Credit Union 1
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.77% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.56% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
Credit Union 1 is headquartered in Anchorage and is the 2nd largest credit union in the state of Alaska. It is also the 296th largest credit union in the nation. It was established in 1982 and as of June of 2018, it had grown to 378 employees and 83,724 members at 14 locations. Credit Union 1's CD rates are 73% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Credit Union 1 is open to anyone who lives or works in the state of Alaska.
See current membership details
Related Posts
Things They Don't Tell You
CONS: If you need to call, plan on waiting 10 minutes minimum to reach a person. I have yet to call them and wait less than 15 minutes to reach a person. Tellers have to do everything/even order checks. A check drawn on CU1 cannot be cashed, if you have an account with them.. I've asked. They refuse. Even checks drawn on CU1 are required to run through your personal account.
PROS: CU1s mobile app is nice, especially the remote deposit. Another way not to have to go there in person.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66157 |
| Year Chartered | 1982 |
| Employees | 378 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 6.64% |
| Annual Interest Income | $20.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.02B$996.1MM |
| Loans | Q2 2018vs Q2 2017 | $758.8MM$758.6MM |
| Deposits | Q2 2018vs Q2 2017 | $881.4MM$863.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $125.1MM$117.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $9.1MM$9.4MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $7.6MM$7.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $126.00K$279.00K |
Always verify rates and promotions with the bank or credit union. We are not Credit Union 1; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Credit Union 1 Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Premium Savings | ||
| OTHER TIERS: 0.20% → $5k - $50k | 0.30% → $50k - $100k | |||||
| 0.15% | $1 | - | IRA Savings | ||
| 0.15% | $1 | - | Roth IRA | ||
| 0.15% | $1 | - | SEP IRA | ||
| 0.15% | $1 | - | Education IRA | ||
| 0.15% | $1 | - | Roth Conversion | ||
| 0.10% | $10 | - | Regular Share | ||
| 0.10% | $10 | - | Secured Account | ||
| 0.10% | $10 | - | Dollar Dog Account | ||
Credit Union 1 Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Premium Spending | |
| 0.05% | $5k | - | Business Premium Spending |
Credit Union 1 CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.77%* | $100k* | - | 5 Year Share Certificate | ||
| OTHER TIERS: 2.67% → $500 - $40k | 2.72% → $40k - $100k | |||||
| 2.57%* | $100k* | - | 4 Year Share Certificate | ||
| OTHER TIERS: 2.47% → $500 - $40k | 2.52% → $40k - $100k | |||||
| 2.42%* | $100k* | - | 3 Year Share Certificate | ||
| OTHER TIERS: 2.32% → $500 - $40k | 2.37% → $40k - $100k | |||||
| 2.22%* | $100k* | - | 2.5 Year Share Certificate | ||
| OTHER TIERS: 2.12% → $500 - $40k | 2.17% → $40k - $100k | |||||
| 2.07%* | $100k* | - | 2 Year Share Certificate | ||
| OTHER TIERS: 1.96% → $500 - $40k | 2.02% → $40k - $100k | |||||
| 1.81%* | $100k* | - | 1.5 Year Share Certificate | ||
| OTHER TIERS: 1.71% → $500 - $40k | 1.76% → $40k - $100k | |||||
| 1.56%* | $100k* | - | 1 Year Share Certificate | ||
| OTHER TIERS: 1.46% → $500 - $40k | 1.51% → $40k - $100k | |||||
| 0.75%* | $100k* | - | 6 Month Share Certificate | ||
| OTHER TIERS: 0.65% → $500 - $40k | 0.70% → $40k - $100k | |||||
| 0.50%* | $100k* | - | 3 Month Share Certificate | ||
| OTHER TIERS: 0.40% → $500 - $40k | 0.45% → $40k - $100k | |||||
| 0.40%* | $100k* | - | 1 Month Share Certificate | ||
| OTHER TIERS: 0.30% → $500 - $40k | 0.35% → $40k - $100k | |||||
Credit Union 1 IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.72% | $500 | - | 5 Year IRA Certificate | |
| 2.52% | $500 | - | 4 Year IRA Certificate | |
| 2.37% | $500 | - | 3 Year IRA Certificate | |
| 2.02% | $500 | - | 2 Year IRA Certificate | |
| 1.52% | $500 | - | 1 Year IRA Certificate |
