CoVantage Credit Union

Overview / Commentary
723 Sixth Ave.
Antigo, WI 54409-0107

CoVantage Credit Union is headquartered in Antigo and is the 7th largest credit union in the state of Wisconsin. It is also the 124th largest credit union in the nation. It was established in 1953 and as of March of 2024, it had grown to 412 employees and 167,866 members at 20 locations. CoVantage Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in CoVantage Credit Union is open all U.S. citizens and resident aliens through a one-time $10 contribution to the CoVantage Cares Foundation. Those who live or work in the Wisconsin counties of Brown, Calumet, Clark, Door, Florence, Fond Du Lac, Forest, Kewaunee, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Menominee, Milwaukee, Oconto, Oneida, Outagamie, Ozaukee, Portage, Price, Shawano, Sheboygan, Taylor, Vilas, Washington, Waukesha, Waupaca, Winnebago, or Wood; the Michigan counties of Dickinson, Iron, or Menominee; or the Illinois counties of Will, and portions of Cook and DuPage are also eligible to join. Immediate family members of a current CoVantage Credit Union member also qualify for membership.
See current membership details

Reviews (4)

Best Around

Posted by: |

If you are looking for a place to listen and give you a chance, Covantage is the place to go. Rate shop yourself and you will find yourself back to Covantage! Exceptional service and rates and all around A + place to bank. I have lived in many states and used many types of financial institutions and this is by far superior to all. I would recommend them to everyone who is considering.

Great Interest Rates, Great Customer Service

Posted by: |

I joined earlier this year and am in the process of switching all my accounts here because I have been so satisfied with the way I have been treated here. They have an easy online membership form to join. I always get to talk to a real person when I call, and any email correspondence has been answered promptly. They also have convenient hours. A small town feel even though they have grown quite a bit in the last few years.

All They Say Is "No".

A lot of people tell me this is a good credit union to get loans, to have a checking account, and to finance vehicles. It seems all they tell me is "no". I applied for a checking account from them a couple times over the last 20 years.. and they tell me "no". Applied for loans and they tell me "no". My mother has been with the credit union for 40+ years and they told her "no" for a $500 holiday helper loan. Apparently all the loans she took out in the past, and having a long credit history didn't matter for a measly $500..Had a friend who was with them for decades and good credit recently denied a mortgage. I have no idea what their requirements are for loans, checking accounts, and other products when they reject people with good jobs, and decent credit.


Posted by: |

This credit union gives the credit union industry a bad name. It outsources parts of its business. It is no different than a bank. It is uncaring to its members. The loan rates are better elsewhere. It finds ways to charge fees rather than finding ways to help members through difficult times.

I worked at a credit union for many years. This one truly is no different than a bank on how it operates. It is all about profit.

Spare yourself the poor service, average rates, and impersonal treatment. You work hard for your deserve a financial institution that appreciates your business and will work with you...not against you.

I met with the branch manager to discuss my concerns and he told me the fees were high to teach people a lesson. Here is my checking, savings, mortgage, and other loans went to a credit union that knows how to treat people fairly and respectfully.


Health Grade Components

NCUA #66848
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.85%
Annual Interest Income$52.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$3.64B$3.31B
LoansQ1 2024vs Q1 2023$2.83B$2.64B
DepositsQ1 2024vs Q1 2023$3.09B$2.92B
Equity CapitalQ1 2024vs Q1 2023$305.6MM$281.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$17.5MM$19.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$12.9MM$13MM
Real Estate OwnedQ1 2024vs Q1 2023$2.4MM$0
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Always verify rates and promotions with the bank or credit union. We are not CoVantage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CoVantage Credit Union Savings Account Rates

1.00%$10-Membership Share Account
1.00%$10-Miscellaneous Savings
1.00%$10-Christmas Club
1.00%$10-IRA Account
1.00%$10-Funeral Account
1.00%$0-HSA Account

CoVantage Credit Union Money Market Rates

4.00%*$750k*-Money Market Account
OTHER TIERS: 0.75% $0 - $25k | 2.50% $25k - $100k | 3.00% $100k - $250k | 3.50% $250k - $500k | 3.75% $500k - $750k

CoVantage Credit Union Checking Account Rates


CoVantage Credit Union CD Rates

5.00%$1k-10 Month Certificate Special
4.50%$1k-34 Month Certificate
4.30%$1k-60 Month Certificate
4.25%$1k-48 Month Certificate
4.15%$1k-36 Month Certificate
4.10%$1k-12 Month Certificate
4.10%$1k-24 Month Certificate
1.10%$5k-3 Month Certificate
1.10%$5k-6 Month Certificate

CoVantage Credit Union IRA Rates

5.00%$1k-10 Month IRA Special
4.50%$1k-34 Month IRA
4.30%$1k-60 Month IRA
4.25%$1k-48 Month IRA
4.15%$1k-36 Month IRA
4.10%$1k-12 Month IRA
4.10%$1k-24 Month IRA
1.10%$5k-3 Month IRA
1.10%$5k-6 Month IRA


Wausau Area

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