Credit Union Of New Jersey


Overview / Commentary
609-538-4061
1301 Parkway Ave
Ewing, NJ 08628

Credit Union Of New Jersey is headquartered in Ewing and is the 5th largest credit union in the state of New Jersey. It is also the 773rd largest credit union in the nation. It was established in 1943 and as of December of 2024, it had grown to 71 employees and 37,809 members at 4 locations. Credit Union Of New Jersey has a B+ health rating.

Field of Membership Restrictions

Membership in Credit Union of New Jersey is open to anyone (regardless of residency or employment status) by joining either the Ewing Public Educational Foundation or Credit Union of New Jersey Foundation. Membership is also open to the folloiwng: (1) employees and retirees (and their families) of the State of New Jersey; (2) employees of a New Jersey state agency, commission, or authority; or any of 200+ SEGs; (3) those who live, work, worship, or attend school in Ewing Township or live in parts of Trenton and Burlington County.
See current membership details

Reviews (3)

Avoid This CU. Don't Fall For The High Rate.

Posted by: |

They did a hard pull on my credit with no warning on the application and then denied my account opening. I had two phone calls with them, and it went nowhere.

Please carefully read the reviews here. Don't waste your time with this CU. The website looks nice and everything else about them is awful.

Cannot Open On-Line

Posted by: |

Some people can open an account on-line but others (myself) cannot. No reason given!

Hard Credit Inquiry For Bank Account & 5% On $500 May Need To Be 2.5% On $1K

Like most banks, they disclose that they will pull your credit. What wasn't clear to me was that this bank does a hard credit inquiry, not a soft one.

Also if you're opening the account for the 5% on $500, the monthly fees can destroy any profits so that you're negative monthly unless you deposit $1k or more or jump through some other hoops that aren't worth it in my opinion.



Health
B+

Health Grade Components

Overall
NCUA #24927
Year Chartered1943
Employees71
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD5.63%
Annual Interest Income$24.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$464.8MM$437.9MM
LoansQ4 2024vs Q4 2023$392.1MM$350.8MM
DepositsQ4 2024vs Q4 2023$403.2MM$358.4MM
Equity CapitalQ4 2024vs Q4 2023$31.2MM$29.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3MM$3.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.7MM$4.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Credit Union Of New Jersey are currently being reviewed.

Locations


Credit Union Of New Jersey Locations
Branch Office12 E Lafayette StTrenton, NJ 08608
Branch Office1035 Parkway AveEwing, NJ 08618-2309
Branch Office1301 Parkway AveEwing, NJ 08628
Branch Office691 US Highway 130 Suite AHamilton, NJ 08691

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