Featured Savings Rates
Featured Accounts

Cosden Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.41%1-year CD12 Month Share Certificate
0.15%SavingsOther Share Accounts
0.71%3-year CD36 Month Share Certificate

Overview / Commentary
800-725-2673
400 E MARCY DR
BIG SPRING, TX 79720-5714

Cosden Federal Credit Union is headquartered in BIG SPRING and is the 207th largest credit union in the state of Texas. It is also the 2,648th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 12 employees and 4,007 members at 1 location. Cosden Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Howard County, Texas.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cosden Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1750
Year Chartered1936
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.64%
Return on Equity - YTD-5.04%
Annual Interest Income$729.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$37.5MM$37.4MM
LoansQ3 2016vs Q3 2015$10.0MM$8.8MM
DepositsQ3 2016vs Q3 2015$32.3MM$32.1MM
Equity CapitalQ3 2016vs Q3 2015$4.8MM$5.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$258.00K$284.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$165.00K$272.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cosden Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%*$10k*-IRA Account
OTHER TIERS: 0.10% $2,500 - $5k | 0.61% $5k - $10k
0.81%*$10k*-SEP IRA Account
OTHER TIERS: 0.10% $2,500 - $5k | 0.61% $5k - $10k
0.15%--Regular Share Account
0.15%--Club Accounts
0.15%--Other Share Accounts

Cosden Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

Cosden Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10k-Business Checking Account

Cosden Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%*$10k*-36 Month Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.61%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.41%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.26%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k

Cosden Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%*$10k*-36 Month IRA Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.61%*$10k*-24 Month IRA Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.41%*$10k*-12 Month IRA Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.26%*$10k*-6 Month IRA Share Certificate
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
Locations


Cosden Federal Credit Union Locations
Branch Office400 E MARCY DRBIG SPRING, TX 79720-5714