Overview / Commentary
C-Plant Federal Credit Union is headquartered in Paducah and is the 11th largest credit union in the state of Kentucky. It is also the 966th largest credit union in the nation. It was established in 1951 and as of September of 2024, it had grown to 40 employees and 16,238 members at 10 locations. C-Plant Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
C-Plant Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Kentucky counties of Ballard, Caldwell, Crittenden, Graves, Hopkins, Livingston, McCracken, Muhlenberg, Todd, or Union.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7524 |
| Year Chartered | 1951 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.36% |
| Return on Equity - YTD | 9.5% |
| Annual Interest Income | $10.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $328MM$275MM |
| Loans | Q3 2024vs Q3 2023 | $139.7MM$133.4MM |
| Deposits | Q3 2024vs Q3 2023 | $279.9MM$231.3MM |
| Equity Capital | Q3 2024vs Q3 2023 | $45.8MM$41.8MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $584K$606K |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $507K$664K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |