Credit Union of Georgia

Overview / Commentary
3048 Eagle Dr
Woodstock, GA 30189-5531

Credit Union of Georgia is headquartered in Woodstock and is the 12th largest credit union in the state of Georgia. It is also the 770th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 79 employees and 33,148 members at 7 locations. Credit Union of Georgia has an A health rating.

Field of Membership Restrictions

Credit Union of Georgia membership is open to individuals who live or work in the Georgia counties of Bartow, Cherokee, Cobb, Douglas, Fulton, Gilmer, Paulding, or Pickens. Employees/members/students of more than 30 SEGs also qualify for membership, as do immediate family members of eligible individuals.
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Reviews (5)

Credit Union of Georgia

I have been a member of the Credit Union of Georgia for almost 7 years now. I am very pleased with my experience. They are always helpful and polite, and I haven't had any of the problems or hidden fees with them that I have had with banks in the past. I especially like that they monitor my activity and alert me to potential frauds. This was hugely helpful when my debit card number was stolen out of state. They quickly froze the card and refunded my money for the fraudulent charges. I have also used them for notary services, and those were also quick and easy. I love their mobile app, and that you can deposit checks without coming into the branch. As I have moved father away from any of the branches, this is very convenient.

Credit Union Of Georgia

Posted by: Justin | May 25, 2011

The Credit Union of Georgia is a small credit union with branches located in Paulding and Cobb County Georgia. This credit union is reserved for employees of Cobb county and their family members, and I just happen to be lucky enough to have a mother who works for the Cobb County school district. I first opened an account here about a year ago, and I love it. The people working there are very friendly and personable, and they actually seem to care about their customers. As far as comparing this credit union to others, I really can't, since this is the first and only bank account I've ever had. However, if you're looking to bank with a friendly credit union, and happen to work for or are related to someone who works for Cobb County, I highly recommend it.

BAD Customer Service & Not Competitive

Posted by: Anonymous6 | Feb 1, 2018

This Credit Union was originally started to support Teachers in Cobb County. This Credit Union has substandard customer service and the employees act as if they do not care about their members. Their products and services are inferior. They do not have competitive investment options for the members. Teachers and Educational Administrators need to move their money to another credit union as fast as possible! Check out other banks and credit unions and you will probably see much better alternatives.

Disappointing Experience

Have been a member over 30yrs. Recently my debit card was cloned and I needed a new one quickly. They said I had to wait 5-10 business days. I waited 10 and they said to give it 12 days. Gave it 13 days and they bumbled with some other silly excuse. I messaged them twice through their website and got no response at all. Finally I went to a branch again. Told me I could pay $45 and take a day off work and they would overnight another card if I was at home to sign for it. (Never were able to tell me when or if the first card was mailed...). I declined and said I waited through their time limit and I need a card asap (as now it's been 3 weeks!). They had no suggestions for me. I said I may need to change banks to one that can issue a card in a timely manor. They said "okay" and acted like they couldnt care less. Maybe you have to make a lot of money before they demonstrate decent service?

Unorganized And Rude

Posted by: Anonymous | Jul 11, 2012

This credit union doesn't offer the family friendly environment that they advertise. They are extremely difficult to work with if you miss a payment even if you walk in the door and ask for help. I received a letter with a person's name signed to it, and when I called her just a day or two later, I was told she hadn't worked there for 6 months.


Health Grade Components

NCUA #68571
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD14.57%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$321.6MM$300.0MM
LoansQ4 2018vs Q4 2017$162.8MM$159.5MM
DepositsQ4 2018vs Q4 2017$286.3MM$267.9MM
Equity CapitalQ4 2018vs Q4 2017$32.5MM$28.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$819.00K$944.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$424.00K$370.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Rates for Credit Union of Georgia are currently being reviewed.


Credit Union of Georgia Locations
Branch Office69 South Ave SEMarietta, GA 30060-2357
Branch Office3048 Eagle DrWoodstock, GA 30189-5531
Branch Office140 Riverstone PkwyCanton, GA 30114-6421
Branch Office69 South Ave SEMarietta, GA 30060-2357
Branch Office3333 Busbee Dr NW Ste 120Kennesaw, GA 30144-3216
Branch Office2667 Dallas Hwy SWMarietta, GA 30064
Branch Office3130 Cobb Pkwy NWKennesaw, GA 30152

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