County Schools Federal Credit Union
Overview / Commentary
County Schools Federal Credit Union is headquartered in Ventura and is the 154th largest credit union in the state of California. It is also the 1,863rd largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 12 employees and 4,765 members at 2 locations. County Schools Federal Credit Union has a C health rating.
Field of Membership Restrictions
County Schools Federal Credit Union offers membership to employees and students of all schools, colleges, and universities in Ventura County, California. Those who donate to local education and several Select Employee Groups also qualify.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. County Schools Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13495 |
| Year Chartered | 1960 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.07% |
| Return on Equity - YTD | -0.95% |
| Annual Interest Income | $976K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $96.5MM$92MM |
| Loans | Q1 2025vs Q1 2024 | $72.3MM$76.1MM |
| Deposits | Q1 2025vs Q1 2024 | $89.3MM$84.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.9MM$6.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $555K$592K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.2MM$236K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |