Country Bank (MA)


Overview / Commentary
413-967-6221
75 Main Street
Ware, MA 01082

Country Bank (MA) is headquartered in Ware and is the 29th largest bank in the state of Massachusetts. It is also the 555th largest bank in the nation. It was established in 1850 and as of June of 2020, it had grown to 215 employees at 15 locations. Country Bank (MA)'s money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Country Bank Cares

Posted by: |

My husband and I both do the majority of our banking with Country Bank, and we intend to do our mortgage with them when we buy a home. My husband has been with them for a long time, but I am a more recent customer. I used to be with a national bank chain that started charging fees left and right, and this bank already would not allow me to bank inside with the tellers without paying a fee. Country Bank still has free checking and savings accounts that do not require a minimum daily balance. They also have pretty good customer service. The tellers are friendly, and the customer service over the phone has been good. Although the bank is local and not always where I need it, they do charge no ATM fees for using SUM network ATMS. My only complaint is the layout of their website, but I would not expect such a local bank to have the same technology as the national chains.



Health
A+

Health Grade Components

Overall
FDIC Certificate #23992
Year Established1850
Employees215
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD4.95%
Annual Interest Income$34.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.76B$1.70B
LoansQ2 2020vs Q2 2019$1.34B$1.27B
DepositsQ2 2020vs Q2 2019$1.32B$1.17B
Equity CapitalQ2 2020vs Q2 2019$259.3MM$241.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$12.9MM$11.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$10.1MM$16.3MM
Real Estate OwnedQ2 2020vs Q2 2019$171.00K$538.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Country Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Country Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$100kKasasa Saver
OTHER TIERS: 0.15% $100k+
0.10%$10-Regular Savings

Country Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Earn Up Money Market - New Money
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.25% $50k - $150k
0.25%*$100k*-Money Market Checking
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$150k*-High Yield Money Market
OTHER TIERS: 0.10% $10 - $25k | 0.15% $25k - $50k | 0.20% $50k - $150k

Country Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$20kKasasa Cash Checking
OTHER TIERS: 0.15% $20k+

Country Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$10k$5m18 Month CD Special - New Money Only
0.50%$500-5 Year CD
0.45%$500-4 Year CD
0.45%$10k$5m18 Month CD Special - Current Customers
0.40%$500-3 Year CD
0.40%$10k$5m9 Month CD Special - New Money Only
0.35%$500-2 Year CD
0.30%$500-15 Month CD
0.30%$10k$5m9 Month CD Special - Current Customers
0.25%$500-1 Year CD
0.20%$500-6 Month CD
0.20%$500-9 Month CD
0.15%$500-3 Month CD
0.10%$500-30 Day CD

Country Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$10k$5m18 Month IRA Special - New Money Only
0.50%$500- 5 Year IRA
0.45%$500-4 Year IRA
0.45%$10k$5m18 Month IRA Special - Current Customers
0.40%$500-3 Year IRA
0.40%$10k$5m9 Month IRA Special - New Money
0.35%$500-2 Year IRA
0.30%$500-15 Month IRA
0.30%$10k$5m9 Month IRA Special - Current Customers
0.25%$500-1 Year IRA
0.20%$500-6 Month IRA
0.20%$500-9 Month IRA
0.15%$500-3 Month IRA
0.10%$500-30 Day IRA
Locations

Availability



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