Featured Savings Rates
Featured Accounts

Cottonwood Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.03%5-year CD5 Year Share Certificate
1.85%1-year CD1 Year Share Certificate
0.50%SavingsRegular Share Account

Overview / Commentary
208-962-3451
1606 Lewiston St
Cottonwood, ID 83522

Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 16th largest credit union in the state of Idaho. It is also the 1,666th largest credit union in the nation. It was established in 1942 and as of March of 2018, it had grown to 21 employees and 4,847 members at 3 locations. Cottonwood Community Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
See current membership details

Related Posts

Big Rates At Small Credit Union - 12/25/2017

If you live in Idaho County or Lewis County (ID), Cottonwood Community FCU has some really nice CDs. 3 year - 2.50% APY 4 year - 2.65% APY 5 year - 2.75% APY Minimum deposit is $500.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cottonwood Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #4960
Year Chartered1942
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD8.67%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$95.6MM$86.2MM
LoansQ1 2018vs Q1 2017$73.4MM$68.5MM
DepositsQ1 2018vs Q1 2017$78.2MM$70.3MM
Equity CapitalQ1 2018vs Q1 2017$17.0MM$15.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.0MM$1.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.3MM$1.8MM
Real Estate OwnedQ1 2018vs Q1 2017$351.00K$236.00K
Rates
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Cottonwood Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Regular Share Account

Cottonwood Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-5 Year Share Certificate
2.78%$500-4 Year Share Certificate
2.63%$500-3 Year Share Certificate
2.63%$500-1-3 Year Student Share Certificate
2.17%$500-2 Year Share Certificate
1.85%$500-1 Year Share Certificate
1.85%$500-18 Month Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$500-9 Month Share Certificate
Locations


Cottonwood Community Federal Credit Union Locations
Branch Office221 Main StreetCraigmont, ID 83523
Branch Office421 Oak StreetNezperce, ID 83543
Branch Office1606 Lewiston StCottonwood, ID 83522

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