Credit Union 1

Overview / Commentary
1941 Abbott Rd
Anchorage, AK 99507

Credit Union 1 is headquartered in Anchorage and is the 2nd largest credit union in the state of Alaska. It is also the 303rd largest credit union in the nation. It was established in 1982 and as of March of 2024, it had grown to 382 employees and 92,026 members at 12 locations. Credit Union 1's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Credit Union 1 is open to anyone who lives or works in the state of Alaska.
See current membership details

Reviews (1)

Things They Don't Tell You

CONS: If you need to call, plan on waiting 10 minutes minimum to reach a person. I have yet to call them and wait less than 15 minutes to reach a person. Tellers have to do everything/even order checks. A check drawn on CU1 cannot be cashed, if you have an account with them.. I've asked. They refuse. Even checks drawn on CU1 are required to run through your personal account.

PROS: CU1s mobile app is nice, especially the remote deposit. Another way not to have to go there in person.


Health Grade Components

NCUA #66157
Year Chartered1982
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.85%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.55B$1.45B
LoansQ1 2024vs Q1 2023$1.07B$1.03B
DepositsQ1 2024vs Q1 2023$1.17B$1.27B
Equity CapitalQ1 2024vs Q1 2023$162.9MM$153.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$14.9MM$10.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$12.4MM$7.3MM
Real Estate OwnedQ1 2024vs Q1 2023$346K$549K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 Savings Account Rates

0.70%*$100k*-Premium Savings
OTHER TIERS: 0.55% $5k - $50k | 0.65% $50k - $100k
0.70%*$100k*-Business Premium Savings
OTHER TIERS: 0.55% $5k - $50k | 0.65% $50k - $100k
0.15%$1-IRA Savings
0.15%$1-Roth IRA
0.15%$1-SEP IRA
0.15%$1-Education IRA
0.15%$1-Roth Conversion
0.10%$10-Regular Share
0.10%$10-Dollar Dog Account
0.10%$10-Business Share
0.10%$10-Additional Savings (S10)
0.10%$10-Secured Savings

Credit Union 1 Checking Account Rates

0.05%$1k-Premium Spending
0.05%$5k-Business Premium Spending

Credit Union 1 CD Rates

4.58%$500-1 Year Share Certificate
3.55%$500-3 Year Share Certificate
3.03%$500-2.5 Year Share Certificate
2.68%$500-4 Year Share Certificate
2.68%$500-5 Year Share Certificate
2.52%$500-2 Year Share Certificate
2.22%*$75k*-1.5 Year Share Certificate
OTHER TIERS: 2.17% $500 - $75k
1.81%$500-6 Month Share Certificate
1.16%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.95% $500 - $25k | 1.00% $25k - $50k | 1.05% $50k - $75k | 1.10% $75k - $100k
0.30%*$50k*-1 Month Share Certificate
OTHER TIERS: 0.20% $500 - $25k | 0.25% $25k - $50k

Credit Union 1 IRA Rates

4.58%$500-1 Year IRA Certificate
3.55%$500-3 Year IRA Certificate
2.68%$500-4 Year IRA Certificate
2.68%$500-5 Year IRA Certificate
2.52%$500-2 Year IRA Certificate


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