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Credit Union 1 (IL)


Overview / Commentary
www.creditunion1.org
217-693-6150
200 E Champaign Ave
Rantoul, IL 61866

Credit Union 1 (IL) is headquartered in Rantoul and is the 9th largest credit union in the state of Illinois. It is also the 296th largest credit union in the nation. It was established in 1958 and as of June of 2023, it had grown to 415 employees and 102,031 members at 17 locations. Credit Union 1 (IL)'s savings rates are 6X the national average, and it has a B health rating.

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Reviews (1)

Hard Pull On All Membership Applicants

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Asked about this derogation and it was confirmed. Even for savings-only applicants. Hard pull stays on the credit report for 24 months, reducing credit scores and sometimes preventing other depository institutions from issuing their credit card.

1


Health
B

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #68727
Year Chartered1958
Employees415
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD13%
Annual Interest Income$34.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.57B$1.38B
LoansQ2 2023vs Q2 2022$1.19B$1.22B
DepositsQ2 2023vs Q2 2022$1.34B$1.10B
Equity CapitalQ2 2023vs Q2 2022$128.4MM$114.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$5.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$16.2MM$6.0MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Credit Union 1 (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1-High Yield Savings - New Money
0.01%--IRA Savings
0.01%$5-Primary Savings
0.01%--Roth IRA Savings
0.01%--CESA Savings
0.01%--Secondary Savings
0.01%--Vacation Club
0.01%--Christmas Clubs
0.01%$5-Business Primary Savings
0.01%--Business Sweep Savings

Credit Union 1 (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k
0.40%*$250k*-Business Money Market
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k

Credit Union 1 (IL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Express Plus Checking Account
0.01%--Express Premium Plus Checking Account
0.01%--Business Express Plus Checking
0.01%--Business Express Premium Plus Checking

Credit Union 1 (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$10k12 Month CD
4.50%$10k-12 Month CD Plus
4.50%$1k-Business 12 Month CD
4.50%$10k-Business 12 Month CD Plus
4.50%$1k-Business 20 Month CD
4.50%$1k-30 Month CD Special
4.25%$1k$10k24 Month CD
4.25%$10k-24 Month CD Plus
4.25%$1k-Business 24 Month CD
4.25%$10k-Business 24 Month CD Plus
3.75%$1k$10k36 Month CD
3.75%$10k-36 Month CD Plus
3.75%$1k-Business 36 Month CD
3.75%$10k-Business 36 Month CD Plus
3.50%$1k$10k48 Month CD
3.50%$1k$10k60 Month CD
3.50%$10k-48 Month CD Plus
3.50%$10k-60 Month CD Plus
3.50%$1k-Business 48 Month CD
3.50%$1k-Business 60 Month CD
3.50%$10k-Business 48 Month CD Plus
3.50%$10k-Business 60 Month CD Plus
2.00%$1k$10k6 Month CD
2.00%$10k-6 Month CD Plus
2.00%$1k-Business 6 Month CD
2.00%$10k-Business 6 Month CD Plus

Credit Union 1 (IL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$10k12 Month IRA
4.50%$10k-12 Month IRA Plus
4.25%$1k$10k24 Month IRA
4.25%$10k-24 Month IRA Plus
3.75%$1k$10k36 Month IRA
3.75%$10k-36 Month IRA Plus
3.50%$1k$10k48 Month IRA
3.50%$10k-48 Month IRA Plus
3.50%$1k$10k60 Month IRA
3.50%$10k-60 Month IRA Plus
2.00%$1k$10k6 Month IRA
2.00%$10k-6 Month IRA Plus
Locations

Availability



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