Cosden Federal Credit Union


Overview / Commentary
432-264-2600
400 E MARCY DR
BIG SPRING, TX 79720

Cosden Federal Credit Union is headquartered in BIG SPRING and is the 180th largest credit union in the state of Texas. It is also the 2,233rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 15 employees and 4,638 members at 1 location. Cosden Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Cosden Federal Credit is open to anyone who lives, works, worships, or goes to school in Howard County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cosden Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #1750
Year Chartered1936
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD2.17%
Return on Equity - YTD19.76%
Annual Interest Income$752K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$63.7MM$61MM
LoansQ1 2025vs Q1 2024$30.3MM$24.6MM
DepositsQ1 2025vs Q1 2024$56.3MM$54.2MM
Equity CapitalQ1 2025vs Q1 2024$6.8MM$6.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$111K$290K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$70K$155K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Cosden Federal Credit Union are currently being reviewed.

Locations


Cosden Federal Credit Union Locations
Branch Office400 E MARCY DRBIG SPRING, TX 79720-5714

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