Credit Union Of New Jersey


Overview / Commentary
609-538-4061
1301 Parkway Ave
Ewing, NJ 08628

Credit Union Of New Jersey is headquartered in Ewing and is the 8th largest credit union in the state of New Jersey. It is also the 755th largest credit union in the nation. It was established in 1943 and as of September of 2019, it had grown to 80 employees and 38,383 members at 6 locations. Credit Union Of New Jersey has a B health rating.

Field of Membership Restrictions

Membership in Credit Union of New Jersey is open to anyone (regardless of residency or employment status) by joining either the Ewing Public Educational Foundation or Credit Union of New Jersey Foundation. Membership is also open to the folloiwng: (1) employees and retirees (and their families) of the State of New Jersey; (2) employees of a New Jersey state agency, commission, or authority; or any of 200+ SEGs; (3) those who live, work, worship, or attend school in Ewing Township or live in parts of Trenton and Burlington County.
See current membership details

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Reviews (4)

Missing the personal touch

Posted by: |

What I miss most about being a long time customer at my bank is personal attention. I have been a member at the credit union since 2004 and it's irksome that I still have to present my ID every time I have a transaction. I do understand that there are precautions that must be taken in regards to theft identity, but after over a decade I feel like it would be nice to not have to do this every single time I go to the bank. Then to be told that I can't access my money regardless, even though they know me ... it's impersonal now.

The Most Unprofessional Bank Ever

Posted by: |

This bank has the most unprofessional and incompetent staff. They've lied on numerous occasions, was not accountable for stole funds. More recently, my debit card replacement took and I kid you not...almost an entire month. The President never responded to a written letter and his management staff are just as incompetent. I had to open a backup account and will be transferring immediately over to my new credit union. Think twice! They only get the one star because there is no zero star option.

Inactivity Fee--$10

Posted by: |

I opened a savings account anticipating getting a share certificate soon afterwards. I got sick and couldn't follow through. My second quarterly statement was assessed a $1 paper statement fee and a $10 inactivity fee. I called to close the account, but couldn't. The call center doesn't accept those requests. I needed to be called by a "specialist in a day or two." A specialist called the same day and demanded I mail a formal cancellation letter. Good going, CUNJ. Stealing money from an ailing senior citizen. After all, "rules are rules."

Hidden Fees

Posted by: |

I opened this account for a pre approved car loan.  Was told only needed $100 balance.  After the dealer gave me a better interest rate I declined the loan.  Should have told me then that I would be charged $5 per month.  They didn't.  I didn't realize until my $100 shrunk to $75.  Crooks!



Health

Health Grade Components

Overall
NCUA #65597
Year Chartered1943
Employees80
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.55%
Annual Interest Income$13.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$339.9MM$340.8MM
LoansQ3 2019vs Q3 2018$294.3MM$306.9MM
DepositsQ3 2019vs Q3 2018$314.4MM$314.6MM
Equity CapitalQ3 2019vs Q3 2018$24.1MM$24.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.1MM$5.9MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$4.5MM$8.8MM
Real Estate OwnedQ3 2019vs Q3 2018$606.00K$265.00K
Rates

Rates for Credit Union Of New Jersey are currently being reviewed.

Locations


Credit Union Of New Jersey Locations
Branch OfficeRosedale RdPrinceton, NJ 08541-0001
Branch Office900 Parkway AveEwing, NJ 08618-2308
Branch Office4364 Route 130 Ste FWillingboro, NJ 08046-1461
Branch Office12 E Lafayette StTrenton, NJ 08608
Branch Office1035 Parkway AveEwing, NJ 08618-2309
Branch Office1301 Parkway AveEwing, NJ 08628

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