Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 14th largest credit union in the state of Idaho. It is also the 1,152nd largest credit union in the nation. It was established in 1942 and as of June of 2024, it had grown to 41 employees and 9,698 members at 7 locations. Cottonwood Community Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
See current membership details
Overall | |
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NCUA # | 4960 |
Year Chartered | 1942 |
Employees | 41 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.14% |
Return on Equity - YTD | 7.69% |
Annual Interest Income | $6MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $238.6MM$231.5MM |
Loans | Q2 2024vs Q2 2023 | $168.5MM$156.8MM |
Deposits | Q2 2024vs Q2 2023 | $202.1MM$195.8MM |
Equity Capital | Q2 2024vs Q2 2023 | $35.4MM$34.6MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $1.7MM$1.1MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $2.7MM$1.3MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$195K |
Always verify rates and promotions with the bank or credit union. We are not Cottonwood Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $0 | - | Regular Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.56%* | $75k* | - | High Yield Share Account | ||
OTHER TIERS: 3.03% → $0 - $2.5k | 3.14% → $2.5k - $10k | 3.25% → $10k - $20k | 3.35% → $20k - $50k | 3.45% → $50k - $75k |
Cottonwood Community Federal Credit Union Locations | ||
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Branch Office | 200 W Main Street | Craigmont, ID 83523 |
Branch Office | 410 Oak St | Nezperce, ID 83543 |
Branch Office | 1606 Lewiston St | Cottonwood, ID 83522 |
Branch Office | 316 Main St | Cottonwood, ID 83522 |
Branch Office | 1 S Main St | Kooskia, ID 83539 |
Branch Office | 230 E Main St | Grangeville, ID 83530 |
Branch Office | 603 N Main St | Riggins, ID 83549 |