Overview / Commentary
Credit Union 1 (IL) is headquartered in Lombard and is the 8th largest credit union in the state of Illinois. It is also the 262nd largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 412 employees and 122,990 members at 19 locations. Credit Union 1 (IL) has a B+ health rating.
Reviews (1)
Hard Pull On All Membership Applicants
Asked about this derogation and it was confirmed. Even for savings-only applicants. Hard pull stays on the credit report for 24 months, reducing credit scores and sometimes preventing other depository institutions from issuing their credit card.
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68727 |
| Year Chartered | 1958 |
| Employees | 412 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.26% |
| Return on Equity - YTD | 3.06% |
| Annual Interest Income | $25.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.91B$1.69B |
| Loans | Q1 2025vs Q1 2024 | $1.3B$1.19B |
| Deposits | Q1 2025vs Q1 2024 | $1.63B$1.44B |
| Equity Capital | Q1 2025vs Q1 2024 | $161.4MM$135.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $10.1MM$11.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $16MM$13.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $125K$0 |
