Credit Union Of Denver
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | Reward Checking | 2.05% - National Average |
| 2.50% | 5-year CD | |
| 1.00% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
Credit Union Of Denver is headquartered in LAKEWOOD and is the 8th largest credit union in the state of Colorado. It is also the 382nd largest credit union in the nation. It was established in 1931 and as of September of 2018, it had grown to 130 employees and 61,148 members at 3 locations. Credit Union Of Denver's money market rates are 4X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in the Credit Union of Denver is open to anyone through joining the Consumers United Association ($5 membership fee). Membership is also open to those who live or work in Adams, Boulder, Arapahoe, Denver, Douglas, or Jefferson Counties in Colorado or are employees of U.S. government agencies or over 200 Select Employer Groups.
See current membership details
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Local Credit Union with great features
I absolutely love banking with Credit Union of Denver. They process my transactions quickly and their mobile banking has all the features I need. They have a huge network of ATMs to utilize and the lack of fees makes it easy to go grab money without worrying about what ATM I'm withdrawing from. They offer great cash back rewards for users and they are always growing their offers. They offer great rates on loans for members as well as discounted insurance and other financial services available. Any time I have to talk to a customer service rep they are always cordial and try their best to help the customer at all costs. I would definitely recommend Credit Union of Denver to my friends and family. They're great!
The Downlow on CU Denver
I've been using Credit Union Denver for almost a year now and wouldn't consider switching anytime soon. They're just easy to use! I opened a checking and savings account with them, however I haven't used the savings account much. That being said, operating my checking account is breeze. It's easy to login, although there is a good amount of security, so I feel like my account is protected. Checking my balance and transactions is easy! The only downside is the online portal doesn't show exact times that transactions took place. You have to generate a statement to see such things. That's really the only downside. They even offer lots of cashback rewards for local businesses as well as chains, such as Chili's. It's really nice because it makes it easier for me to choose where I'm going to spend at. You can load as many rewards as you want and they are constantly changing. Overall, CUDenver does what I need it to do, but there's a few QoL improvements they could make.
credit union review
I've been with this credit union for a while. I use their app for deposits and bills pays, but I find hit kind of a pain. I can't do any deposits or bill pays on the weekends or holidays, which really puts a difficulty on paying bills. I have to plan a week in advance for paying something that is not within my regular pay cycle if a holiday falls within when the bill is due.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64342 |
| Year Chartered | 1931 |
| Employees | 130 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 10.46% |
| Annual Interest Income | $20.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $781.8MM$751.0MM |
| Loans | Q3 2018vs Q3 2017 | $488.3MM$447.1MM |
| Deposits | Q3 2018vs Q3 2017 | $688.8MM$662.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $89.0MM$85.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $5.8MM$5.1MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.0MM$4.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Credit Union Of Denver; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Credit Union Of Denver Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $1k | Youth Savings Account (Age 0-17) | ||
| OTHER TIERS: 0.11% → $1k+ | |||||
| 1.00%* | $100k* | - | Individual Retirement Accounts | ||
| OTHER TIERS: 0.30% → Up to $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | |||||
| 0.35% | $5 | - | Holiday Club Accounts | ||
| 0.11% | - | - | Prime Share | ||
| 0.11% | - | - | Uniform Transfer to Minors Accounts | ||
| 0.11% | - | - | Special Share Savings Accounts | ||
| 0.11% | - | - | Secured Card Share Savings Accounts | ||
Credit Union Of Denver Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | $100k* | - | High Yield Money Market Account | ||
| OTHER TIERS: 0.75% → $10k - $25k | 1.25% → $25k - $45k | 1.50% → $45k - $100k | |||||
| 1.00%* | $100k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.11% → $1k - $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $45k | 0.75% → $45k - $100k | |||||
Credit Union Of Denver Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $10k | Interest Rewards Checking | ||
| OTHER TIERS: 0.20% → $10k+ | |||||
| 0.10% | $1k | - | Checking with Interest | ||
Credit Union Of Denver CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | $10k* | - | 5 Year Certificates | ||
| OTHER TIERS: 2.40% → $1k - $10k | |||||
| 2.40% | $5k | - | 13 Month Certificates Special | ||
| 2.00% | $1k | - | 4 Year Certificates | ||
| 1.75% | $1k | - | 2 1/2 Year Certificates | ||
| 1.50% | $1k | - | 2 Year Certificates | ||
| 1.25% | $1k | - | 18 Month Certificates | ||
| 1.25% | $50k | - | 1 Year Jumbo Certificates | ||
| 1.00% | $1k | - | 1 Year Certificates | ||
| 1.00% | $50k | - | 270 Day Jumbo Certificates | ||
| 1.00% | $25 | - | 24 Month Starter Certificate | ||
| 0.75% | $50k | - | 180 Day Jumbo Certificates | ||
| 0.75% | $25 | - | 12 Month Starter Certificate | ||
| 0.50% | $5k | - | 6 Month Certificates | ||
| 0.50% | $50k | - | 90 Day Jumbo Certificates | ||
| 0.40% | $50k | - | 60 Day Jumbo Certificates | ||
| 0.30%* | $10k* | - | 3 Month Certificates | ||
| OTHER TIERS: 0.11% → $500 - $10k | |||||
| 0.30% | $50k | - | 30 Day Jumbo Certificates | ||
Credit Union Of Denver IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 7 Year IRA Certificate | |
| 2.40% | $1k | - | 5 Year IRA Certificate | |
| 2.40% | $1k | - | 1 Year IRA Certificate Special | |
| 1.75% | $1k | - | 2 1/2 Year IRA Certificate | |
| 0.50% | $1k | - | 6 Month IRA Certificate |
| Credit Union Of Denver Locations | ||
|---|---|---|
| Branch Office | 1 DENVER FEDERAL CTR BUILDING 67 ROOM 100 | LAKEWOOD, CO 80225 |
| Branch Office | 9305 W ALAMEDA AVE | LAKEWOOD, CO 80226 |
| Branch Office | 900 AURARIA PKWY UNIT 263 | DENVER, CO 80204-5800 |