Credit Union Of Texas
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.30% | 3-year IRA | 36 Month IRA (Traditional, Roth, CESA) 0.94% - National Average |
| 1.50% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
Credit Union Of Texas is headquartered in Dallas and is the 13th largest credit union in the state of Texas. It is also the 179th largest credit union in the nation. It was established in 1931 and as of June of 2016, it had grown to 364 employees and 141,893 members at 12 locations. Credit Union Of Texas has a B+ health rating.
Field of Membership Restrictions
CU of Texas is open to residents, and people maintaining employment in the pre-determined areas of these Texas Counties; Grayson, Fannin, Ellis, Tarrant, and Denton, students of colleges and universities in the counties of Dallas, Collin, and Rockwell, along with anyone associated with a public or private educational association or organization, employees of the CU-affiliated SEG's, member affiliated organizations in the CUTX area, and the family members of eligible members.
See current membership details
Related Posts
Great Service!!!!!
I have an account with Texas credit union, and so far I can not complain when it comes down to the service and the products they offer they are amazing. The only inconvenience I had is that when I signed up, they enrolled me in paper statements, which is not a bad thing but then they changed the policy and I was getting charged $2.00 per statement. So I called and they took care of that. In my opinion credit union of Texas is great, they have great customer services and amazing products.
Credit Union of Texas - My Outlook
If a credit union is needed, this organization has a variety of helpful locations. The staff is typically quite friendly and helpful. Sometimes, the ATMs have encountered problems reading my debit card or recognizing the image of my check deposits but I usually get everything to work so that's only a minor discomfort that others may not experience.
Anyways, this credit union is very beneficial in that I've initiated 2 car loans through this organization in the past two years and they were very easy to create and process. I was certainly a fan of the quick approval, fast communication, and virtually effortless paperwork signing. They are very good for your personal or business finances. Since discovering their institution in 2012, I have been a very faithful and satisfied customer.
Review of Texas Credit Union
I used this site after being recommended by a friend who had used them in the past. I needed a union who had great customer service and could explain things to me because to be honest I really didn't know much on unions. So I was directed to this website that explains everything well and even has online CS support which was awesome. I had about 15 questions to ask and I had written them down before hand and the CS rep answer them all in a way that I understood. All in all I would recommend this site and union to anyone in Texas needing a union. I had a great overall customer service experience and that's what matters the most.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66327 |
| Year Chartered | 1931 |
| Employees | 364 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 4.89% |
| Annual Interest Income | $25.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.33B$1.20B |
| Loans | Q2 2016vs Q2 2015 | $1.04B$943.2MM |
| Deposits | Q2 2016vs Q2 2015 | $1.13B$1.04B |
| Equity Capital | Q2 2016vs Q2 2015 | $110.3MM$101.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.5MM$3.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $7.0MM$4.0MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Credit Union Of Texas; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Credit Union Of Texas Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $1k* | - | Dollar Dog Kids Club | ||
| OTHER TIERS: 0.25% → Up to $1k | |||||
| 0.40%* | $1k* | - | Kids Savings | ||
| OTHER TIERS: 0.25% → Up to $1k | |||||
| 0.15% | $50 | - | IRA Accumulator | ||
| 0.10% | $100 | - | Regular Share Account | ||
| 0.10% | $100 | - | Member's Choice Savings Account | ||
| 0.10% | $100 | - | Holiday Savings Account | ||
Credit Union Of Texas Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Premium Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $25k | |||||
| 0.20% | $150k | - | Mega Money Market Account | ||
| 0.15% | - | - | Money Market Account | ||
Credit Union Of Texas Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $7,500* | - | Premier Checking Account | ||
| OTHER TIERS: 0.15% → Up to $7,500 | |||||
| 0.25% | - | - | Secure PLUS Checking | ||
| 0.15% | - | - | Mature Checking Account | ||
| 0.10% | - | - | Secure Checking | ||
Credit Union Of Texas CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 60 Month CD | |
| 1.45% | $1k | - | 48 Month CD | |
| 1.30% | $1k | - | 30 Month CD | |
| 0.80% | $1k | - | 24 Month CD | |
| 0.65% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.35% | $1k | - | 6 Month CD |
Credit Union Of Texas IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA | |
| 1.45% | $500 | - | 48 Month IRA | |
| 1.30% | $500 | - | 36 Month IRA | |
| 0.80% | $500 | - | 24 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.35% | $500 | - | 6 Month IRA |
Credit Union Of Texas has 12 locations. Click to view all Credit Union Of Texas locations.