County Educators Federal Credit Union
Overview / Commentary
County Educators Federal Credit Union is headquartered in Roselle Park and is the 23rd largest credit union in the state of New Jersey. It is also the 1,632nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 23 employees and 8,688 members at 2 locations. County Educators Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in County Educators Federal Credit Union is open to those who live, work, worship, or conduct business in the New Jersey counties of Hunterdon, Somerset, or Union. Immediate family or household members of an existing County Educators FCU member or an individual who qualifies for membership are also eligible to join.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 120 |
| Year Chartered | 1935 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.87% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $125.5MM$120.9MM |
| Loans | Q1 2025vs Q1 2024 | $54.1MM$44.7MM |
| Deposits | Q1 2025vs Q1 2024 | $115.2MM$111MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.3MM$9.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $447K$327K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $502K$242K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $176K$0 |