Featured Savings Rates
Featured Accounts

Credit Union Of New Jersey

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD5 Years Basic CD
0.75%1-year CD1 Year Basic CD
0.10%SavingsRegular Share Accounts

Overview / Commentary
609-538-4061
1301 Parkway Ave
Ewing, NJ 08628

Credit Union Of New Jersey is headquartered in Ewing and is the 9th largest credit union in the state of New Jersey. It is also the 702nd largest credit union in the nation. It was established in 1943 and as of March of 2017, it had grown to 75 employees and 40,518 members at 6 locations. Credit Union Of New Jersey has a B health rating.

Field of Membership Restrictions

Membership in Credit Union of New Jersey is open to anyone (regardless of residency or employment status) by joining either the Ewing Public Educational Foundation or Credit Union of New Jersey Foundation. Membership is also open to the folloiwng: (1) employees and retirees (and their families) of the State of New Jersey; (2) employees of a New Jersey state agency, commission, or authority; or any of 200+ SEGs; (3) those who live, work, worship, or attend school in Ewing Township or live in parts of Trenton and Burlington County.
See current membership details

Related Posts

Credit Union of New Jersey Has Nationwide 1.70% APY Money Market - 3/1/2017

Credit Union of New Jersey's America Saves Money Market earns 1.70% APY on deposits of $1k-$25k, guaranteed through 12/31/17. Offer expires on 3/4/17.

Credit Union of New Jersey Has Nationwide 20-Month CD Special - 9/6/2016

Credit Union of New Jersey (easy membership) has a limited-time 20-month CD Special (2.00% APY w/checking). Min deposit of $500 new money and a balance cap of $25k.

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Reviews (4)

Missing the personal touch

Posted by: seanking91 | Feb 2, 2017

What I miss most about being a long time customer at my bank is personal attention. I have been a member at the credit union since 2004 and it's irksome that I still have to present my ID every time I have a transaction. I do understand that there are precautions that must be taken in regards to theft identity, but after over a decade I feel like it would be nice to not have to do this every single time I go to the bank. Then to be told that I can't access my money regardless, even though they know me ... it's impersonal now.

The Most Unprofessional Bank Ever

Posted by: Paula75 | Jun 6, 2017

This bank has the most unprofessional and incompetent staff. They've lied on numerous occasions, was not accountable for stole funds. More recently, my debit card replacement took and I kid you not...almost an entire month. The President never responded to a written letter and his management staff are just as incompetent. I had to open a backup account and will be transferring immediately over to my new credit union. Think twice! They only get the one star because there is no zero star option.

Inactivity Fee--$10

Posted by: mez | Apr 12, 2017

I opened a savings account anticipating getting a share certificate soon afterwards. I got sick and couldn't follow through. My second quarterly statement was assessed a $1 paper statement fee and a $10 inactivity fee. I called to close the account, but couldn't. The call center doesn't accept those requests. I needed to be called by a "specialist in a day or two." A specialist called the same day and demanded I mail a formal cancellation letter. Good going, CUNJ. Stealing money from an ailing senior citizen. After all, "rules are rules."

Hidden Fees

Posted by: eshinn | May 5, 2012

I opened this account for a pre approved car loan.  Was told only needed $100 balance.  After the dealer gave me a better interest rate I declined the loan.  Should have told me then that I would be charged $5 per month.  They didn't.  I didn't realize until my $100 shrunk to $75.  Crooks!



Health

Health Grade Components

Overall
NCUA #65597
Year Chartered1943
Employees75
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.34%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$347.0MM$332.4MM
LoansQ1 2017vs Q1 2016$312.6MM$295.4MM
DepositsQ1 2017vs Q1 2016$318.5MM$304.6MM
Equity CapitalQ1 2017vs Q1 2016$27.0MM$26.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.0MM$2.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$6.6MM$6.2MM
Real Estate OwnedQ1 2017vs Q1 2016$265.00K$210.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union Of New Jersey Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-IRA Share Accounts
0.10%*$10k*-Regular Share Accounts
OTHER TIERS: 0.05% Up to $10k
0.10%*$10k*-Business Share Accounts
OTHER TIERS: 0.05% Up to $10k
0.05%--Holiday Club
0.05%--Vacation Club
0.05%--Summer Savings Club
0.05%--Young Savers Club

Credit Union Of New Jersey Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Business Elite Money Market
OTHER TIERS: 0.25% $50k - $250k | 0.40% $250k - $500k
0.30%*$250k*-Elite Money Market
OTHER TIERS: 0.25% $50k - $250k
0.20%$25k-Premier Money Market
0.15%*$10k*-Tiered Money Market
OTHER TIERS: 0.08% $1k - $10k
0.15%$25k-Premier Business Money Market

Credit Union Of New Jersey Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Interest Checking Accounts
0.05%--Senior Checking Accounts
0.05%$1k-Better Business Checking

Credit Union Of New Jersey CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$100k*-5 Years Basic CD
OTHER TIERS: 1.70% $500 - $100k
1.80%*$100k*-Business 5 Years CD
OTHER TIERS: 1.70% $500 - $100k
1.50%*$100k*-4 Years Basic CD
OTHER TIERS: 1.40% $500 - $100k
1.50%*$100k*-Business 4 Years CD
OTHER TIERS: 1.40% $500 - $100k
1.30%*$100k*-3 Years Basic CD
OTHER TIERS: 1.20% $500 - $100k
1.30%*$100k*-Business 3 Years CD
OTHER TIERS: 1.20% $500 - $100k
1.10%*$100k*-2 Years Basic CD
OTHER TIERS: 1.00% $500 - $100k
1.10%*$100k*-Business 2 Years CD
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-18 Months Basic CD
OTHER TIERS: 0.75% $500 - $100k
0.85%*$100k*-Business 18 Months CD
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-1 Year Basic CD
OTHER TIERS: 0.65% $500 - $100k
0.75%*$100k*-Business 1 Year CD
OTHER TIERS: 0.65% $500 - $100k
0.40%*$100k*-6 Months Basic CD
OTHER TIERS: 0.30% $500 - $100k
0.40%*$100k*-Business 6 Months CD
OTHER TIERS: 0.30% $500 - $100k
0.35%*$100k*-3 Months Basic CD
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-Business 3 Months CD
OTHER TIERS: 0.25% $500 - $100k

Credit Union Of New Jersey IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$100k*-5 Years Basic IRA
OTHER TIERS: 1.70% $500 - $100k
1.50%*$100k*-4 Years Basic IRA
OTHER TIERS: 1.40% $500 - $100k
1.30%*$100k*-3 Years Basic IRA
OTHER TIERS: 1.20% $500 - $100k
1.10%*$100k*-2 Years Basic IRA
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-18 Months Basic IRA
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-1 Years Basic IRA
OTHER TIERS: 0.65% $500 - $100k
Locations


Credit Union Of New Jersey Locations
Branch OfficeRosedale RdPrinceton, NJ 08541-0001
Branch Office900 Parkway AveEwing, NJ 08618-2308
Branch Office4364 Route 130 Ste FWillingboro, NJ 08046-1461
Branch Office12 E Lafayette StTrenton, NJ 08608
Branch Office1035 Parkway AveEwing, NJ 08618-2309
Branch Office1301 Parkway AveEwing, NJ 08628