Credit Union of Atlanta is headquartered in Atlanta and is the 34th largest credit union in the state of Georgia. It is also the 2,022nd largest credit union in the nation. It was established in 1928 and as of June of 2023, it had grown to 26 employees and 14,428 members at 1 location. Credit Union of Atlanta's CD rates are 5X the national average, and it has a C+ health rating.
CU of Atlanta, Georgia is open to the current and retired employees on every level and office of the City of Atlanta, members of the site listed CU qualified organizations, current and retired employees along with the members of the site listed CU-affiliated SEG's, associations, communities, or affiliations, spouses of deceased CU members, and the family members or household occupants of current CU members.
See current membership details
The bank is very strict in their policies. Their managers have an attitude and are not very accommodating. But they do offer a 0.25% hike in the CD rates if you're over 55 (or have someone joint on the account who is). So this makes this bank worth it with one of the highest CD rates in the country.
They actually require an in-person branch visit to close your main account down (good luck closing your account if you've moved out of Atlanta). You cannot fax anything to them to close it down (you can only fax for closing CDs...but all they can do is transfer the funds to your main account). And when you go in-person to close the account, you have to wait for member services who are ALWAYS extremely busy. And then member services has to get a sign-off from the CFO (another person you now have to wait for) who will try to talk you into their investment packages to get better returns and keep your account with them. And then you take that paperwork to the teller to actually (finally!) get your check. It took me 3.5 hours to close my account down.
They also automatically opt you into their identity theft services per month that gets deducted from your account. Sure you can call to opt out, but they shouldn't automatically opt you in for things like things unless you state otherwise.
STAY AWAY!
Overall | |
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NCUA # | 67383 |
Year Chartered | 1928 |
Employees | 26 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.48% |
Return on Equity - YTD | 5.4% |
Annual Interest Income | $1.6MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $81.9MM$84.8MM |
Loans | Q2 2023vs Q2 2022 | $44.8MM$38.8MM |
Deposits | Q2 2023vs Q2 2022 | $73.6MM$76.5MM |
Equity Capital | Q2 2023vs Q2 2022 | $7.2MM$7.4MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$416.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.0MM$459.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Credit Union of Atlanta; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.05% | $100 | - | Share Savings | |
0.05% | $100 | - | IRA Share |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.05% | $2k | - | Share Plus Money Market |
Credit Union of Atlanta Locations | ||
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Branch Office | 670 Metropolitan Pkwy SW | Atlanta, GA 30310 |