Credit Union 1

Overview / Commentary
1941 Abbott Rd
Anchorage, AK 99507

Credit Union 1 is headquartered in Anchorage and is the 2nd largest credit union in the state of Alaska. It is also the 298th largest credit union in the nation. It was established in 1982 and as of September of 2021, it had grown to 350 employees and 92,646 members at 12 locations. Credit Union 1 has an A health rating.

Field of Membership Restrictions

Membership in Credit Union 1 is open to anyone who lives or works in the state of Alaska.
See current membership details

Reviews (1)

Things They Don't Tell You

CONS: If you need to call, plan on waiting 10 minutes minimum to reach a person. I have yet to call them and wait less than 15 minutes to reach a person. Tellers have to do everything/even order checks. A check drawn on CU1 cannot be cashed, if you have an account with them.. I've asked. They refuse. Even checks drawn on CU1 are required to run through your personal account.

PROS: CU1s mobile app is nice, especially the remote deposit. Another way not to have to go there in person.


Health Grade Components

NCUA #66157
Year Chartered1982
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD8.59%
Annual Interest Income$32.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.42B$1.24B
LoansQ3 2021vs Q3 2020$844.7MM$850.7MM
DepositsQ3 2021vs Q3 2020$1.25B$1.08B
Equity CapitalQ3 2021vs Q3 2020$156.9MM$149.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$8.2MM$8.2MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$6.4MM$4.9MM
Real Estate OwnedQ3 2021vs Q3 2020$0$216.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union 1 Savings Account Rates

0.35%*$100k*-Premium Savings
OTHER TIERS: 0.20% $5k - $50k | 0.30% $50k - $100k
0.15%$1-IRA Savings
0.15%$1-Roth IRA
0.15%$1-SEP IRA
0.15%$1-Education IRA
0.15%$1-Roth Conversion
0.10%$10-Regular Share
0.10%$10-Secured Account
0.10%$10-Dollar Dog Account
0.10%$10-Business Share

Credit Union 1 Checking Account Rates

0.05%$1k-Premium Spending
0.05%$5k-Business Premium Spending

Credit Union 1 CD Rates

1.15%*$40k*-4 Year Share Certificate
OTHER TIERS: 0.95% $500 - $40k
1.15%*$40k*-5 Year Share Certificate
OTHER TIERS: 0.95% $500 - $40k
1.10%*$40k*-3 Year Share Certificate
OTHER TIERS: 0.90% $500 - $40k
1.05%*$40k*-2.5 Year Share Certificate
OTHER TIERS: 0.85% $500 - $40k
1.00%*$40k*-2 Year Share Certificate
OTHER TIERS: 0.80% $500 - $40k
0.80%*$40k*-1.5 Year Share Certificate
OTHER TIERS: 0.70% $500 - $40k
0.75%*$40k*-1 Year Share Certificate
OTHER TIERS: 0.60% $500 - $40k
0.45%*$40k*-6 Month Share Certificate
OTHER TIERS: 0.40% $500 - $40k
0.40%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.30% $500 - $40k | 0.35% $40k - $100k
0.30%*$100k*-1 Month Share Certificate
OTHER TIERS: 0.20% $500 - $40k | 0.25% $40k - $100k

Credit Union 1 IRA Rates

1.15%$500-4 Year IRA Certificate
1.15%$500-5 Year IRA Certificate
1.10%$500-3 Year IRA Certificate
1.00%$500-2 Year IRA Certificate
0.75%$500-1 Year IRA Certificate


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