024$3.6MM$3.6MM
DepositsQ1 2025vs Q1 2024$4.1MM$3.9MM
Equity CapitalQ1 2025vs Q1 2024$667K$664K
Loan Loss AllowanceQ1 2025vs Q1 2024$46K$36K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$54K$78K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Corpus Christi Southern Pacific Credit Union Locations
Branch Office1120 N Tancahua StCorpus Christi, TX 78401-1408

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