Wintrust Bank

Overview / Commentary

www.wintrustbank.com

312-981-0770

231 South La Salle Street
Chicago, IL 60604

Wintrust Bank is headquartered in CHICAGO and is the 6^th largest bank in the state of Illinois. It is also the 166^th largest bank in the nation. It was established in 1994 and as of June of 2024, it had grown to 639 employees at 35 locations. Wintrust Bank's money market rates are 8X the national average, and it has an A health rating.

View all posts from:

2019
2018

7/13 - 2.25% Savings & Money Mkt, 2.25% 11 Mth CD, 2.50% 22 Mth CD

6/1 - 3.00% APY For 19 Mth CD, 3.25% For 26 Mth CD, 3.00% APY For Money Market. Wrigleyville Branch Only

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	33935
Year Established	1994
Employees	639
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.78%
Return on Equity - YTD	16.26%
Annual Interest Income	$282.5MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$9.57B$9.16B
Loans	Q2 2024vs Q2 2023	$7.96B$7.56B
Deposits	Q2 2024vs Q2 2023	$8.3B$7.82B
Equity Capital	Q2 2024vs Q2 2023	$1.03B$1.02B
Loan Loss Allowance	Q2 2024vs Q2 2023	$105.8MM$75.8MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$61.5MM$17.3MM
Real Estate Owned	Q2 2024vs Q2 2023	$22.7MM$549K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Wintrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wintrust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$0	-	Statement Savings Advanced - New Money
0.20%^*^†	$100k^*	-	IRA Savings
OTHER TIERS: 0.10% → $0 - $10k \| 0.15% → $10k - $100k
0.15%^†	$0	-	Statement Savings
0.15%	$0	-	Passbook Savings
0.15%^†	$0	-	Junior Saves Statement Savings
0.15%	$0	-	Junior Savers Passbook Savings

Wintrust Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%^†	$50k	-	MAXSAFE Money Market Special
0.20%^*^†	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $0 - $10k \| 0.15% → $10k - $100k
0.20%^*^†	$1m^*	-	MAXSAFE Money Market
OTHER TIERS: 0.10% → $0 - $150k \| 0.15% → $150k - $1m
0.20%^*	$1m^*	-	Maxsafe IRA Money Market
OTHER TIERS: 0.10% → $0 - $150k \| 0.15% → $150k - $1m

Wintrust Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$100k^*	-	Premier Checking
OTHER TIERS: 0.01% → $0 - $50k \| 0.03% → $50k - $100k
0.01%^†	$0	-	Platinum Preferred Checking
0.01%^†	$0	-	Access Plus Checking

Wintrust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^†	$0	-	7 Months CD - New Money
4.50%^†	$0	-	11 Month CD - New Money
4.00%^†	$0	-	17 Month CD - New Money
4.00%^†	$0	-	23 Month CD - New Money
3.70%^†	$0	-	26 Month CD - New Money
3.50%^†	$0	-	33 Month CD - New Money
0.50%^†	$0	-	12 Month MAXSAFE CD
0.50%^†	$0	-	18 Month MAXSAFE CD

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.