Credit Union of Georgia is headquartered in Woodstock and is the 11th largest credit union in the state of Georgia. It is also the 709th largest credit union in the nation. It was established in 1960 and as of September of 2020, it had grown to 84 employees and 34,136 members at 9 locations. Credit Union of Georgia has an A health rating.
Credit Union of Georgia membership is open to individuals who live or work in the Georgia counties of Bartow, Cherokee, Cobb, Douglas, Fulton, Gilmer, Paulding, or Pickens. Employees/members/students of more than 30 SEGs also qualify for membership, as do immediate family members of eligible individuals.
See current membership details
I have been a member of the Credit Union of Georgia for almost 7 years now. I am very pleased with my experience. They are always helpful and polite, and I haven't had any of the problems or hidden fees with them that I have had with banks in the past. I especially like that they monitor my activity and alert me to potential frauds. This was hugely helpful when my debit card number was stolen out of state. They quickly froze the card and refunded my money for the fraudulent charges. I have also used them for notary services, and those were also quick and easy. I love their mobile app, and that you can deposit checks without coming into the branch. As I have moved father away from any of the branches, this is very convenient.
The Credit Union of Georgia is a small credit union with branches located in Paulding and Cobb County Georgia. This credit union is reserved for employees of Cobb county and their family members, and I just happen to be lucky enough to have a mother who works for the Cobb County school district. I first opened an account here about a year ago, and I love it. The people working there are very friendly and personable, and they actually seem to care about their customers. As far as comparing this credit union to others, I really can't, since this is the first and only bank account I've ever had. However, if you're looking to bank with a friendly credit union, and happen to work for or are related to someone who works for Cobb County, I highly recommend it.
Not only am I from the area, but I also attend a school in which qualifies for membership and they declined my membership to the credit union. I sent a correspondence requesting the reason for denial and why I would not qualify and have never received a response.
This Credit Union was originally started to support Teachers in Cobb County. This Credit Union has substandard customer service and the employees act as if they do not care about their members. Their products and services are inferior. They do not have competitive investment options for the members. Teachers and Educational Administrators need to move their money to another credit union as fast as possible! Check out other banks and credit unions and you will probably see much better alternatives.
Have been a member over 30yrs. Recently my debit card was cloned and I needed a new one quickly. They said I had to wait 5-10 business days. I waited 10 and they said to give it 12 days. Gave it 13 days and they bumbled with some other silly excuse. I messaged them twice through their website and got no response at all. Finally I went to a branch again. Told me I could pay $45 and take a day off work and they would overnight another card if I was at home to sign for it. (Never were able to tell me when or if the first card was mailed...). I declined and said I waited through their time limit and I need a card asap (as now it's been 3 weeks!). They had no suggestions for me. I said I may need to change banks to one that can issue a card in a timely manor. They said "okay" and acted like they couldnt care less. Maybe you have to make a lot of money before they demonstrate decent service?
This credit union doesn't offer the family friendly environment that they advertise. They are extremely difficult to work with if you miss a payment even if you walk in the door and ask for help. I received a letter with a person's name signed to it, and when I called her just a day or two later, I was told she hadn't worked there for 6 months.
Overall | |
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NCUA # | 68571 |
Year Chartered | 1960 |
Employees | 84 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.48% |
Return on Equity - YTD | 5.04% |
Annual Interest Income | $9.2MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $431.2MM$350.3MM |
Loans | Q3 2020vs Q3 2019 | $235.0MM$187.7MM |
Deposits | Q3 2020vs Q3 2019 | $387.9MM$310.2MM |
Equity Capital | Q3 2020vs Q3 2019 | $40.3MM$36.5MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.5MM$834.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $131.00K$211.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$252.00K |
Always verify rates and promotions with the bank or credit union. We are not Credit Union of Georgia; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | $2.5k | - | Direct Connect Checking | |
0.02% | $2.5k | - | Legacy Checking |
Credit Union of Georgia Locations | ||
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Branch Office | 69 South Ave SE | Marietta, GA 30060-2357 |
Branch Office | 3048 Eagle Dr | Woodstock, GA 30189-5531 |
Branch Office | 140 Riverstone Pkwy | Canton, GA 30114-6421 |
Branch Office | 69 South Ave SE | Marietta, GA 30060-2357 |
Branch Office | 3333 Busbee Dr NW Ste 120 | Kennesaw, GA 30144-3216 |
Branch Office | 2667 Dallas Hwy SW | Marietta, GA 30064 |
Branch Office | 3130 Cobb Pkwy NW | Kennesaw, GA 30152 |
Branch Office | 1020 Johnson Ferry Rd | Marietta, GA 30068-2108 |
Corporate Office | 4178 Jiles Rd NW | Kennesaw, GA 30144 |