Credit Union Of Denver


Overview / Commentary
303-234-1700
9305 W Alameda Ave
Lakewood, CO 80226

Credit Union Of Denver is headquartered in LAKEWOOD and is the 8th largest credit union in the state of Colorado. It is also the 382nd largest credit union in the nation. It was established in 1931 and as of June of 2019, it had grown to 133 employees and 62,739 members at 3 locations. Credit Union Of Denver's money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in the Credit Union of Denver is open to anyone through joining the Consumers United Association ($5 membership fee). Membership is also open to those who live or work in Adams, Boulder, Arapahoe, Denver, Douglas, or Jefferson Counties in Colorado or are employees of U.S. government agencies or over 200 Select Employer Groups.
See current membership details

Related Posts

13-Month "Special" Reduced To 2.23% APR, 2.25% APY on 11/1/2019 - 11/2/2019

Most other rates appear to be unchanged from October. https://www.cudenver.com/wp-content/uploads/2019/10/InvFee_November_2019_TISA.pdf

Rates as of 10/1/2019 - 10/7/2019

Regular CDs 0.11% 3 Month Term 0.11% $500 minimum Monthly 0.30% 3 Month Term 0.30% $10,000 minimum Monthly 0.50% 6 Month Term 0.50% $5,000 minimum Monthly 1.25% 1 Year Term 1.25% $1,000 minimum Monthly 2.38% Special 13 Month Term 2.40% $5,000 minimum Monthly 1.30% 18 Month Term 1.30% $1,000 minimum Monthly 1.49% 2 Year Term 1.50% $1,000 minimum Monthly 1.00% 12 Month Term Starter Certificate 1.00% $25 minimum Monthly 1.25% 24 month Term Starter Certificate 1.25% $25 minimum Monthly 1.74% 2-1/2 Year Term 1.75% $1,000 minimum Monthly 1.99% 4 Year Term 2.00% $1,000 minimum Monthly 2.38% 5 Year Term 2.40% $1,000 minimum Monthly 2.53% 5 Year Term 2.55% $10,000 minimum Monthly Jumbo CDS 0.30% 30 Day Term 0.30% $50,000 minimum Monthly 0.40% 60 Day Term 0.40% $50,000 minimum Monthly 0.50% 90 Day Term 0.50% $50,000 minimum Monthly 0.75% 180 Day Term 0.75% $50,000 minimum Monthly 1.00% 270 Day Term 1.00% $50,000 minimum Monthly 1.49% 1 Year Term 1.50% $50,000 minimum Monthly IRA CDS 0.30%*** D

13-Month "Special" Reduced To 2.6% On 9/3/2019 - 9/4/2019

13-month Special CD reduced to 2.6% on 9/3/19

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Reviews (4)

Local Credit Union with great features

I absolutely love banking with Credit Union of Denver. They process my transactions quickly and their mobile banking has all the features I need. They have a huge network of ATMs to utilize and the lack of fees makes it easy to go grab money without worrying about what ATM I'm withdrawing from. They offer great cash back rewards for users and they are always growing their offers. They offer great rates on loans for members as well as discounted insurance and other financial services available. Any time I have to talk to a customer service rep they are always cordial and try their best to help the customer at all costs. I would definitely recommend Credit Union of Denver to my friends and family. They're great!

The Downlow on CU Denver

I've been using Credit Union Denver for almost a year now and wouldn't consider switching anytime soon. They're just easy to use! I opened a checking and savings account with them, however I haven't used the savings account much. That being said, operating my checking account is breeze. It's easy to login, although there is a good amount of security, so I feel like my account is protected. Checking my balance and transactions is easy! The only downside is the online portal doesn't show exact times that transactions took place. You have to generate a statement to see such things. That's really the only downside. They even offer lots of cashback rewards for local businesses as well as chains, such as Chili's. It's really nice because it makes it easier for me to choose where I'm going to spend at. You can load as many rewards as you want and they are constantly changing. Overall, CUDenver does what I need it to do, but there's a few QoL improvements they could make.

credit union review

I've been with this credit union for a while. I use their app for deposits and bills pays, but I find hit kind of a pain. I can't do any deposits or bill pays on the weekends or holidays, which really puts a difficulty on paying bills. I have to plan a week in advance for paying something that is not within my regular pay cycle if a holiday falls within when the bill is due.

Credit Union Review

Posted by: lesken | Aug 23, 2019

I tried to open up their 13-month CD online. Filled out the application and was instructed to wait until I was contacted by them. I waited 5 days, but no one did. I finally called to follow up and was informed my application was declined because they made 3 or more inquiries into my credit history, which is "over the limit." I sought further clarification on what that meant, but the representative couldn't offer any more information. I explained I had recently applied for and was accepted for opening other CDs at other banks/FCUs, but she said that was their policy. I have never experienced this before. It was very odd.
So I will deposit my funds elsewhere.



