County Savings Bank is headquartered in Essington and is the 133rd largest bank in the state of Pennsylvania. It is also the 4,245th largest bank in the nation. It was established in 1920 and as of December of 2019, it had grown to 19 employees at 3 locations. County Savings Bank has a B+ health rating.
Big Isn't Always Better
County Savings Bank gives you that "homey" feeling before you even step in the door. It is on a nice corner in a mainly residential area. This bank feels more like a part of your community then a large corporate business. The employees are extremely friendly and I am always greeted with a smile. Calling them on the telephone is a nice change from calling larger corporations where it is hard to ever even get someone on the phone. No press this number, press that number! Imagine, a REAL person to talk to and answer your questions! Although a small business, they are still up to date with technology. You can do your banking online, and even download their app for your phone to make it even more convenient. In my opinion, a smaller institution is the way to go! And helping small businesses is important in America!
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29231 |
| Year Established | 1920 |
| Employees | 19 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 6.97% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $84.3MM$82.0MM |
| Loans | Q4 2019vs Q4 2018 | $40.1MM$39.6MM |
| Deposits | Q4 2019vs Q4 2018 | $77.6MM$75.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $6.0MM$5.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $353.00K$333.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $0$222.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |