Cottonwood Community Federal Credit Union
Overview / Commentary
Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 16th largest credit union in the state of Idaho. It is also the 1,760th largest credit union in the nation. It was established in 1942 and as of March of 2017, it had grown to 20 employees and 4,828 members at 3 locations. Cottonwood Community Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
See current membership details
Health
A
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cottonwood Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4960 |
| Year Chartered | 1942 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.45% |
| Return on Equity - YTD | 8.03% |
| Annual Interest Income | $945.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $86.2MM$83.6MM |
| Loans | Q1 2017vs Q1 2016 | $68.5MM$66.7MM |
| Deposits | Q1 2017vs Q1 2016 | $70.3MM$69.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $15.6MM$14.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.0MM$1.0MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.8MM$2.0MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $236.00K$723.00K |
Rates
Rates for Cottonwood Community Federal Credit Union are currently being reviewed.
Locations
| Cottonwood Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 221 Main Street | Craigmont, ID 83523 |
| Branch Office | 421 Oak Street | Nezperce, ID 83543 |
| Branch Office | 1606 Lewiston St | Cottonwood, ID 83522 |