Wintrust Bank

Overview / Commentary

www.wintrustbank.com

312-981-0770

231 South La Salle Street
Chicago, IL 60604

Wintrust Bank is headquartered in CHICAGO and is the 5^th largest bank in the state of Illinois. It is also the 168^th largest bank in the nation. It was established in 1994 and as of December of 2023, it had grown to 601 employees at 35 locations. Wintrust Bank's money market rates are 9X the national average, and it has a B+ health rating.

View all posts from:

2019
2018

7/13 - 2.25% Savings & Money Mkt, 2.25% 11 Mth CD, 2.50% 22 Mth CD

6/1 - 3.00% APY For 19 Mth CD, 3.25% For 26 Mth CD, 3.00% APY For Money Market. Wrigleyville Branch Only

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Health

B+

Data as of Q4 2023

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Health Grade Components

Overall
FDIC Certificate #	33935
Year Established	1994
Employees	601
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.75%
Return on Equity - YTD	16.1%
Annual Interest Income	$522.6MM

Assets and Liabilities
Assets	Q4 2023vs Q4 2022	$9.54B$9.66B
Loans	Q4 2023vs Q4 2022	$7.91B$7.77B
Deposits	Q4 2023vs Q4 2022	$8.23B$8.37B
Equity Capital	Q4 2023vs Q4 2022	$1.04B$1.01B
Loan Loss Allowance	Q4 2023vs Q4 2022	$87.5MM$69.4MM
Unbacked Noncurrent Loans	Q4 2023vs Q4 2022	$33.3MM$7.8MM
Real Estate Owned	Q4 2023vs Q4 2022	$309K$549K

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Wintrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wintrust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	-	-	Statement Savings Advanced - New Money
0.15%^†	-	-	Statement Savings
0.15%^†	-	-	Junior Saves Statement Savings
0.03%^*^†	$10k^*	-	IRA Savings
OTHER TIERS: 0.02% → Up to $10k

Wintrust Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%^†	$50k	-	MAXSAFE Money Market Special
0.20%^*^†	$1m^*	-	MAXSAFE Money Market
OTHER TIERS: 0.10% → Up to $150k \| 0.15% → $150k - $1m
0.03%^*^†	$10k^*	-	Money Market
OTHER TIERS: 0.02% → Up to $10k

Wintrust Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$100k^*	-	Premier Checking
OTHER TIERS: 0.01% → Up to $50k \| 0.03% → $50k - $100k
0.01%^†	-	-	Platinum Preferred Checking
0.01%^†	-	-	Access Plus Checking

Wintrust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.30%^†	-	-	7 Months CD - New Money
5.00%^†	-	-	11 Month CD - New Money
4.25%^†	-	-	17 Month CD - New Money
4.25%^†	-	-	23 Month CD - New Money
3.50%^†	-	-	26 Month CD - New Money
3.50%^†	-	-	33 Month CD - New Money
0.50%^†	-	-	12 Month MAXSAFE CD
0.50%^†	-	-	18 Month MAXSAFE CD

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

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