Craft Bank

Overview / Commentary

www.craft.bank

678-736-5060

1575 Northside Dr Nw
Atlanta, GA 30318

Craft Bank is headquartered in Atlanta and is the 130^th largest bank in the state of Georgia. It is also the 3,702^nd largest bank in the nation. It was established in 2020 and as of June of 2022, it had grown to 19 employees at 1 location. Craft Bank has an A+ health rating.

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Health

A+

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	59209
Year Established	2020
Employees	19
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.62%
Return on Equity - YTD	-2.94%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$128.9MM$69.1MM
Loans	Q2 2022vs Q2 2021	$83.6MM$25.2MM
Deposits	Q2 2022vs Q2 2021	$104.6MM$44.3MM
Equity Capital	Q2 2022vs Q2 2021	$22.1MM$22.4MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$847.00K$255.00K
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$0$0
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Craft Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Craft Business Savings
0.20%	-	-	Craft Savings

Craft Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Craft Business Money Market
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.25% → $25k - $100k
0.35%^*	$50k^*	-	Craft Money Market
OTHER TIERS: 0.01% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.25% → $25k - $50k

Craft Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Craft Premium Checking
OTHER TIERS: 0.01% → Up to $2.5k \| 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k
0.10%	-	-	Iolta

Craft Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$250k^*	-	3 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	4 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	5 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	Business 3 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	Business 4 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	Business 5 Year CD
OTHER TIERS: 0.75% → Up to $250k
0.70%^*	$250k^*	-	2 Year CD
OTHER TIERS: 0.60% → Up to $250k
0.70%^*	$250k^*	-	Business 2 Year CD
OTHER TIERS: 0.60% → Up to $250k
0.65%^*	$250k^*	-	1 Year CD
OTHER TIERS: 0.55% → Up to $250k
0.65%^*	$250k^*	-	Business 1 Year CD
OTHER TIERS: 0.55% → Up to $250k

Craft Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$250k^*	-	3 Year IRA
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	4 Year IRA
OTHER TIERS: 0.75% → Up to $250k
0.80%^*	$250k^*	-	5 Year IRA
OTHER TIERS: 0.75% → Up to $250k
0.70%^*	$250k^*	-	2 Year IRA
OTHER TIERS: 0.60% → Up to $250k
0.65%^*	$250k^*	-	1 Year IRA
OTHER TIERS: 0.55% → Up to $250k

Locations

Craft Bank Locations
Craft Bank	1575 Northside Dr Nw	Atlanta, GA 30318

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