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County Educators Federal Credit Union


Overview / Commentary
www.countyedfcu.com
908-245-0173
16 E Lincoln Ave
Roselle Park, NJ 07204

County Educators Federal Credit Union is headquartered in Roselle Park and is the 26th largest credit union in the state of New Jersey. It is also the 1,627th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 20 employees and 9,952 members at 2 locations. County Educators Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Hunterdon, Somerset, or Union County schools and to students and their families living in Union County.
See current membership details

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Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #120
Year Chartered1935
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD-0.65%
Return on Equity - YTD-7.76%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$100.9MM$101.3MM
LoansQ4 2019vs Q4 2018$30.5MM$25.1MM
DepositsQ4 2019vs Q4 2018$92.1MM$91.8MM
Equity CapitalQ4 2019vs Q4 2018$8.3MM$9.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$158.00K$173.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$75.00K$57.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

County Educators Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Holiday Club Account
0.20%--Winter Relief Club Account
0.20%--Spring Savings Club Account
0.20%--Summer Savers Club Account
0.20%--Youth Savings
0.15%--Traditional IRA
0.10%$5-Regular Savings

County Educators Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.50% → $500 - $25k | 0.75% → $25k - $50k

County Educators Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking (Share Draft)

County Educators Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-3 Year Share Certificate
0.90%$500-2 Year Share Certificate
0.75%$500-1 Year Share Certificate
0.40%$500-6 Month Share Certificate

County Educators Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-3 Year IRA Certificate
0.35%$500-2 Year IRA Certificate
0.25%$500-1 Year IRA Certificate
Locations


County Educators Federal Credit Union Locations
Branch Office16 E Lincoln AveRoselle Park, NJ 07204-1743
Branch Office100 W High StSomerville, NJ 08876-2109

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