Wintrust Bank

Overview / Commentary
231 South La Salle Street
Chicago, IL 60604

Wintrust Bank is headquartered in CHICAGO and is the 5th largest bank in the state of Illinois. It is also the 169th largest bank in the nation. It was established in 1994 and as of March of 2023, it had grown to 581 employees at 35 locations. Wintrust Bank's money market rates are 9X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #33935
Year Established1994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.27%
Return on Equity - YTD20.62%
Annual Interest Income$122.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$9.23B$9.54B
LoansQ1 2023vs Q1 2022$7.60B$7.26B
DepositsQ1 2023vs Q1 2022$7.86B$8.38B
Equity CapitalQ1 2023vs Q1 2022$1.07B$921.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$70.0MM$65.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$11.9MM$6.9MM
Real Estate OwnedQ1 2023vs Q1 2022$549.00K$318.00K
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Always verify rates and promotions with the bank or credit union. We are not Wintrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wintrust Bank Savings Account Rates

0.15%--Statement Savings
0.15%--Junior Saves Statement Savings
0.03%*$10k*-IRA Savings
OTHER TIERS: 0.02% Up to $10k

Wintrust Bank Money Market Rates

4.00%$50k-MAXSAFE Money Market Special
0.20%*$1m*-MAXSAFE Money Market
OTHER TIERS: 0.10% Up to $150k | 0.15% $150k - $1m
0.03%*$10k*-Money Market
OTHER TIERS: 0.02% Up to $10k

Wintrust Bank Checking Account Rates

0.05%*$100k*-Premier Checking
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $100k
0.01%--Platinum Preferred Checking
0.01%--Access Plus Checking

Wintrust Bank CD Rates

5.35%--11 Month CD - New Money
4.75%--7 Months CD - New Money
4.25%--17 Month CD - New Money
4.25%--23 Month CD - New Money
3.50%--26 Month CD - New Money
3.50%--33 Month CD - New Money
0.50%--12 Month MAXSAFE CD
0.50%--18 Month MAXSAFE CD


Chicago Area

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