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Together Credit Union (MO)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.togethercu.org
314-771-7700
423 Lynch St
Saint Louis, MO 63118

Together Credit Union (MO) is headquartered in Saint Louis and is the 2nd largest credit union in the state of Missouri. It is also the 183rd largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 416 employees and 143,220 members at 26 locations. Together Credit Union (MO)'s money market rates are 10X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Together Credit Union is open to individuals who live or work in the St. Louis, Missouri area (including St. Louis City, St. Louis County, St. Charles County, and Jefferson County); the Illinois counties of Madison or St. Clair; the Dallas, Texas metro area; or the Virginia communities of Hampton, Newport News, or Williamsburg. Employees of more than 25 SEGs (including all Anheuser-Busch Companies and Nestle Purina PetCare Company) also qualify for membership.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62715
Year Chartered1939
Employees416
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.9%
Annual Interest Income$32.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.61B$2.65B
LoansQ1 2025vs Q1 2024$2B$1.9B
DepositsQ1 2025vs Q1 2024$2.23B$2.11B
Equity CapitalQ1 2025vs Q1 2024$216.3MM$203.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$16.1MM$16.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$11.8MM$10.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$602K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Together Credit Union (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$100*$5kAccelerate It Savings
OTHER TIERS: 0.20% → $5k+
3.00%*$5$1kEarn & Learn Savings
OTHER TIERS: 0.20% → $1k+
1.00%$0-HSA Interest Checking
0.30%$100-Multiple Savings
0.30%$5-Junior Account Savings
0.30%$5-Young Adult Financial Group Savings
0.20%$100-Regular Savings
0.20%$5-Holiday Savings
0.20%$5-Financial Youth Group Savings
0.20%$100-Eagle Advantage Savings
0.20%$5-Business Savings

Together Credit Union (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*$100k*-Business Select Money Market Special - New Money
OTHER TIERS: 1.56% → $1k - $100k
4.50%*$100k*-Select Money Market IRA Special - New Money
OTHER TIERS: 1.56% → $1k - $100k
4.50%*$100k*-Select Money Market Special - New Money
OTHER TIERS: 1.56% → $1k - $100k
1.82%*$250k*-Business Money Market Account
OTHER TIERS: 1.46% → $1k - $50k | 1.61% → $50k - $100k | 1.71% → $100k - $250k
1.71%*$250k*-Money Market Account
OTHER TIERS: 1.16% → $1k - $10k | 1.21% → $10k - $25k | 1.41% → $25k - $50k | 1.56% → $50k - $100k | 1.61% → $100k - $250k
1.71%*$250k*-IRA Money Market Account
OTHER TIERS: 1.16% → $1k - $10k | 1.21% → $10k - $25k | 1.41% → $25k - $50k | 1.56% → $50k - $100k | 1.61% → $100k - $250k

Together Credit Union (MO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kEmpower Checking
OTHER TIERS: 0.20% → $25k+
0.10%$0-Interest Checking Plus
0.10%$0-Eagle Advantage Checking
0.10%$0-Business Interest Checking

Together Credit Union (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-12 Month Member Merits-Gold CD
4.05%$500-12 Month Youth Member Merits-Gold CD
4.00%$1k-12 Month CD
4.00%$500-12 Month Youth Group CD
4.00%$500-12 Month Young Adult Group CD
4.00%$500-12 Month Junior Account Program CD
4.00%$1k-Business 12 Month CD
3.85%$1k-9 Month Member Merits-Gold CD
3.85%$500-9 Month Youth Member Merits-Gold CD
3.80%$1k-9 Month CD
3.80%$500-9 Month Youth Group CD
3.80%$500-9 Month Young Adult Group CD
3.80%$500-9 Month Junior Account Program CD
3.80%$1k-Business 9 Month CD
3.75%$1k-18 Month Member Merits-Gold CD
3.75%$1k-24 Month Member Merits-Gold CD
3.75%$500-18 Month Youth Member Merits-Gold CD
3.75%$500-24 Month Youth Member Merits-Gold CD
3.70%$1k-18 Month CD
3.70%$1k-24 Month CD
3.70%$500-18 Month Youth Group CD
3.70%$500-24 Month Youth Group CD
3.70%$500-18 Month Young Adult Group CD
3.70%$500-24 Month Young Adult Group CD
3.70%$500-18 Month Junior Account Program CD
3.70%$500-24 Month Junior Account Program CD
3.70%$1k-Business 18 Month CD
3.70%$1k-Business 24 Month CD
3.50%$1k-36 Month Member Merits-Gold CD
3.50%$1k-48 Month Member Merits-Gold CD
3.50%$1k-60 Month Member Merits-Gold CD
3.50%$1k-60 Month Member Merits-Gold Variable Rate CD
3.50%$500-48 Month Youth Member Merits-Gold CD
3.50%$500-36 Month Youth Member Merits-Gold CD
3.50%$500-60 Month Youth Member Merits-Gold CD
3.45%$1k-36 Month CD
3.45%$1k-48 Month CD
3.45%$1k-60 Month CD
3.45%$500-36 Month Youth Group CD
3.45%$500-48 Month Youth Group CD
3.45%$500-60 Month Youth Group CD
3.45%$500-36 Month Young Adult Group CD
3.45%$500-48 Month Young Adult Group CD
3.45%$500-60 Month Young Adult Group CD
3.45%$500-36 Month Junior Account Program CD
3.45%$500-48 Month Junior Account Program CD
3.45%$500-60 Month Junior Account Program CD
3.45%$1k-Business 36 Month CD
3.45%$1k-Business 48 Month CD
3.45%$1k-Business 60 Month CD
3.04%$1k-36 Month Member Merits-Gold Variable Rate CD
3.04%$500-36 Month Youth Member Merits-Gold Variable Rate CD
3.04%$500-60 Month Youth Member Merits-Gold Variable Rate CD
2.99%$1k-36 Month Variable Rate CD
2.99%$1k-60 Month Variable Rate CD
2.99%$500-36 Month Youth Group Variable Rate CD
2.99%$500-60 Month Youth Group Variable Rate CD
2.99%$500-36 Month Young Adult Group Variable Rate CD
2.99%$500-60 Month Young Adult Group Variable Rate CD
2.99%$500-36 Month Junior Account Program Variable Rate CD
2.99%$500-60 Month Junior Account Program Variable Rate CD
2.99%$1k-Business 36 Month Variable Rate CD
2.99%$1k-Business 60 Month Variable Rate CD
2.55%$1k-6 Month Member Merits-Gold CD
2.55%$500-6 Month Youth Member Merits-Gold CD
2.50%$1k-6 Month CD
2.50%$500-6 Month Youth Group CD
2.50%$500-6 Month Young Adult Group CD
2.50%$500-6 Month Junior Account Program CD
2.50%$1k-Business 6 Month CD

Together Credit Union (MO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-12 Month IRA
3.85%$1k-9 Month IRA
3.75%$1k-18 Month IRA
3.75%$1k-24 Month IRA
3.50%$1k-36 Month IRA
3.50%$1k-48 Month IRA
3.50%$1k-60 Month IRA
3.04%$1k-36 Month Variable Rate IRA
3.04%$1k-60 Month Variable Rate IRA
2.55%$1k-6 Month IRA
0.20%$5-IRA Accumulation
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