Health
A+

Health Grade Components

Overall
NCUA #64342
Year Chartered1931
Employees133
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.1%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$832.1MM$771.7MM
LoansQ2 2019vs Q2 2018$515.1MM$479.4MM
DepositsQ2 2019vs Q2 2018$726.2MM$681.1MM
Equity CapitalQ2 2019vs Q2 2018$102.4MM$86.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$6.0MM$5.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$4.0MM$2.9MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

13-Month "Special" Reduced To 2.23% APR, 2.25% APY on 11/1/2019

RichReg   |  
Most other rates appear to be unchanged from October.

https://www.cudenver.com/wp-content/uploads/2019/10/InvFee_November_2019_TISA.pdf

Rates as of 10/1/2019

mountain52   |  
Regular CDs
0.11% 3 Month Term 0.11% $500 minimum Monthly
0.30% 3 Month Term 0.30% $10,000 minimum Monthly
0.50% 6 Month Term 0.50% $5,000 minimum Monthly
1.25% 1 Year Term 1.25% $1,000 minimum Monthly
2.38% Special 13 Month Term 2.40% $5,000 minimum Monthly
1.30% 18 Month Term 1.30% $1,000 minimum Monthly
1.49% 2 Year Term 1.50% $1,000 minimum Monthly
1.00% 12 Month Term Starter Certificate 1.00% $25 minimum Monthly
1.25% 24 month Term Starter Certificate 1.25% $25 minimum Monthly
1.74% 2-1/2 Year Term 1.75% $1,000 minimum Monthly
1.99% 4 Year Term 2.00% $1,000 minimum Monthly
2.38% 5 Year Term 2.40% $1,000 minimum Monthly
2.53% 5 Year Term 2.55% $10,000 minimum Monthly

Jumbo CDS
0.30% 30 Day Term 0.30% $50,000 minimum Monthly
0.40% 60 Day Term 0.40% $50,000 minimum Monthly
0.50% 90 Day Term 0.50% $50,000 minimum Monthly
0.75% 180 Day Term 0.75% $50,000 minimum Monthly
1.00% 270 Day Term 1.00% $50,000 minimum Monthly
1.49% 1 Year Term 1.50% $50,000 minimum Monthly

IRA CDS
0.30%*** Daily Deposit IRA Account - First Tier 0.30% $0 - $24,999.99 Monthly
0.40%*** Second Tier 0.40% $25,000 - $49,999.99 Monthly
0.50%*** Third Tier 0.50% $50,000 - $99,999.99 Monthly
0.75%*** Fourth Tier 0.75% $100,000 and over Monthly
0.50% 6 Month Term Certificate 0.50% $1,000 minimum Quarterly
2.38% Special 1 Year Term Certificate 2.40% $1,000 minimum Quarterly
1.74% 2-1/2 Year Term Certificate 1.75% $1,000 minimum Quarterly
2.38% 5 Year Term Certificate 2.40% $1,000 minimum Quarterly
2.53% 7 Year Term Certificate 2.55% $1,000 minimum Quarterly

Also, note fee:

Close Account Prior to Age 59-1/2 $10.00 (IRA CD)

13-Month "Special" Reduced To 2.6% On 9/3/2019

RateWatcherCO   |  
13-month Special CD reduced to 2.6% on 9/3/19

Rates
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Always verify rates and promotions with the bank or credit union. We are not Credit Union Of Denver; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union Of Denver Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$1kYouth Savings Account (Age 0-17)
OTHER TIERS: 0.11% $1k+
1.00%*$100k*-Daily Deposit IRA Account
OTHER TIERS: 0.30% Up to $25k | 0.50% $25k - $50k | 0.75% $50k - $100k
0.50%$5-Holiday Club Account
0.11%--Prime Share
0.11%--Uniform Transfer to Minors
0.11%--Special Share (Savings) Account
0.11%--Secured Card Share (Savings) Account

Credit Union Of Denver Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-High Yield Money Market Account
OTHER TIERS: 1.00% $10k - $25k | 1.50% $25k - $45k | 1.75% $45k - $100k
1.00%*$100k*-Money Market Accounts
OTHER TIERS: 0.11% $1k - $2.5k | 0.30% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $45k | 0.75% $45k - $100k

Credit Union Of Denver Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kInterest Rewards Checking
OTHER TIERS: 0.20% $10k+
0.10%$1k-Share Draft (Checking) w/ Interest

Credit Union Of Denver CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%*$10k*-5 Year Certificate
OTHER TIERS: 2.60% $1k - $10k
2.75%$5k-13 Month Certificate Special
2.00%$1k-4 Year Certificate
1.75%$1k-2 1/2 Year Certificate
1.50%$1k-2 Year Certificate
1.50%$50k-1 Year Jumbo Certificate
1.30%$1k-18 Month Certificate
1.25%$1k-1 Year Certificate
1.25%$25-24 Month Starter Certificate
1.00%$50k-270 Day Jumbo Certificate
1.00%$25-12 Month Starter Certificate
0.75%$50k-180 Day Jumbo Certificate
0.50%$5k-6 Month Certificate
0.50%$50k-90 Day Jumbo Certificate
0.40%$50k-60 Day Jumbo Certificate
0.30%*$10k*-3 Month Certificate
OTHER TIERS: 0.11% $500 - $10k
0.30%$50k-30 Day Jumbo Certificate

Credit Union Of Denver IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%$1k-7 Year IRA Certificate
2.75%$1k-1 Year IRA Certificate Special
2.60%$1k-5 Year IRA Certificate
1.75%$1k-2 1/2 Year IRA Certificate
0.50%$1k-6 Month IRA Certificate
Locations


Credit Union Of Denver Locations
Branch Office1 DENVER FEDERAL CTR BUILDING 67 ROOM 100LAKEWOOD, CO 80225
Branch Office9305 W ALAMEDA AVELAKEWOOD, CO 80226
Branch Office900 AURARIA PKWY UNIT 263DENVER, CO 80204-5800

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