Together Credit Union (MO)


Overview / Commentary
314-771-7700
423 Lynch St
Saint Louis, MO 63118

Together Credit Union (MO) is headquartered in Saint Louis and is the 2nd largest credit union in the state of Missouri. It is also the 171st largest credit union in the nation. It was established in 1939 and as of March of 2021, it had grown to 387 employees and 137,803 members at 27 locations. Together Credit Union (MO) has an A health rating.

Field of Membership Restrictions

Together Credit Union is open to all employees and retirees of Anheuser-Busch, whether they are current or retired; including manufacturing/production facilities, distributors, contracted employees, and all subsidiaries of the Anheuser-Busch Company. Membership is also open to employees of BJC HealthCare System, Alcatel-Lucent Technologies, and other Select Employer Groups.
See current membership details

Reviews (1)

Do Not Recommend

Posted by: |

I've had the pleasure of co-running a St. Louis business for 6 years now. We've been with Bank of Amercia since our founding, but now that we're doing larger volumns we were looking to switch to a local credit union where we thought the service would be better. I went in to get a checking account at first, and depending how I liked the account, would look into their business services. The experience was miserable. The girl I talked to was horribly untrained and unknowledgable. My address is outside of St. Louis, but my office address and business is run in St. Louis. I kept being informed I had to have a St. Louis address or be an AB employee. This whole time I'm telling her I work in St. Louis and reading to her their own brochure which says as long as you work there you can have an account. She stormed off to get management who then told me I was correct and if I could get documentation proving my work address then I could open up an account.

The entire interaction once I informed her I work in St. Louis should have only consisted of them informing me I needed to have proof of my work address and examples of what that proof may be.

On the plus side the management was nice and well-informed. Hoping this was an isolated incident, but we won't be taking our chances.



Health

Health Grade Components

Overall
NCUA #62715
Year Chartered1939
Employees387
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.42%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$2.23B$1.90B
LoansQ1 2021vs Q1 2020$1.56B$1.52B
DepositsQ1 2021vs Q1 2020$1.96B$1.65B
Equity CapitalQ1 2021vs Q1 2020$204.4MM$184.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$15.2MM$12.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$5.9MM$11.4MM
Real Estate OwnedQ1 2021vs Q1 2020$73.00K$124.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Together Credit Union (MO); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Together Credit Union (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$5$1kEarn & Learn Savings
OTHER TIERS: 0.10% $1k+
1.00%--HSA Interest Checking
0.10%$100-Regular Savings
0.10%$5-Holiday Savings
0.10%$100-Multiple Savings
0.10%$5-Junior Account Savings
0.10%$5-Financial Youth Group Savings
0.10%$5-Young Adult Financial Group Savings
0.10%$5-IRA Accumulation
0.10%$100-Business Savings

Together Credit Union (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Business Money Market Account
OTHER TIERS: 0.25% $1k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.40%*$250k*-Money Market Account
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.40%*$250k*-IRA Money Market Account
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k

Together Credit Union (MO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Interest Checking Plus
0.10%--Business Interest Checking

Together Credit Union (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-60 Month Member Merits-Gold CD
0.95%$500-60 Month Youth Member Merits-Gold CD
0.90%$1k-60 Month CD
0.90%$500-60 Month Financial Youth Group CD
0.90%$500-60 Month Young Adult Financial Group CD
0.90%$500-60 Month Junior Account Program CD
0.90%$1k-60 Month Member Merits-Gold Variable Rate CD
0.90%$1k-Business 60 Month CD
0.90%$500-60 Month Youth Member Merits-Gold Variable Rate CD
0.85%$1k-60 Month Variable Rate CD
0.85%$500-60 Month Financial Youth Group Variable Rate CD
0.85%$500-60 Month Young Adult Financial Group Variable Rate CD
0.85%$500-60 Month Junior Account Program Variable Rate CD
0.85%$1k-Business 60 Month Variable Rate CD
0.80%$1k-48 Month Member Merits-Gold CD
0.80%$500-48 Month Youth Member Merits-Gold CD
0.75%$500-48 Month Financial Youth Group CD
0.75%$500-48 Month Young Adult Financial Group CD
0.75%$500-48 Month Junior Account Program CD
0.75%$1k-Business 48 Month CD
0.70%$1k-36 Month Member Merits-Gold CD
0.70%$500-36 Month Youth Member Merits-Gold CD
0.65%$1k-36 Month CD
0.65%$500-36 Month Financial Youth Group CD
0.65%$500-36 Month Young Adult Financial Group CD
0.65%$500-36 Month Junior Account Program CD
0.65%$1k-36 Month Member Merits-Gold Variable Rate CD
0.65%$1k-Business 36 Month CD
0.65%$500-36 Month Youth Member Merits-Gold Variable Rate CD
0.60%$1k-36 Month Variable Rate CD
0.60%$500-36 Month Financial Youth Group Variable Rate CD
0.60%$500-36 Month Young Adult Financial Group Variable Rate CD
0.60%$500-36 Month Junior Account Program Variable Rate CD
0.60%$1k-24 Month Member Merits-Gold CD
0.60%$1k-Business 36 Month Variable Rate CD
0.60%$500-24 Month Youth Member Merits-Gold CD
0.55%$1k-18 Month CD
0.55%$1k-24 Month CD
0.55%$500-18 Month Financial Youth Group CD
0.55%$500-24 Month Financial Youth Group CD
0.55%$500-24 Month Young Adult Financial Group CD
0.55%$500-18 Month Junior Account Program CD
0.55%$500-24 Month Junior Account Program CD
0.55%$1k-Business 24 Month CD
0.50%$1k-18 Month Member Merits-Gold CD
0.50%$500-18 Month Youth Member Merits-Gold CD
0.45%$500-18 Month Young Adult Financial Group CD
0.45%$1k-12 Month Member Merits-Gold CD
0.45%$1k-Business 18 Month CD
0.45%$500-12 Month Youth Member Merits-Gold CD
0.40%$1k-12 Month CD
0.40%$500-12 Month Financial Youth Group CD
0.40%$500-12 Month Young Adult Financial Group CD
0.40%$500-12 Month Junior Account Program CD
0.40%$1k-9 Month Member Merits-Gold CD
0.40%$1k-Business 12 Month CD
0.40%$500-9 Month Youth Member Merits-Gold CD
0.35%$1k-9 Month CD
0.35%$500-9 Month Financial Youth Group CD
0.35%$500-9 Month Young Adult Financial Group CD
0.35%$500-9 Month Junior Account Program CD
0.35%$1k-Business 9 Month CD
0.30%$1k-48 Month CD
0.30%$1k-6 Month Member Merits-Gold CD
0.30%$500-6 Month Youth Member Merits-Gold CD
0.25%$1k-6 Month CD
0.25%$500-6 Month Financial Youth Group CD
0.25%$500-6 Month Young Adult Financial Group CD
0.25%$500-6 Month Junior Account Program CD
0.25%$1k-Business 6 Month CD

Together Credit Union (MO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-60 Month IRA
0.90%$1k-60 Month Variable Rate IRA
0.80%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.65%$1k-36 Month Variable Rate IRA
0.60%$1k-24 Month IRA
0.50%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.40%$1k-9 Month IRA
0.30%$1k-6 Month IRA
Locations

Availability



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