C-Plant Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cplant.com

270-422-0789

3201 Wayne Sullivan Drive
Paducah, KY 42003-0302

C-Plant Federal Credit Union is headquartered in Paducah and is the 11^th largest credit union in the state of Kentucky. It is also the 972^nd largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 40 employees and 16,069 members at 10 locations. C-Plant Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

C-Plant Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Kentucky counties of Ballard, Caldwell, Crittenden, Graves, Hopkins, Livingston, McCracken, Muhlenberg, Todd, or Union.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	7524
Year Chartered	1951
Employees	40
Primary Regulator

Profit Margin
Return on Assets - YTD	1.51%
Return on Equity - YTD	10.43%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$334.9MM$301.2MM
Loans	Q1 2025vs Q1 2024	$134.3MM$138.5MM
Deposits	Q1 2025vs Q1 2024	$285.4MM$255.3MM
Equity Capital	Q1 2025vs Q1 2024	$47.8MM$43.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$620K$603K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$356K$503K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

C-Plant Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$75k^*	-	Super Share
OTHER TIERS: 0.25% → $1k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $75k
0.50%^*	$0	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.25%	$0	-	Youth Savings
0.25%	$0	-	Health Savings Account
0.25%	$0	-	IRA Shares
0.20%	$0	-	Christmas Club
0.10%	$0	-	Membership Savings

C-Plant Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.41% → $10k+
0.10%	$0	-	Free Personal Checking

C-Plant Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.39%	$1k	-	24 Month Share Certificate Special
4.23%	$1k	-	12 Month Share Certificate

C-Plant Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$1k	-	12 Month IRA Certificate
4.00%	$1k	-	24 Month IRA Certificate

Locations

Cities: La Center, Madisonville, Marion, Mayfield, Morganfield, Paducah, Smithland

La Center Branches
Branch Office	339 E Kentucky Dr	La Center, KY 42056

Madisonville Branches
Branch Office	182 Madison Square Dr	Madisonville, KY 42431

Marion Branches
Branch Office	411 S Main St	Marion, KY 42064

Mayfield Branches
Branch Office	1245 Paris Rd	Mayfield, KY 42066

Morganfield Branches
Branch Office	817 US Highway 60 E	Morganfield, KY 42437

Paducah Branches
Branch Office	4900 Village Square Dr	Paducah, KY 42001
Branch Office	118 Bleich Rd	Paducah, KY 42003-8703
Branch Office	3201 Wayne Sullivan Dr	Paducah, KY 42003
Branch Office	2500 Lone Oak Rd	Paducah, KY 42003-8004

Smithland Branches
Branch Office	303 Mill St	Smithland, KY 42081

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