Credit Union 1 (IL)

Overview / Commentary
200 E Champaign Ave
Rantoul, IL 61866

Credit Union 1 (IL) is headquartered in Rantoul and is the 9th largest credit union in the state of Illinois. It is also the 320th largest credit union in the nation. It was established in 1958 and as of June of 2022, it had grown to 357 employees and 84,596 members at 17 locations. Credit Union 1 (IL)'s savings rates are 4X the national average, and it has a B+ health rating.

Related Posts

Credit Union 1 (CU1) New Checking Account Promo $500 W/ Direct Deposit - 8/30/2022

Credit Union 1 (CU1) has a $500 checking account promotion with qualifying direct deposits. Available to both new and existing customers who haven’t set up direct deposit yet. Based in Illinois, CU1 membership is open nationwide through membership in the Credit Union 1 Educational Development Association (one-time $5 CU1EDA fee + additional one-time $5 CU1 membership fee). Offer expires 9/30/22.

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Reviews (1)

Hard Pull On All Membership Applicants

Posted by: |

Asked about this derogation and it was confirmed. Even for savings-only applicants. Hard pull stays on the credit report for 24 months, reducing credit scores and sometimes preventing other depository institutions from issuing their credit card.


Health Grade Components

NCUA #68727
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.48%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ2 2022$1.38B
LoansQ2 2022$1.22B
DepositsQ2 2022$1.10B
Equity CapitalQ2 2022$114.0MM
Loan Loss AllowanceQ2 2022$5.5MM
Unbacked Noncurrent LoansQ2 2022$6.0MM
Real Estate OwnedQ2 2022$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 (IL) Savings Account Rates

2.05%$1-High Yield Savings Special - New Money
0.01%--IRA Savings
0.01%$5-Primary Savings
0.01%--Roth IRA Savings
0.01%--CESA Savings
0.01%--Secondary Savings
0.01%--Vacation Club
0.01%--Christmas Clubs
0.01%$5-Business Primary Savings
0.01%--Business Sweep Savings

Credit Union 1 (IL) Money Market Rates

0.40%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k
0.40%*$250k*-Business Money Market
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k

Credit Union 1 (IL) Checking Account Rates

2.05%--Business Express Premium Plus Checking
0.01%--Express Plus Checking Account
0.01%--Express Premium Plus Checking Account
0.01%--Business Express Plus Checking

Credit Union 1 (IL) CD Rates

3.15%$1k-44 Month CD Special
3.00%$1k$10k36 Month CD
3.00%$1k$10k48 Month CD
3.00%$1k$10k60 Month CD
3.00%$10k-36 Month CD Plus
3.00%$10k-48 Month CD Plus
3.00%$10k-60 Month CD Plus
3.00%$1k-Business 36 Month CD
3.00%$1k-Business 48 Month CD
3.00%$1k-Business 60 Month CD
3.00%$10k-Business 36 Month CD Plus
3.00%$10k-Business 48 Month CD Plus
3.00%$10k-Business 60 Month CD Plus
2.70%$1k$10k24 Month CD
2.70%$10k-24 Month CD Plus
2.70%$1k-Business 24 Month CD
2.70%$10k-Business 24 Month CD Plus
2.50%$1k$10k12 Month CD
2.50%$10k-12 Month CD Plus
2.50%$1k-Business 12 Month CD
2.50%$10k-Business 12 Month CD Plus
2.25%$1k-22 Month CD Special
1.50%$1k$10k6 Month CD
1.50%$10k-6 Month CD Plus
1.50%$1k-Business 6 Month CD
1.50%$10k-Business 6 Month CD Plus

Credit Union 1 (IL) IRA Rates

3.00%$1k$10k36 Month IRA
3.00%$10k-36 Month IRA Plus
3.00%$1k$10k48 Month IRA
3.00%$10k-48 Month IRA Plus
3.00%$1k$10k60 Month IRA
3.00%$10k-60 Month IRA Plus
2.70%$1k$10k24 Month IRA
2.70%$10k-24 Month IRA Plus
2.50%$1k$10k12 Month IRA
2.50%$10k-12 Month IRA Plus
1.50%$1k$10k6 Month IRA
1.50%$10k-6 Month IRA Plus


Champaign Area

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