Overview / Commentary
County Credit Union is headquartered in SAINT LOUIS and is the 55th largest credit union in the state of Missouri. It is also the 3,031st largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 6 employees and 1,960 members at 1 location. County Credit Union has a B+ health rating.
Field of Membership Restrictions
County Credit Union is open to anyone who lives or works in the Clayton, Missouri Zip Code areas of 63105 or 63124. Eligibility also extends to Select Employee Groups throughout the St. Louis Metro area.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. County Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64056 |
| Year Chartered | 1970 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.43% |
| Return on Equity - YTD | -3.75% |
| Annual Interest Income | $322K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $25.6MM$25.1MM |
| Loans | Q1 2025vs Q1 2024 | $12MM$11.8MM |
| Deposits | Q1 2025vs Q1 2024 | $22.3MM$21.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.9MM$2.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $249K$297K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $228K$173K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |