Advertising Disclosure
  1. Home
  2. Banks
  3. Credit Union of Colorado

Credit Union of Colorado


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cuofco.org
303-832-4816
1390 N Logan St
Denver, CO 80203

Credit Union of Colorado is headquartered in Denver and is the 5th largest credit union in the state of Colorado. It is also the 188th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 393 employees and 173,173 members at 19 locations. Credit Union of Colorado's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Credit Union of Colorado is open to all Colorado residents by joining the Credit Union of Colorado Foundation ($10 donation). Membership is also open to employees (current or retired) of Colorado State government, Colorado school districts, Colorado colleges/universities, or Colorado city/town/county governments.
See current membership details

Reviews (1)

Inaccurate Credit Reporting

Posted by: |

CU of CO inaccurately is reporting a missed payment. Although I have proof that I set up a recurring transfer and they did not process it (their error). They refuse to report accurately to the credit company. Their online banking and customer service is horrendous.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24854
Year Chartered1934
Employees393
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.75%
Annual Interest Income$38.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.58B$2.9B
LoansQ1 2025vs Q1 2024$1.68B$1.67B
DepositsQ1 2025vs Q1 2024$2.31B$2.19B
Equity CapitalQ1 2025vs Q1 2024$246.7MM$227.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$20.8MM$15.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$12.7MM$12.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit Union of Colorado; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of Colorado Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Health Savings Account
OTHER TIERS: 0.25% → $0 - $2.5k | 0.30% → $2.5k - $5k | 0.35% → $5k - $10k
0.25%$0-Primary Savings
0.25%$0-Business Savings

Credit Union of Colorado Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-Money Market Plus
OTHER TIERS: 0.60% → $2.5k - $10k | 0.85% → $10k - $25k | 1.10% → $25k - $50k | 2.00% → $50k - $100k
3.00%*$100k*-Business Money Market
OTHER TIERS: 0.60% → $2.5k - $10k | 0.85% → $10k - $25k | 1.10% → $25k - $50k | 2.00% → $50k - $100k

Credit Union of Colorado Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500$25kEveryday Account w/High-Yield Savings
0.20%$250-Everyday Account w/ Interest
0.20%$5k-Business Interest Checking

Credit Union of Colorado CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-1 Year CD
OTHER TIERS: 3.70% → $500 - $10k | 3.80% → $10k - $25k | 3.90% → $25k - $100k
3.90%*$100k*-6 Month CD
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $25k | 3.80% → $25k - $100k
3.60%$500-6 Month Add-on CD
3.51%*$100k*-18 Month CD
OTHER TIERS: 3.20% → $500 - $10k | 3.30% → $10k - $25k | 3.40% → $25k - $100k
3.40%*$100k*-2 Year CD
OTHER TIERS: 3.10% → $500 - $10k | 3.20% → $10k - $25k | 3.30% → $25k - $100k
3.30%*$100k*-3 Year CD
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
3.30%*$100k*-4 Year CD
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
3.30%*$100k*-5 Year CD
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
2.45%*$100k*-90 Day CD
OTHER TIERS: 2.15% → $500 - $10k | 2.25% → $10k - $25k | 2.35% → $25k - $100k
2.15%$500-90 Day Add-on CD

Credit Union of Colorado IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-1 Year IRA
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $25k | 3.90% → $25k - $100k
3.90%*$100k*-6 Month IRA
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $25k | 3.80% → $25k - $100k
3.60%$500-6 Month Add-on IRA
3.51%*$100k*-18 Month IRA
OTHER TIERS: 3.20% → $500 - $10k | 3.30% → $10k - $25k | 3.40% → $25k - $100k
3.40%*$100k*-2 Year IRA
OTHER TIERS: 3.10% → $500 - $10k | 3.20% → $10k - $25k | 3.30% → $25k - $100k
3.30%*$100k*-3 Year IRA
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
3.30%*$100k*-4 Year IRA
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
3.30%*$100k*-5 Year IRA
OTHER TIERS: 3.00% → $500 - $10k | 3.10% → $10k - $25k | 3.20% → $25k - $100k
0.35%$0-IRA Share Account
Locations

Availability

Denver Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.