Cottonwood Community Federal Credit Union

Overview / Commentary
1606 Lewiston St
Cottonwood, ID 83522-0507

Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 15th largest credit union in the state of Idaho. It is also the 1,521st largest credit union in the nation. It was established in 1942 and as of December of 2019, it had grown to 28 employees and 5,304 members at 5 locations. Cottonwood Community Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
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Health Grade Components

NCUA #4960
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD8.17%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$115.0MM$103.9MM
LoansQ4 2019vs Q4 2018$83.7MM$78.1MM
DepositsQ4 2019vs Q4 2018$94.6MM$85.2MM
Equity CapitalQ4 2019vs Q4 2018$19.8MM$18.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$804.00K$880.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.4MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$108.00K$286.00K
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Cottonwood Community Federal Credit Union Savings Account Rates

0.30%--Regular Share Account

Cottonwood Community Federal Credit Union CD Rates

2.00%$500-5 Year Share Certificate
1.30%$500-4 Year Share Certificate
1.25%$500-3 Year Share Certificate
1.25%$500-1-3 Year Student Share Certificate
1.20%$500-2 Year Share Certificate
1.05%$500-18 Month Share Certificate
1.00%$500-1 Year Share Certificate
0.60%$500-6 Month Share Certificate
0.60%$500-9 Month Share Certificate

Cottonwood Community Federal Credit Union Locations
Branch Office221 Main StreetCraigmont, ID 83523
Branch Office421 Oak StreetNezperce, ID 83543
Branch Office1606 Lewiston StCottonwood, ID 83522
Branch Office316 Main StCottonwood, ID 83522
Branch Office1 S Main StKooskia, ID 83539

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