Credit Union 1

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.77%	5-year CD	3.00% - American Express National Bank 60 Month CD
1.56%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Credit Union 1 rates »

Overview / Commentary

www.cu1.org

800-478-2222

1941 Abbott Rd
Anchorage, AK 99507

Credit Union 1 is headquartered in Anchorage and is the 2^nd largest credit union in the state of Alaska. It is also the 296^th largest credit union in the nation. It was established in 1982 and as of June of 2018, it had grown to 378 employees and 83,724 members at 14 locations. Credit Union 1's CD rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Credit Union 1 is open to anyone who lives or works in the state of Alaska.
See current membership details

Things They Don't Tell You

Posted by: findingbank | Jan 26, 2017

CONS: If you need to call, plan on waiting 10 minutes minimum to reach a person. I have yet to call them and wait less than 15 minutes to reach a person. Tellers have to do everything/even order checks. A check drawn on CU1 cannot be cashed, if you have an account with them.. I've asked. They refuse. Even checks drawn on CU1 are required to run through your personal account.

PROS: CU1s mobile app is nice, especially the remote deposit. Another way not to have to go there in person.

Comment

1

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66157
Year Chartered	1982
Employees	378
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	6.64%
Annual Interest Income	$20.3MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.02B$996.1MM
Loans	Q2 2018vs Q2 2017	$758.8MM$758.6MM
Deposits	Q2 2018vs Q2 2017	$881.4MM$863.3MM
Equity Capital	Q2 2018vs Q2 2017	$125.1MM$117.9MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$9.1MM$9.4MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$7.6MM$7.3MM
Real Estate Owned	Q2 2018vs Q2 2017	$126.00K$279.00K

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Premium Savings
OTHER TIERS: 0.20% → $5k - $50k \| 0.30% → $50k - $100k
0.15%	$1	-	IRA Savings
0.15%	$1	-	Roth IRA
0.15%	$1	-	SEP IRA
0.15%	$1	-	Education IRA
0.15%	$1	-	Roth Conversion
0.10%	$10	-	Regular Share
0.10%	$10	-	Secured Account
0.10%	$10	-	Dollar Dog Account

Credit Union 1 Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Premium Spending
0.05%	$5k	-	Business Premium Spending

Credit Union 1 CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.77%^*	$100k^*	-	5 Year Share Certificate
OTHER TIERS: 2.67% → $500 - $40k \| 2.72% → $40k - $100k
2.57%^*	$100k^*	-	4 Year Share Certificate
OTHER TIERS: 2.47% → $500 - $40k \| 2.52% → $40k - $100k
2.42%^*	$100k^*	-	3 Year Share Certificate
OTHER TIERS: 2.32% → $500 - $40k \| 2.37% → $40k - $100k
2.22%^*	$100k^*	-	2.5 Year Share Certificate
OTHER TIERS: 2.12% → $500 - $40k \| 2.17% → $40k - $100k
2.07%^*	$100k^*	-	2 Year Share Certificate
OTHER TIERS: 1.96% → $500 - $40k \| 2.02% → $40k - $100k
1.81%^*	$100k^*	-	1.5 Year Share Certificate
OTHER TIERS: 1.71% → $500 - $40k \| 1.76% → $40k - $100k
1.56%^*	$100k^*	-	1 Year Share Certificate
OTHER TIERS: 1.46% → $500 - $40k \| 1.51% → $40k - $100k
0.75%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.65% → $500 - $40k \| 0.70% → $40k - $100k
0.50%^*	$100k^*	-	3 Month Share Certificate
OTHER TIERS: 0.40% → $500 - $40k \| 0.45% → $40k - $100k
0.40%^*	$100k^*	-	1 Month Share Certificate
OTHER TIERS: 0.30% → $500 - $40k \| 0.35% → $40k - $100k

Credit Union 1 IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.72%	$500	-	5 Year IRA Certificate
2.52%	$500	-	4 Year IRA Certificate
2.37%	$500	-	3 Year IRA Certificate
2.02%	$500	-	2 Year IRA Certificate
1.52%	$500	-	1 Year IRA Certificate

Locations

Availability

Anchorage Area

Anchorage Area bank & credit union details

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