C-Plant Federal Credit Union

Overview / Commentary

www.cplant.com

270-554-0287

3201 Wayne Sullivan Drive
Paducah, KY 42003

C-Plant Federal Credit Union is headquartered in Paducah and is the 13^th largest credit union in the state of Kentucky. It is also the 1,062^nd largest credit union in the nation. It was established in 1951 and as of June of 2023, it had grown to 44 employees and 16,207 members at 10 locations. C-Plant Federal Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

C-Plant Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Kentucky counties of Ballard, Caldwell, Crittenden, Graves, Hopkins, Livingston, McCracken, Muhlenberg, Todd, or Union.
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Health

B+

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	7524
Year Chartered	1951
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	7.27%
Annual Interest Income	$4.6MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$270.0MM$278.9MM
Loans	Q2 2023vs Q2 2022	$126.7MM$116.6MM
Deposits	Q2 2023vs Q2 2022	$227.2MM$239.6MM
Equity Capital	Q2 2023vs Q2 2022	$40.8MM$37.7MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$722.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$780.00K$493.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

C-Plant Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$75k^*	-	Super Share
OTHER TIERS: 0.25% → $1k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $75k
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.25%	-	-	Youth Savings
0.25%	-	-	Health Savings Account
0.25%	$5	-	IRA Shares
0.20%	-	-	Christmas Club
0.10%	$5	-	Membership Savings

C-Plant Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.41% → $10k+
0.10%	-	-	Free Personal Checking

C-Plant Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.25%	$1k	-	12 Month Share Certificate
4.00%	$1k	-	24 Month Share Certificate

C-Plant Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.25%	$500	-	12 Month IRA Certificate
4.00%	$500	-	24 Month IRA Certificate

Locations

Cities: La Center, Madisonville, Marion, Mayfield, Morganfield, Paducah, Smithland

La Center Branches
Branch Office	339 E Kentucky Dr	La Center, KY 42056

Madisonville Branches
Branch Office	182 Madison Square Dr	Madisonville, KY 42431

Marion Branches
Branch Office	411 S Main St	Marion, KY 42064

Mayfield Branches
Branch Office	1245 Paris Rd	Mayfield, KY 42066

Morganfield Branches
Branch Office	817 US Highway 60 E	Morganfield, KY 42437

Paducah Branches
Branch Office	4900 Village Square Dr	Paducah, KY 42001
Branch Office	118 Bleich Rd	Paducah, KY 42003-8703
Branch Office	3201 Wayne Sullivan Dr	Paducah, KY 42003
Branch Office	2500 Lone Oak Rd	Paducah, KY 42003-8004

Smithland Branches
Branch Office	303 Mill St	Smithland, KY 42081

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