Featured Savings Rates
Featured Accounts

Cottonwood Community Federal Credit Union

Popular Accounts at this Credit Union

2.50%5-year CD5 Year Share Certificate
1.60%1-year CD1 Year Share Certificate
0.50%SavingsRegular Share Account

Overview / Commentary
1606 Lewiston St
Cottonwood, ID 83522

Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 16th largest credit union in the state of Idaho. It is also the 1,667th largest credit union in the nation. It was established in 1942 and as of September of 2017, it had grown to 21 employees and 4,874 members at 3 locations. Cottonwood Community Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cottonwood Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #4960
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD1.69%
Return on Equity - YTD9.19%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$92.9MM$84.9MM
LoansQ3 2017vs Q3 2016$69.5MM$67.9MM
DepositsQ3 2017vs Q3 2016$76.2MM$69.6MM
Equity CapitalQ3 2017vs Q3 2016$16.4MM$15.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$981.00K$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.8MM$1.2MM
Real Estate OwnedQ3 2017vs Q3 2016$381.00K$650.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cottonwood Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Cottonwood Community Federal Credit Union Savings Account Rates

0.50%--Regular Share Account

Cottonwood Community Federal Credit Union CD Rates

2.50%$500-5 Year Share Certificate
2.15%$500-4 Year Share Certificate
1.95%$500-3 Year Share Certificate
1.95%$500-1-3 Year Student Share Certificate
1.85%$500-2 Year Share Certificate
1.65%$500-18 Month Share Certificate
1.60%$500-1 Year Share Certificate
0.95%$500-9 Month Share Certificate
0.90%$500-6 Month Share Certificate

Cottonwood Community Federal Credit Union Locations
Branch Office221 Main StreetCraigmont, ID 83523
Branch Office421 Oak StreetNezperce, ID 83543
Branch Office1606 Lewiston StCottonwood, ID 83522