Featured Savings Rates
Featured Accounts
Overview / Commentary
5500 Britton Pkwy
Hilliard, OH 43026-7456

Credit Union Of Ohio is headquartered in Hilliard and is the 49th largest credit union in the state of Ohio. It is also the 1,315th largest credit union in the nation. It was established in 1966 and as of December of 2017, it had grown to 49 employees and 18,890 members at 5 locations. Credit Union Of Ohio has a B+ health rating.

Field of Membership Restrictions

CU of Ohio is open to the residents, church members, registered students of any school in any level, and people maintaining employment in Franklin County, employees of the site listed CU-affiliated SEG's and the family members of current CU members.
See current membership details

Reviews (3)

Savings Account

Posted by: cah29 | Apr 27, 2016

I did a lot of research when looking into savings accounts. I am just starting out trying to build up my savings and every other place I looked into had very, very tiny interest rates or required tens of thousands of dollars in your savings account before you could even begin earning interest. It was also important for me to use an institution with a brick and mortar location so that I could make deposits or withdrawals in person, right away instead of waiting for things to transfer electronically. I joined the credit union and signed up for their automatic deposit into my savings account from my paycheck. The interest rates were MUCH higher than any other bank I looked into, the staff were super friendly and helpful even over the phone, and I have had nothing but pleasant experiences when dealing with anything related to my account.

Awesome Credit Union For Franklin And Fairfield County!

Posted by: smh123 | Mar 21, 2016

We had accounts with Credit Union of Ohio for over 10 years and never once did they disappoint us! Their rates and products are extremely competitive, plus the added PridePoints program. Their website was very user friendly and we were able to maintain our accounts there even while my husband was in school out of state by utilizing the shared branch services offered at select credit unions around the country. We had checking and savings accounts through them, as well as a general loan. But the checking and savings accounts were what kept us around. We had overdraft protection, with the added benefit of receiving any fees back by using our Pride Points. The PridePoints program was super easy to understand and use. One phone call and all our problems were solved. We are thankful we got to use this credit union while living in Ohio!

Great Bank

I opened an account at CUoO when I was a student at Ohio State and worked part time for the university.  I have never had any issues with them, which was very nice after repeated issues with a few of the major national banks.  One thing that always made me happy was that if I had a problem and I called or went in, I would be talking directly to someone who lived in MY town and had the power to fix the issue on my account without having to pass it off to a supervisor.  No call centers in North Dakota or any crap like that.  They're also somewhat lenient on NSF fees (WAY more than any national bank).  The Debit card won't work if you don't have the money in your account, which has saved me from huge overdrafts a few times (they did this before the government mandated that you had to ask if people wanted overdrafting allowed). 


The only real complaint I have is a lack of locations, there are only like 4 of them, and one of them is only open two days a week.  If you live in Columbus though, and are anywhere near campus especially, this bank is great and I highly recommend it. 


Health Grade Components

NCUA #68561
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.4%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$137.2MM$141.2MM
LoansQ4 2017vs Q4 2016$64.9MM$62.8MM
DepositsQ4 2017vs Q4 2016$122.2MM$122.2MM
Equity CapitalQ4 2017vs Q4 2016$14.7MM$14.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$304.00K$227.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$713.00K$644.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit Union Of Ohio; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union Of Ohio Savings Account Rates

0.25%$25-IRA Savings Account
0.10%$100-Christmas Club Account
0.10%--Youth Share Savings Account
0.10%--Student Share Savings Account
0.05%$200-Share Savings Account

Credit Union Of Ohio Money Market Rates

0.40%*$75k*-Regular Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.30% $2,500 - $25k | 0.35% $25k - $75k
0.40%*$1k*-Student Money Market
OTHER TIERS: 0.10% Up to $1k

Credit Union Of Ohio Checking Account Rates

0.15%*$10k*-Checking Plus Account
OTHER TIERS: 0.10% $2,500 - $10k
0.15%--Silver ADVANTAGE Checking

Credit Union Of Ohio CD Rates

2.50%$500-60 Month Pridepoint Share Certificate
2.25%$500-60 Month Share Certificate
2.15%$500-48 Month Pridepoint Share Certificate
2.00%$500-36 Month Pridepoint Share Certificate
1.90%$500-48 Month Share Certificate
1.75%$500-36 Month Share Certificate
1.50%$500-24 Month Pridepoint Share Certificate
1.30%$500-18 Month Pridepoint Share Certificate
1.25%$500-24 Month Share Certificate
1.25%$5k-20 Month Bump Up Certificate
1.25%$10k-30 Month Bump Up Certificate
1.25%$200-Educational Growth Certificate
1.10%$500-12 Month Pridepoint Share Certificate
1.05%$500-18 Month Share Certificate
0.85%$500-12 Month Share Certificate
0.65%$500-6 Month Pridepoint Share Certificate
0.50%$500-3 Month Pridepoint Share Certificate
0.40%$500-6 Month Share Certificate
0.25%$500-3 Month Share Certificate

Credit Union Of Ohio IRA Rates

2.50%$100-60 Month Pridepoint IRA Certificate
2.25%$100-60 Month IRA Certificate
2.15%$100-48 Month Pridepoint IRA Certificate
2.00%$100-36 Month Pridepoint IRA Certificate
1.90%$100-48 Month IRA Certificate
1.75%$100-36 Month IRA Certificate
1.50%$100-24 Month Pridepoint IRA Certificate
1.30%$100-18 Month Pridepoint IRA Certificate
1.25%$100-24 Month IRA Certificate
1.10%$100-12 Month Pridepoint IRA Certificate
1.05%$100-18 Month IRA Certificate
0.85%$100-12 Month IRA Certificate
0.65%$100-6 Month Pridepoint IRA Certificate
0.50%$100-3 Month Pridepoint IRA Certificate
0.40%$100-6 Month IRA Certificate
0.25%$100-3 Month IRA Certificate

Credit Union Of Ohio Locations
Branch Office5500 Britton PkwyHilliard, OH 43026-7456
Branch Office152 E Broad StColumbus, OH 43215
Branch Office1652 Neil AveColumbus, OH 43201
Branch Office2397 Old Stringtown RdGrove City, OH 43123
Branch Office4160 Trueman BlvdHilliard, OH 43026