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Credit Union of Georgia

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.10%SavingsRegular Savings

Overview / Commentary
678-486-1111
3048 Eagle Dr
Woodstock, GA 30189-5531

Credit Union of Georgia is headquartered in Woodstock and is the 13th largest credit union in the state of Georgia. It is also the 794th largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 66 employees and 32,349 members at 7 locations. Credit Union of Georgia's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

CU of Georgia is open to the residents, anyone maintaining employment and registered students in these Georgia Counties; Cherokee, Cobb, and Paulding as well as the City of Woodstock, and employees of the site listed CU-affiliated SEG's, members of the select CU qualified groups and organizations along with their family members.
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Reviews (4)

Credit Union of Georgia

I have been a member of the Credit Union of Georgia for almost 7 years now. I am very pleased with my experience. They are always helpful and polite, and I haven't had any of the problems or hidden fees with them that I have had with banks in the past. I especially like that they monitor my activity and alert me to potential frauds. This was hugely helpful when my debit card number was stolen out of state. They quickly froze the card and refunded my money for the fraudulent charges. I have also used them for notary services, and those were also quick and easy. I love their mobile app, and that you can deposit checks without coming into the branch. As I have moved father away from any of the branches, this is very convenient.

Credit Union Of Georgia

Posted by: Justin | May 25, 2011

The Credit Union of Georgia is a small credit union with branches located in Paulding and Cobb County Georgia. This credit union is reserved for employees of Cobb county and their family members, and I just happen to be lucky enough to have a mother who works for the Cobb County school district. I first opened an account here about a year ago, and I love it. The people working there are very friendly and personable, and they actually seem to care about their customers. As far as comparing this credit union to others, I really can't, since this is the first and only bank account I've ever had. However, if you're looking to bank with a friendly credit union, and happen to work for or are related to someone who works for Cobb County, I highly recommend it.

Disappointing Experience

Have been a member over 30yrs. Recently my debit card was cloned and I needed a new one quickly. They said I had to wait 5-10 business days. I waited 10 and they said to give it 12 days. Gave it 13 days and they bumbled with some other silly excuse. I messaged them twice through their website and got no response at all. Finally I went to a branch again. Told me I could pay $45 and take a day off work and they would overnight another card if I was at home to sign for it. (Never were able to tell me when or if the first card was mailed...). I declined and said I waited through their time limit and I need a card asap (as now it's been 3 weeks!). They had no suggestions for me. I said I may need to change banks to one that can issue a card in a timely manor. They said "okay" and acted like they couldnt care less. Maybe you have to make a lot of money before they demonstrate decent service?

Unorganized And Rude

Posted by: Anonymous | Jul 11, 2012

This credit union doesn't offer the family friendly environment that they advertise. They are extremely difficult to work with if you miss a payment even if you walk in the door and ask for help. I received a letter with a person's name signed to it, and when I called her just a day or two later, I was told she hadn't worked there for 6 months.



Health

Health Grade Components

Overall
NCUA #68571
Year Chartered1960
Employees66
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.83%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$289.8MM$266.0MM
LoansQ2 2017vs Q2 2016$154.5MM$147.8MM
DepositsQ2 2017vs Q2 2016$260.1MM$238.1MM
Equity CapitalQ2 2017vs Q2 2016$27.4MM$25.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$821.00K$843.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$369.00K$369.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of Georgia Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*$50kHigh Yield Share
OTHER TIERS: 0.05% $500 - $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.25%*$50k*-Business High Yield Share
OTHER TIERS: 0.05% $500 - $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.13%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.03% $25 - $2,500 | 0.08% $2,500 - $10k
0.13%*$10k*-IRA Shares
OTHER TIERS: 0.03% $25 - $2,500 | 0.08% $2,500 - $10k
0.13%*$10k*-Coverdell Educational Savings
OTHER TIERS: 0.03% Up to $2,500 | 0.08% $2,500 - $10k
0.13%*$10k*-Business Health Savings Account (HSA)
OTHER TIERS: 0.03% $25 - $2,500 | 0.08% $2,500 - $10k
0.13%*$10k*-Business IRA Savings
OTHER TIERS: 0.03% $25 - $2,500 | 0.08% $2,500 - $10k
0.10%--Regular Savings
0.10%--Business Regular Savings
0.02%--Club Accounts
0.02%--Business Club Accounts

Credit Union of Georgia Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $100k
0.50%*$100k*-Business Money Market Savings
OTHER TIERS: 0.20% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $100k

Credit Union of Georgia Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Direct Connect Checking
0.05%$2,500-Legacy Checking

Credit Union of Georgia CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month Share Certificate
1.26%$500-48 Month Share Certificate
1.00%$500-36 Month Share Certificate
0.75%$500-24 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Credit Union of Georgia IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month IRA Certificate
1.26%$500-48 Month IRA Certificate
1.00%$500-36 Month IRA Certificate
0.75%$500-24 Month IRA Certificate
0.50%$500-12 Month IRA Certificate
0.25%$500-6 Month IRA Certificate
Locations


Credit Union of Georgia Locations
Branch Office69 South Ave SEMarietta, GA 30060-2357
Branch Office3048 Eagle DrWoodstock, GA 30189-5531
Branch Office140 Riverstone PkwyCanton, GA 30114-6421
Branch Office69 South Ave SEMarietta, GA 30060-2357
Branch Office3333 Busbee Dr NW Ste 120Kennesaw, GA 30144-3216
Branch Office2667 Dallas Hwy SWMarietta, GA 30064
Branch Office3130 Cobb Pkwy NWKennesaw, GA 30152