Featured Savings Rates
Featured Accounts

Credit Union Of New Jersey

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD5 Years Basic CD
0.75%1-year CD1 Year Basic CD
0.10%SavingsRegular Share Accounts

Overview / Commentary
609-538-4061
1301 Parkway Ave
Ewing, NJ 08628

Credit Union Of New Jersey is headquartered in Ewing and is the 8th largest credit union in the state of New Jersey. It is also the 687th largest credit union in the nation. It was established in 1943 and as of December of 2015, it had grown to 85 employees and 40,097 members at 6 locations. Credit Union Of New Jersey's money market rates are 48% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

CU of New Jersey is open to residents, church members, registered students, and people maintaining employment in Ewing Township, and parts of the New Jersey Counties of Burlington and Trenton as well as the current and retired employees of the CU-affiliated SEG's,members of the CU qualified organizations or New Jersey state employees; including all departments, levels, and titles, along with the family members of all of these eligible candidates.
See current membership details

Related Posts

Credit Union of New Jersey Has Top-Rate 4-Year Leap Day CD - 2/26/2016

Credit Union of New Jersey will be offering a Leap Day 4-Year Certificate Special (2.90% APY) on 2/29/2016. Minimum deposit is $5K of new money; maximum deposit of $50K.

2/29/16 Only; In Person Deposit, 4Yr Cd; 2.90% APY - 2/26/2016

Credit Union of New Jersey - Tools/Information - Special Promotions

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Reviews (1)

Hidden Fees

Posted by: eshinn | May 5, 2012

I opened this account for a pre approved car loan.  Was told only needed $100 balance.  After the dealer gave me a better interest rate I declined the loan.  Should have told me then that I would be charged $5 per month.  They didn't.  I didn't realize until my $100 shrunk to $75.  Crooks!



Health
C+

Health Grade Components

Overall
NCUA #65597
Year Chartered1943
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.31%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$323.4MM$317.4MM
LoansQ4 2015vs Q4 2014$295.4MM$286.1MM
DepositsQ4 2015vs Q4 2014$295.6MM$288.9MM
Equity CapitalQ4 2015vs Q4 2014$26.0MM$24.8MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.2MM$1.9MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$5.8MM$5.8MM
Real Estate OwnedQ4 2015vs Q4 2014$210.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union Of New Jersey Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Share Traditional IRA
0.25%$200-Share Roth IRA
0.25%$200-Share CESA
0.10%*$10k*-Regular Share Accounts
OTHER TIERS: 0.05% Up to $10k
0.10%*$10k*-Business Share Accounts
OTHER TIERS: 0.05% Up to $10k
0.05%--Holiday Club
0.05%--Vacation Club
0.05%--Summer Savings Club
0.05%--Young Savers Club

Credit Union Of New Jersey Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Business Elite Money Market
OTHER TIERS: 0.25% $50k - $250k | 0.40% $250k - $500k
0.30%*$250k*-Elite Money Market
OTHER TIERS: 0.25% $50k - $250k
0.20%$25k-Premier Money Market
0.15%*$10k*-Tiered Money Market
OTHER TIERS: 0.08% $1k - $10k
0.15%$25k-Premier Business Money Market

Credit Union Of New Jersey Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Interest Checking Accounts
0.05%--Senior Checking Accounts
0.05%$1k-Better Business Checking

Credit Union Of New Jersey CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$100k*-5 Years Basic CD
OTHER TIERS: 1.70% $500 - $100k
1.80%*$100k*-Business 5 Years CD
OTHER TIERS: 1.70% $500 - $100k
1.50%*$100k*-4 Years Basic CD
OTHER TIERS: 1.40% $500 - $100k
1.50%*$100k*-Business 4 Years CD
OTHER TIERS: 1.40% $500 - $100k
1.30%*$100k*-3 Years Basic CD
OTHER TIERS: 1.20% $500 - $100k
1.30%*$100k*-Business 3 Years CD
OTHER TIERS: 1.20% $500 - $100k
1.10%*$100k*-2 Years Basic CD
OTHER TIERS: 1.00% $500 - $100k
1.10%*$100k*-Business 2 Years CD
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-18 Months Basic CD
OTHER TIERS: 0.75% $500 - $100k
0.85%*$100k*-Business 18 Months CD
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-1 Year Basic CD
OTHER TIERS: 0.65% $500 - $100k
0.75%*$100k*-Business 1 Year CD
OTHER TIERS: 0.65% $500 - $100k
0.40%*$100k*-6 Months Basic CD
OTHER TIERS: 0.30% $500 - $100k
0.40%*$100k*-Business 6 Months CD
OTHER TIERS: 0.30% $500 - $100k
0.35%*$100k*-3 Months Basic CD
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-Business 3 Months CD
OTHER TIERS: 0.25% $500 - $100k

Credit Union Of New Jersey IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$100k*-5 Years Basic IRA
OTHER TIERS: 1.70% $500 - $100k
1.50%*$100k*-4 Years Basic IRA
OTHER TIERS: 1.40% $500 - $100k
1.30%*$100k*-3 Years Basic IRA
OTHER TIERS: 1.20% $500 - $100k
1.10%*$100k*-2 Years Basic IRA
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-18 Months Basic IRA
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-1 Years Basic IRA
OTHER TIERS: 0.65% $500 - $100k
Locations


Credit Union Of New Jersey Locations
Branch OfficeRosedale RdPrinceton, NJ 08541-0001
Branch Office900 Parkway AveEwing, NJ 08618-2308
Branch Office4364 Route 130 Ste FWillingboro, NJ 08046-1461
Branch Office12 E Lafayette StTrenton, NJ 08608
Branch Office1035 Parkway AveEwing, NJ 08618-2309
Branch Office1301 Parkway AveEwing, NJ 08628