Featured Savings Rates
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Country Heritage Credit Union

Popular Accounts at this Credit Union

1.31%5-year CD60 Month Certificate
0.90%1-year CD12 Month Certificate
0.15%SavingsShare Savings

Overview / Commentary
16580 Bakertown Rd
Buchanan, MI 49107-9201

Country Heritage Credit Union is headquartered in Buchanan and is the 156th largest credit union in the state of Michigan. It is also the 2,554th largest credit union in the nation. It was established in 1932 and as of December of 2016, it had grown to 8 employees and 1,529 members at 1 location. Country Heritage Credit Union has a B+ health rating.

Field of Membership Restrictions

Country Heritage CU of Michigan is open to the community members and people maintaining employment in a farming-oriented community, employees of the farming/agricultural businesses, farmers, and/or owners of farming units, have a rural address, persons that qualified under the original FOM, CU member affiliated organizations, widows/widowers of deceased members that have not remarried, and the family members of current CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Country Heritage Credit Union has a low asset base.

Health Grade Components

NCUA #62079
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD7.78%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$40.3MM$38.7MM
LoansQ4 2016vs Q4 2015$27.2MM$26.9MM
DepositsQ4 2016vs Q4 2015$33.9MM$32.8MM
Equity CapitalQ4 2016vs Q4 2015$6.4MM$5.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$550.00K$450.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.00K$6.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Country Heritage Credit Union Savings Account Rates

2.02%-$5kHoliday Savings
0.15%--Share Savings

Country Heritage Credit Union CD Rates

1.31%$1k$100k60 Month Certificate
1.31%$500$100k60 Month Youth Certificate
1.21%$1k$100k27 Month Certificate
1.21%$1k$100k48 Month Certificate
1.21%$500$100k27 Month Youth Certificate
1.21%$500$100k48 Month Youth Certificate
1.11%$1k$100k24 Month Certificate
1.11%$500$100k24 Month Youth Certificate
1.01%$1k$100k30 Month Certificate
1.01%$1k$100k36 Month Certificate
1.01%$500$100k30 Month Youth Certificate
1.01%$500$100k36 Month Youth Certificate
1.00%$1k$100k18 Month Certificate
1.00%$500$100k18 Month Youth Certificate
0.91%$1k$100k182 Day Certificate
0.91%$500$100k182 Day Youth Certificate
0.90%$1k$100k12 Month Certificate
0.90%$500$100k12 Month Youth Certificate
0.75%$1k$100k91-181 Day Certificate
0.75%$500$100k91-181 Day Youth Certificate

Country Heritage Credit Union IRA Rates

1.31%$200-60 Month IRA Certificate
1.21%$200-48 Month IRA Certificate
1.10%$200-24 Month IRA Certificate
1.00%$200-36 Month IRA Certificate
0.91%$200-182 Day IRA Certificate
0.91%$200-12 Month IRA Certificate
0.75%$200-91-181 Day IRA Certificate

Country Heritage Credit Union Locations
Branch Office16580 Bakertown RdBuchanan, MI 49107-9201