Credit Union Of Ohio

Overview / Commentary
5500 Britton Pkwy
Hilliard, OH 43026

Credit Union Of Ohio is headquartered in Hilliard and is the 43rd largest credit union in the state of Ohio. It is also the 1,245th largest credit union in the nation. It was established in 1966 and as of December of 2023, it had grown to 42 employees and 22,831 members at 6 locations. Credit Union Of Ohio has a B+ health rating.

Field of Membership Restrictions

Membership in Credit Union of Ohio is open to those who live, work, worship, or attend school in the Ohio counties of Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull, or Union. Employees of 19 SEGs (including the State of Ohio and State Teachers Employees Retirement System) are also eligible to join, as are family members of current members in good standing.
See current membership details

Reviews (4)

Savings Account

Posted by: |

I did a lot of research when looking into savings accounts. I am just starting out trying to build up my savings and every other place I looked into had very, very tiny interest rates or required tens of thousands of dollars in your savings account before you could even begin earning interest. It was also important for me to use an institution with a brick and mortar location so that I could make deposits or withdrawals in person, right away instead of waiting for things to transfer electronically. I joined the credit union and signed up for their automatic deposit into my savings account from my paycheck. The interest rates were MUCH higher than any other bank I looked into, the staff were super friendly and helpful even over the phone, and I have had nothing but pleasant experiences when dealing with anything related to my account.

Awesome Credit Union For Franklin And Fairfield County!

Posted by: |

We had accounts with Credit Union of Ohio for over 10 years and never once did they disappoint us! Their rates and products are extremely competitive, plus the added PridePoints program. Their website was very user friendly and we were able to maintain our accounts there even while my husband was in school out of state by utilizing the shared branch services offered at select credit unions around the country. We had checking and savings accounts through them, as well as a general loan. But the checking and savings accounts were what kept us around. We had overdraft protection, with the added benefit of receiving any fees back by using our Pride Points. The PridePoints program was super easy to understand and use. One phone call and all our problems were solved. We are thankful we got to use this credit union while living in Ohio!

Great Bank

I opened an account at CUoO when I was a student at Ohio State and worked part time for the university.  I have never had any issues with them, which was very nice after repeated issues with a few of the major national banks.  One thing that always made me happy was that if I had a problem and I called or went in, I would be talking directly to someone who lived in MY town and had the power to fix the issue on my account without having to pass it off to a supervisor.  No call centers in North Dakota or any crap like that.  They're also somewhat lenient on NSF fees (WAY more than any national bank).  The Debit card won't work if you don't have the money in your account, which has saved me from huge overdrafts a few times (they did this before the government mandated that you had to ask if people wanted overdrafting allowed). 


The only real complaint I have is a lack of locations, there are only like 4 of them, and one of them is only open two days a week.  If you live in Columbus though, and are anywhere near campus especially, this bank is great and I highly recommend it. 

Horrible Experience

Posted by: |

Customer service is not a value for them. I’d highly recommend a Wright Patt or Huntington instead.


Health Grade Components

NCUA #68561
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.82%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$205.2MM$216.1MM
LoansQ4 2023vs Q4 2022$84.2MM$81.8MM
DepositsQ4 2023vs Q4 2022$186.6MM$192.8MM
Equity CapitalQ4 2023vs Q4 2022$21.4MM$21.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.4MM$895K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.2MM$952K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Credit Union Of Ohio are currently being reviewed.


Credit Union Of Ohio Locations
Branch Office5500 Britton PkwyHilliard, OH 43026-7456
Branch Office152 E Broad StColumbus, OH 43215
Branch Office1652 Neil AveColumbus, OH 43201
Branch Office2397 Old Stringtown RdGrove City, OH 43123
Branch Office804 Warren AveNiles, OH 44446
Branch Office5341 Pearl RdParma, OH 44129

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