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Cowboy State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
cowboystatebank.com
307-655-2291
515 US Highway 14
Ranchester, WY 82839-0789

Cowboy State Bank is headquartered in RANCHESTER and is the 23rd largest bank in the state of Wyoming. It is also the 4,237th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 17 employees at 2 locations. Cowboy State Bank has a B health rating.

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cowboy State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #8725
Year Established1912
Employees17
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD12.28%
Annual Interest Income$781K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$51.1MM$46.5MM
LoansQ1 2025vs Q1 2024$32.9MM$31.1MM
DepositsQ1 2025vs Q1 2024$45.2MM$41MM
Equity CapitalQ1 2025vs Q1 2024$5.8MM$5.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$752K$484K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$959K$884K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Cowboy State Bank.

Locations


Cowboy State Bank Locations
Cowboy State Bank515 Dayton StreetRanchester, WY 82839
951 Coffeen Avenue Branch232 E Grinnell StSheridan, WY 82801

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