CPS/IBEW Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cpsibewfcu.org

210-353-2376

1002 Camden ST
San Antonio, TX 78215

CPS/IBEW Federal Credit Union is headquartered in San Antonio and is the 189^th largest credit union in the state of Texas. It is also the 2,399^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 8 employees and 3,893 members at 1 location. CPS/IBEW Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to CPS/IBEW Federal Credit Union is open to CPS Energy employees and families.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CPS/IBEW Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3710
Year Chartered	1940
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.16%
Return on Equity - YTD	-1.34%
Annual Interest Income	$658K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$52.4MM$46.7MM
Loans	Q1 2025vs Q1 2024	$21.6MM$20.8MM
Deposits	Q1 2025vs Q1 2024	$45.9MM$40.8MM
Equity Capital	Q1 2025vs Q1 2024	$6.2MM$5.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$99K$97K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$248K$92K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CPS/IBEW Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	Christmas Club Account
0.10%	$0	-	Share Account (Savings)

CPS/IBEW Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.90%^*	$25k^*	-	Money Market Account
OTHER TIERS: 1.80% → $2.5k - $10k \| 1.85% → $10k - $25k

CPS/IBEW Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$500	-	Share Draft Account (Checking)

CPS/IBEW Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$10k	-	6 Month Jumbo CD
4.07%	$10k	-	12 Month Jumbo CD
4.07%	$10k	-	24 Month Jumbo CD
4.07%	$10k	-	3 Month Jumbo CD
4.07%	$10k	-	18 Month Jumbo CD
3.97%	$1k	-	6 Month CD
3.97%	$1k	-	12 Month CD
3.97%	$1k	-	24 Month CD
3.97%	$1k	-	3 Month CD
3.97%	$1k	-	18 Month CD

CPS/IBEW Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.07%	$0	-	IRA Account

Locations

CPS/IBEW Federal Credit Union Locations
Branch Office	1002 Camden ST	San Antonio, TX 78215-1452

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