Country Bank (MA)

Overview / Commentary
75 Main Street
Ware, MA 01082

Country Bank (MA) is headquartered in WARE and is the 29th largest bank in the state of Massachusetts. It is also the 622nd largest bank in the nation. It was established in 1850 and as of September of 2023, it had grown to 212 employees at 12 locations. Country Bank (MA)'s money market rates are 7X the national average, and it has a B+ health rating.

Reviews (1)

Country Bank Cares

Posted by: |

My husband and I both do the majority of our banking with Country Bank, and we intend to do our mortgage with them when we buy a home. My husband has been with them for a long time, but I am a more recent customer. I used to be with a national bank chain that started charging fees left and right, and this bank already would not allow me to bank inside with the tellers without paying a fee. Country Bank still has free checking and savings accounts that do not require a minimum daily balance. They also have pretty good customer service. The tellers are friendly, and the customer service over the phone has been good. Although the bank is local and not always where I need it, they do charge no ATM fees for using SUM network ATMS. My only complaint is the layout of their website, but I would not expect such a local bank to have the same technology as the national chains.


Health Grade Components

FDIC Certificate #23992
Year Established1850
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD4.69%
Annual Interest Income$58.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.82B$1.69B
LoansQ3 2023vs Q3 2022$1.41B$1.19B
DepositsQ3 2023vs Q3 2022$1.32B$1.39B
Equity CapitalQ3 2023vs Q3 2022$262.7MM$247.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$14MM$14.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$19.9MM$3.8MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Country Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Country Bank (MA) Savings Account Rates

0.75%*-$100kKasasa Saver
OTHER TIERS: 0.10% $100k+
0.10%$10-Regular Savings
0.10%$10-Choice Savings

Country Bank (MA) Money Market Rates

3.04%*$150k*-High Yield Money Market - New Money
OTHER TIERS: 0.10% $10 - $25k | 0.25% $25k - $50k | 1.00% $50k - $150k
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.05% $10 - $1k | 0.10% $1k - $10k | 0.15% $10k - $50k | 0.25% $50k - $100k

Country Bank (MA) Checking Account Rates

0.75%*-$20kKasasa Cash Checking
OTHER TIERS: 0.05% $20k+

Country Bank (MA) CD Rates

5.11%$500$5m10 Month Add On CD Special
4.07%$500-2 Year CD
3.81%$500-3 Year CD
3.55%$500-4 Year CD
3.04%$500-5 Year CD
0.75%$500-15 Month CD
0.50%$500-1 Year CD
0.40%$500-9 Month CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD
0.05%$500-30 Day CD

Country Bank (MA) IRA Rates

4.07%$500-2 Year IRA
3.81%$500-3 Year IRA
3.55%$500-4 Year IRA
3.04%$500- 5 Year IRA
0.75%$500-15 Month IRA
0.50%$500-1 Year IRA
0.40%$500-9 Month IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA
0.05%$500-30 Day IRA


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