Credit Union 1 (IL)

Overview / Commentary

www.creditunion1.org

217-893-9112

200 E Champaign Ave
Rantoul, IL 61866-2930

Credit Union 1 (IL) is headquartered in Rantoul and is the 10^th largest credit union in the state of Illinois. It is also the 365^th largest credit union in the nation. It was established in 1958 and as of March of 2019, it had grown to 285 employees and 88,077 members at 26 locations. Credit Union 1 (IL)'s savings rates are 4X the national average, and it has an A health rating.

View all posts from:

2009
2006

10/25 - Credit Union Liquidation without the NCUA

9/3 - 6.00% 36-Month CD at an Illinois CU (USA One National)

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Health

Data as of Q1 2019

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Health Grade Components

Overall
NCUA #	96069
Year Chartered	1958
Employees	285
Primary Regulator

Profit Margin
Return on Assets - YTD	2.14%
Return on Equity - YTD	21.51%
Annual Interest Income	$9.5MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$875.1MM$855.4MM
Loans	Q1 2019vs Q1 2018	$520.9MM$461.7MM
Deposits	Q1 2019vs Q1 2018	$780.4MM$771.1MM
Equity Capital	Q1 2019vs Q1 2018	$85.8MM$75.8MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$4.1MM$3.9MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$4.5MM$4.9MM
Real Estate Owned	Q1 2019vs Q1 2018	$895.00K$1.5MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$1	-	High Yield Savings Special - New Money
0.15%	-	-	IRA Savings
0.15%	$5	-	Primary Savings
0.15%	-	-	Roth IRA Savings
0.15%	-	-	CESA Savings
0.15%	-	-	Secondary Savings
0.15%	-	-	Vacation Club
0.15%	-	-	Christmas Clubs

Credit Union 1 (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.15%^*	$50k^*	-	Money Market Deposit Account
OTHER TIERS: 1.00% → $2.5k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k

Credit Union 1 (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Express Premium Plus Checking
0.10%	-	-	Express Plus Checking

Credit Union 1 (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.65%	$10k	-	60 Month CD Plus
2.55%	$1k	$10k	60 Month CD
2.55%	$10k	-	48 Month CD Plus
2.45%	$1k	$10k	48 Month CD
2.45%	$10k	-	36 Month CD Plus
2.35%	$1k	$10k	36 Month CD
2.20%	$10k	-	24 Month CD Plus
2.15%	$1k	$10k	24 Month CD
1.65%	$10k	-	12 Month CD Plus
1.50%	$1k	$10k	12 Month CD
1.15%	$10k	-	6 Month CD Plus
1.05%	$1k	$10k	6 Month CD

Credit Union 1 (IL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.85%	$10k	-	60 Month IRA Plus
2.75%	$10k	-	48 Month IRA Plus
2.75%	$1k	$10k	60 Month IRA
2.65%	$10k	-	36 Month IRA Plus
2.65%	$1k	$10k	48 Month IRA
2.55%	$1k	$10k	36 Month IRA
2.35%	$10k	-	24 Month IRA Plus
2.25%	$1k	$10k	24 Month IRA
1.85%	$10k	-	12 Month IRA Plus
1.75%	$1k	$10k	12 Month IRA
1.25%	$10k	-	6 Month IRA Plus
1.20%	$1k	$10k	6 Month IRA

Locations

Availability

Champaign Area

Champaign Area bank & credit union details

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