CoVantage Credit Union is headquartered in Antigo and is the 7th largest credit union in the state of Wisconsin. It is also the 126th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 434 employees and 174,063 members at 20 locations. CoVantage Credit Union's money market rates are 7X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in CoVantage Credit Union is open all U.S. citizens and resident aliens through a one-time $10 contribution to the CoVantage Cares Foundation. Those who live or work in the Wisconsin counties of Brown, Calumet, Clark, Door, Florence, Fond Du Lac, Forest, Kewaunee, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Menominee, Milwaukee, Oconto, Oneida, Outagamie, Ozaukee, Portage, Price, Shawano, Sheboygan, Taylor, Vilas, Washington, Waukesha, Waupaca, Winnebago, or Wood; the Michigan counties of Dickinson, Iron, or Menominee; or the Illinois counties of Will, and portions of Cook and DuPage are also eligible to join. Immediate family members of a current CoVantage Credit Union member also qualify for membership.
See current membership details
All They Say Is "No".
A lot of people tell me this is a good credit union to get loans, to have a checking account, and to finance vehicles. It seems all they tell me is "no". I applied for a checking account from them a couple times over the last 20 years.. and they tell me "no". Applied for loans and they tell me "no". My mother has been with the credit union for 40+ years and they told her "no" for a $500 holiday helper loan. Apparently all the loans she took out in the past, and having a long credit history didn't matter for a measly $500..Had a friend who was with them for decades and good credit recently denied a mortgage. I have no idea what their requirements are for loans, checking accounts, and other products when they reject people with good jobs, and decent credit.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66848 |
| Year Chartered | 1953 |
| Employees | 434 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 9.56% |
| Annual Interest Income | $51.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $3.82B$3.64B |
| Loans | Q1 2025vs Q1 2024 | $3.02B$2.83B |
| Deposits | Q1 2025vs Q1 2024 | $3.2B$3.09B |
| Equity Capital | Q1 2025vs Q1 2024 | $342MM$305.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $22.9MM$17.5MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $19.4MM$12.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $200K$2.4MM |
