Wintrust Bank

Overview / Commentary
231 South La Salle Street
Chicago, IL 60604

Wintrust Bank is headquartered in CHICAGO and is the 5th largest bank in the state of Illinois. It is also the 170th largest bank in the nation. It was established in 1994 and as of June of 2023, it had grown to 617 employees at 35 locations. Wintrust Bank's money market rates are 9X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #33935
Year Established1994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD17.48%
Annual Interest Income$248.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$9.16B$9.05B
LoansQ2 2023vs Q2 2022$7.56B$7.50B
DepositsQ2 2023vs Q2 2022$7.82B$7.88B
Equity CapitalQ2 2023vs Q2 2022$1.02B$941.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$75.8MM$67.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$17.3MM$14.6MM
Real Estate OwnedQ2 2023vs Q2 2022$549.00K$318.00K
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Always verify rates and promotions with the bank or credit union. We are not Wintrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wintrust Bank Savings Account Rates

4.00%--Statement Savings Advanced - New Money
0.15%--Statement Savings
0.15%--Junior Saves Statement Savings
0.03%*$10k*-IRA Savings
OTHER TIERS: 0.02% Up to $10k

Wintrust Bank Money Market Rates

4.00%$50k-MAXSAFE Money Market Special
0.20%*$1m*-MAXSAFE Money Market
OTHER TIERS: 0.10% Up to $150k | 0.15% $150k - $1m
0.03%*$10k*-Money Market
OTHER TIERS: 0.02% Up to $10k

Wintrust Bank Checking Account Rates

0.05%*$100k*-Premier Checking
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $100k
0.01%--Platinum Preferred Checking
0.01%--Access Plus Checking

Wintrust Bank CD Rates

5.00%--11 Month CD - New Money
4.75%--7 Months CD - New Money
4.25%--17 Month CD - New Money
4.25%--23 Month CD - New Money
3.50%--26 Month CD - New Money
3.50%--33 Month CD - New Money
0.50%--12 Month MAXSAFE CD
0.50%--18 Month MAXSAFE CD


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