Country Bank (MA)

Overview / Commentary
75 Main Street
Ware, MA 01082

Country Bank (MA) is headquartered in Ware and is the 29th largest bank in the state of Massachusetts. It is also the 569th largest bank in the nation. It was established in 1850 and as of September of 2020, it had grown to 199 employees at 15 locations. Country Bank (MA) has an A health rating.

Reviews (1)

Country Bank Cares

Posted by: |

My husband and I both do the majority of our banking with Country Bank, and we intend to do our mortgage with them when we buy a home. My husband has been with them for a long time, but I am a more recent customer. I used to be with a national bank chain that started charging fees left and right, and this bank already would not allow me to bank inside with the tellers without paying a fee. Country Bank still has free checking and savings accounts that do not require a minimum daily balance. They also have pretty good customer service. The tellers are friendly, and the customer service over the phone has been good. Although the bank is local and not always where I need it, they do charge no ATM fees for using SUM network ATMS. My only complaint is the layout of their website, but I would not expect such a local bank to have the same technology as the national chains.


Health Grade Components

FDIC Certificate #23992
Year Established1850
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD5.17%
Annual Interest Income$50.7MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.74B$1.69B
LoansQ3 2020vs Q3 2019$1.28B$1.26B
DepositsQ3 2020vs Q3 2019$1.31B$1.19B
Equity CapitalQ3 2020vs Q3 2019$262.7MM$246.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$13.5MM$12.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$24.8MM$18.8MM
Real Estate OwnedQ3 2020vs Q3 2019$171.00K$521.00K

Rates for Country Bank (MA) are currently being reviewed.



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