Featured Savings Rates
Featured Accounts

Credit Union of Colorado

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.71%5-year CD5 Year CD
0.65%1-year CD1 Year CD
0.10%SavingsPrimary Savings

Overview / Commentary
303-832-4816
1390 N Logan St
Denver, CO 80203-2309

Credit Union of Colorado is headquartered in Denver and is the 6th largest credit union in the state of Colorado. It is also the 183rd largest credit union in the nation. It was established in 1934 and as of June of 2017, it had grown to 308 employees and 117,133 members at 15 locations. Credit Union of Colorado has an A health rating.

Field of Membership Restrictions

Membership in Credit Union of Colorado is open to anyone through joining the Credit Union of Colorado Foundation ($10 donation). Membership is also open to employees or retirees of Northern Colorado Medical Center, Sunrise Health, Colorado State University and over 100 Select Employer Groups.
See current membership details

Reviews (5)

Keep It Local

Switching to local bank was one of the best decisions I have made in regards to banking. I was always under the impression that the big banks had better service and products because they were bigger and thus could provide cheaper and better products to more people due to economies of scale. After I started using Credit Union of Colorado I was pleasantly surprised in finding out that I had been thinking wrong the whole time! Upon sign up I was given two day passes to Loveland Ski Resort, valid all season. This was great as I have many friends who visit that resort and I was now able to join them! The savings account requires $25 down payment and a $10 donation to the fund, but it is a not-for-profit bank so I do no feel ripped off. Transaction fees for the checking account are extremely low and their network of ATMs is far reaching. They also have many more branches, that are convenient to locate compared to some of the 'big banks'. I highly recommend Credit Union of Colorado to any one who resides in Colorado.

Solid credit union without many problems

When I recently moved out to colorado, I was faced with a problem. The bank that I had in missouri was not represented well in denver. Therefore, I recently opened up an account with the credit union of colorado. Opening the account was easy. There was no major paperwork to fill out and I had my account in less than 30 minutes. So far my experience with them is a good one. The thing I most care about when working with financial institutions is that I am not constantly aware of their existence. They don't bother me with phone calls, or institute wild fees for things like over drafting. They do what they are supposed to do and any time I have a question, I can call or go online and have it answered immediately. I would definitely recommend these guys to anyone looking for a credit union in colorado.

Credit Union of Colorado has awesome Customer Service skills

I have been banking with the Credit Union of Colorado for about 8 years now and they have always been excellent. They have plenty of convenient locations in and around the Denver area. Whenever I have gone in they are always friendly and super helpful. I have never had to pay for any banking fees while I have had accounts there. I have also never had to have a lot of money in my accounts, which has been important since I am a stay at home mom and don't always have much in my own account. I also don't have to have a constant direct deposit going in. When I had a problem with an account at a previous financial institution I pulled all my money from that one and put it in at the Credit Union. The only issue I currently have is that their website can never seem to remember my computer so I always have to answer security questions. I suppose I should feel fine about that since it means added security. The locations even have toys for my kids to play with while I take care of my banking needs. This was important last time as my kids were running around and kind of everywhere, but they just got them some stuff to play with and weren't judgmental or rude to me. Overall I hope to be a lifetime member of this credit union.

Good and Bad Credit Union of Colorado

Posted by: joysampson | Jul 6, 2017

I am a retired public school teacher and have been a member of the Credit Union of Colorado for the past 10 years. I have an online savings account with them currently and use to have both a savings and checking account. Overall I have been pleased with the accounts as it is very convenient to do business online. The fees are very affordable with my savings account and I do not have a lot of rules as to how much money I must keep in the account. My issues have been with online technical issues. It is sometime difficult to log in or the site it seems to be down for maintenance too much for my liking. The customer service has been disappointing. I have had issue transferring money from one account to the other. When you try to contact them it is a long wait and you get logged out quite often. I took my checking account to a local bank by my residence, so if I do have an issue and cannot get a hold of them by phone or internet I can go in person to deal with the problem . I keep the savings account for the good fees at this point. Overall I have mixed reviews with this banking institution.

NOT A CREDIT UNION JUST ANOTHER BIG BANK

Posted by: Anonymous | Apr 9, 2012

You might as well go to a big bank, no customer service and worst of the three credit unions I have been with!!!!!!



Health

Health Grade Components

Overall
NCUA #24854
Year Chartered1934
Employees308
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.31%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.42B$1.31B
LoansQ2 2017vs Q2 2016$840.3MM$728.4MM
DepositsQ2 2017vs Q2 2016$1.26B$1.15B
Equity CapitalQ2 2017vs Q2 2016$151.0MM$143.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.8MM$3.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.8MM$2.1MM
Real Estate OwnedQ2 2017vs Q2 2016$0$166.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of Colorado Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.25%--ESA Share Account
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $5k | 0.15% $5k - $10k
0.10%--Primary Savings
0.10%--Holiday Account

Credit Union of Colorado Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Insured Money Markets
OTHER TIERS: 0.15% $10k - $25k | 0.20% $25k - $50k
0.15%$2,500-Insured Money Management Fund

Credit Union of Colorado Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Premier Checking
0.10%--Premier Plus Checking

Credit Union of Colorado CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-5 Year CD
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $25k | 1.61% $25k - $100k
1.46%*$100k*-4 Year CD
OTHER TIERS: 1.21% $500 - $10k | 1.31% $10k - $25k | 1.36% $25k - $100k
1.21%*$100k*-3 Year CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $25k | 1.10% $25k - $100k
0.80%*$100k*-2 Year CD
OTHER TIERS: 0.55% $500 - $10k | 0.65% $10k - $25k | 0.70% $25k - $100k
0.70%*$100k*-18 Month CD
OTHER TIERS: 0.45% $500 - $10k | 0.55% $10k - $25k | 0.60% $25k - $100k
0.65%*$100k*-1 Year CD
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $25k | 0.55% $25k - $100k
0.50%*$100k*-6 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $100k
0.45%*$100k*-90 Day CD
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $25k | 0.35% $25k - $100k
0.25%$500-6 Month Add-on CD
0.20%$500-90 Day Add-on CD

Credit Union of Colorado IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-5 Year IRA
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $25k | 1.61% $25k - $100k
1.46%*$100k*-4 Year IRA
OTHER TIERS: 1.21% $500 - $10k | 1.31% $10k - $25k | 1.36% $25k - $100k
1.21%*$100k*-3 Year IRA
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $25k | 1.10% $25k - $100k
0.80%*$100k*-2 Year IRA
OTHER TIERS: 0.55% $500 - $10k | 0.65% $10k - $25k | 0.70% $25k - $100k
0.70%*$100k*-18 Month IRA
OTHER TIERS: 0.45% $500 - $10k | 0.55% $10k - $25k | 0.60% $25k - $100k
0.65%*$100k*-1 Year IRA
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $25k | 0.55% $25k - $100k
0.50%*$100k*-6 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $100k
0.25%$500-6 Month Add-on IRA
Locations

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