Overview / Commentary
Cowboy State Bank is headquartered in Ranchester and is the 27th largest bank in the state of Wyoming. It is also the 4,877th largest bank in the nation. It was established in 1912 and as of June of 2019, it had grown to 15 employees at 2 locations. Cowboy State Bank has a C+ health rating.
Health
C+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cowboy State Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8725 |
| Year Established | 1912 |
| Employees | 15 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 7.98% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $48.3MM$46.6MM |
| Loans | Q2 2019vs Q2 2018 | $27.3MM$30.8MM |
| Deposits | Q2 2019vs Q2 2018 | $43.4MM$39.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $3.8MM$3.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $399.00K$426.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $130.00K$0 |
| Real Estate Owned | Q2 2019vs Q2 2018 | $400.00K$267.00K |
Rates
Rates for Cowboy State Bank are currently being reviewed.
Locations
| Cowboy State Bank Locations | ||
|---|---|---|
| Cowboy State Bank | 515 Dayton Street | Ranchester, WY 82839 |
| 951 Coffeen Avenue Branch | 232 E Grinnell St | Sheridan, WY 82801 |