Credit Union of Atlanta

Overview / Commentary
670 Metropolitan Pkwy SW
Atlanta, GA 30310

Credit Union of Atlanta is headquartered in Atlanta and is the 34th largest credit union in the state of Georgia. It is also the 2,033rd largest credit union in the nation. It was established in 1928 and as of December of 2023, it had grown to 28 employees and 14,129 members at 1 location. Credit Union of Atlanta's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

CU of Atlanta, Georgia is open to the current and retired employees on every level and office of the City of Atlanta, members of the site listed CU qualified organizations, current and retired employees along with the members of the site listed CU-affiliated SEG's, associations, communities, or affiliations, spouses of deceased CU members, and the family members or household occupants of current CU members.
See current membership details

Reviews (2)

Good And Bad

The bank is very strict in their policies.  Their managers have an attitude and are not very accommodating.  But they do offer a 0.25% hike in the CD rates if you're over 55 (or have someone joint on the account who is).  So this makes this bank worth it with one of the highest CD rates in the country.

Terrible Credit Union

They actually require an in-person branch visit to close your main account down (good luck closing your account if you've moved out of Atlanta). You cannot fax anything to them to close it down (you can only fax for closing CDs...but all they can do is transfer the funds to your main account). And when you go in-person to close the account, you have to wait for member services who are ALWAYS extremely busy. And then member services has to get a sign-off from the CFO (another person you now have to wait for) who will try to talk you into their investment packages to get better returns and keep your account with them. And then you take that paperwork to the teller to actually (finally!) get your check. It took me 3.5 hours to close my account down.

They also automatically opt you into their identity theft services per month that gets deducted from your account. Sure you can call to opt out, but they shouldn't automatically opt you in for things like things unless you state otherwise.


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union of Atlanta has a relatively low asset base.

Health Grade Components

NCUA #67383
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.9%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$80.1MM$82.6MM
LoansQ4 2023vs Q4 2022$45.5MM$41.4MM
DepositsQ4 2023vs Q4 2022$70.5MM$73.9MM
Equity CapitalQ4 2023vs Q4 2022$8.1MM$7.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$521K$436K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$548K$519K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Credit Union of Atlanta Savings Account Rates

0.05%$100-Share Savings
0.05%$100-IRA Share

Credit Union of Atlanta Money Market Rates

0.05%$2k-Share Plus Money Market

Credit Union of Atlanta CD Rates

4.40%$500-24 Months Share Certificate
4.40%$500-30 Months Share Certificate
4.35%$500-18 Months Share Certificate
4.35%$500-36 Months Share Certificate
4.35%$500-48 Months Share Certificate
4.25%$500-12 Months Share Certificate
4.25%$500-60 Months Share Certificate
3.00%$500-6 Months Share Certificate

Credit Union of Atlanta IRA Rates

4.40%$500-24 Months IRA Certificate
4.40%$500-30 Months IRA Certificate
4.35%$500-18 Months IRA Certificate
4.35%$500-36 Months IRA Certificate
4.35%$500-48 Months IRA Certificate
4.25%$500-12 Months IRA Certificate
4.25%$500-60 Months IRA Certificate
3.00%$500-6 Months IRA Certificate

Credit Union of Atlanta Locations
Branch Office670 Metropolitan Pkwy SWAtlanta, GA 30310

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