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Credit Union 1


Overview / Commentary
www.cu1.org
907-339-9485
1941 Abbott Rd
Anchorage, AK 99507

Credit Union 1 is headquartered in Anchorage and is the 2nd largest credit union in the state of Alaska. It is also the 308th largest credit union in the nation. It was established in 1982 and as of December of 2022, it had grown to 407 employees and 98,023 members at 12 locations. Credit Union 1's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Credit Union 1 is open to anyone who lives or works in the state of Alaska.
See current membership details

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Reviews (1)

Things They Don't Tell You

Posted by: |

CONS: If you need to call, plan on waiting 10 minutes minimum to reach a person. I have yet to call them and wait less than 15 minutes to reach a person. Tellers have to do everything/even order checks. A check drawn on CU1 cannot be cashed, if you have an account with them.. I've asked. They refuse. Even checks drawn on CU1 are required to run through your personal account.

PROS: CU1s mobile app is nice, especially the remote deposit. Another way not to have to go there in person.

1


Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #66157
Year Chartered1982
Employees407
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.65%
Annual Interest Income$50.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$1.48B$1.47B
LoansQ4 2022vs Q4 2021$1.01B$843.9MM
DepositsQ4 2022vs Q4 2021$1.31B$1.29B
Equity CapitalQ4 2022vs Q4 2021$146.9MM$159.3MM
Loan Loss AllowanceQ4 2022vs Q4 2021$9.8MM$8.0MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$8.8MM$6.3MM
Real Estate OwnedQ4 2022vs Q4 2021$0$278.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Credit Union 1; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Premium Savings
OTHER TIERS: 0.20% → $5k - $50k | 0.30% → $50k - $100k
0.35%*$100k*-Business Premium Savings
OTHER TIERS: 0.20% → $5k - $50k | 0.30% → $50k - $100k
0.15%$1-IRA Savings
0.15%$1-Roth IRA
0.15%$1-SEP IRA
0.15%$1-Education IRA
0.15%$1-Roth Conversion
0.10%$10-Regular Share
0.10%$10-Secured (S10)
0.10%$10-Dollar Dog Account
0.10%$10-Business Share
0.10%--Secured (S50)
0.10%$10-Additional Savings (S10)

Credit Union 1 Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Premium Spending
0.05%$5k-Business Premium Spending

Credit Union 1 CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-1 Year Share Certificate
2.68%$500-4 Year Share Certificate
2.68%$500-5 Year Share Certificate
2.63%*$50k*-3 Year Share Certificate
OTHER TIERS: 2.57% → $500 - $50k
2.32%*$50k*-2.5 Year Share Certificate
OTHER TIERS: 2.27% → $500 - $50k
2.22%*$75k*-1.5 Year Share Certificate
OTHER TIERS: 2.17% → $500 - $75k
2.22%*$50k*-2 Year Share Certificate
OTHER TIERS: 2.17% → $500 - $50k
1.51%*$100k*-6 Month Share Certificate
OTHER TIERS: 1.31% → $500 - $25k | 1.36% → $25k - $50k | 1.41% → $50k - $75k | 1.46% → $75k - $100k
1.16%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.95% → $500 - $25k | 1.00% → $25k - $50k | 1.05% → $50k - $75k | 1.10% → $75k - $100k
0.30%*$50k*-1 Month Share Certificate
OTHER TIERS: 0.20% → $500 - $25k | 0.25% → $25k - $50k

Credit Union 1 IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-1 Year IRA Certificate
2.68%$500-4 Year IRA Certificate
2.68%$500-5 Year IRA Certificate
2.57%$500-3 Year IRA Certificate
2.17%$500-2 Year IRA Certificate
Locations

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