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Credit Union 1 (IL)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.creditunion1.org
800-252-6950
200 E Champaign Ave
Rantoul, IL 61866

Credit Union 1 (IL) is headquartered in Lombard and is the 8th largest credit union in the state of Illinois. It is also the 262nd largest credit union in the nation. It was established in 1958 and as of December of 2024, it had grown to 423 employees and 121,674 members at 19 locations. Credit Union 1 (IL)'s savings rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

Hard Pull On All Membership Applicants

Posted by: |

Asked about this derogation and it was confirmed. Even for savings-only applicants. Hard pull stays on the credit report for 24 months, reducing credit scores and sometimes preventing other depository institutions from issuing their credit card.

2


Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68727
Year Chartered1958
Employees423
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.6%
Annual Interest Income$86.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.87B$1.7B
LoansQ4 2024vs Q4 2023$1.34B$1.2B
DepositsQ4 2024vs Q4 2023$1.6B$1.44B
Equity CapitalQ4 2024vs Q4 2023$157.5MM$132.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$11.3MM$12.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$19.6MM$16.3MM
Real Estate OwnedQ4 2024vs Q4 2023$267K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%$1-High Yield Savings - New Money
0.30%$0-ModernFI Sweep Account
0.01%$5-Primary Savings
0.01%$0-CESA Savings
0.01%$0-Additional Savings
0.01%$5-Business Primary Savings

Credit Union 1 (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k
0.40%*$250k*-Business Money Market
OTHER TIERS: 0.05% → $5k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k

Credit Union 1 (IL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$0$10kHigh Yield Checking
OTHER TIERS: 0.01% → $10k+
2.55%$0-UIC Ignite Checking w/ DD
0.01%$0-Plus Checking Account
0.01%$0-Premium Plus Checking Account
0.01%$0-Business Elite Checking
0.01%$0-Business Performance Checking

Credit Union 1 (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-12 Month CD
3.25%$10k-12 Month CD Plus
3.25%$1k-Business 12 Month CD
3.25%$10k-Business 12 Month CD Plus
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$10k-24 Month CD Plus
3.00%$10k-36 Month CD Plus
3.00%$1k-Business 24 Month CD
3.00%$1k-Business 36 Month CD
3.00%$10k-Business 24 Month CD Plus
3.00%$10k-Business 36 Month CD Plus
2.75%$1k-48 Month CD
2.75%$1k-60 Month CD
2.75%$10k-48 Month CD Plus
2.75%$10k-60 Month CD Plus
2.75%$1k-Business 48 Month CD
2.75%$1k-Business 60 Month CD
2.75%$10k-Business 48 Month CD Plus
2.75%$10k-Business 60 Month CD Plus
2.00%$1k-6 Month CD
2.00%$10k-6 Month CD Plus
2.00%$1k-Business 6 Month CD
2.00%$10k-Business 6 Month CD Plus

Credit Union 1 (IL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-12 Month IRA
3.25%$10k-12 Month IRA Plus
3.00%$1k-24 Month IRA
3.00%$10k-24 Month IRA Plus
3.00%$1k-36 Month IRA
3.00%$10k-36 Month IRA Plus
2.75%$1k-48 Month IRA
2.75%$10k-48 Month IRA Plus
2.75%$1k-60 Month IRA
2.75%$10k-60 Month IRA Plus
2.00%$1k-6 Month IRA
2.00%$10k-6 Month IRA Plus
0.01%$0-IRA Savings
0.01%$0-Roth IRA Savings
Locations

Availability

Champaign Area

Interactive local rates map


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