County Educators Federal Credit Union is headquartered in Roselle Park and is the 27th largest credit union in the state of New Jersey. It is also the 1,614th largest credit union in the nation. It was established in 1935 and as of June of 2019, it had grown to 23 employees and 10,458 members at 2 locations. County Educators Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Hunterdon, Somerset, or Union County schools and to students and their families living in Union County.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 120 |
| Year Chartered | 1935 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.41% |
| Return on Equity - YTD | -4.58% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $101.8MM$106.9MM |
| Loans | Q2 2019vs Q2 2018 | $29.9MM$18.6MM |
| Deposits | Q2 2019vs Q2 2018 | $92.4MM$97.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $9.1MM$9.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $190.00K$104.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $18.00K$50.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not County Educators Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
County Educators Federal Credit Union Savings Account Rates
County Educators Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.50% → $500 - $25k | 0.75% → $25k - $50k | |||||
County Educators Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking (Share Draft) |
County Educators Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.43% | $500 | - | 3 Year Share Certificate | |
| 2.27% | $500 | - | 2 Year Share Certificate | |
| 2.02% | $500 | - | 1 Year Share Certificate | |
| 0.15% | $500 | - | 6 Month Share Certificate |
County Educators Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 3 Year IRA Certificate | |
| 0.35% | $500 | - | 2 Year IRA Certificate | |
| 0.25% | $500 | - | 1 Year IRA Certificate |
| County Educators Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 16 E Lincoln Ave | Roselle Park, NJ 07204-1743 |
| Branch Office | 100 W High St | Somerville, NJ 08876-2109 |