Featured Savings Rates
Featured Accounts

Credit Union Of The Berkshires

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.30%1-year CD12 Month Share Certificate
0.05%SavingsRegular Share Account
0.65%3-year CD36 Month Share Certificate

Overview / Commentary
413-443-1313
744 Williams St
Pittsfield, MA 01201

Credit Union Of The Berkshires is headquartered in Pittsfield and is the 100th largest credit union in the state of Massachusetts. It is also the 3,378th largest credit union in the nation. It was established in 1939 and as of March of 2017, it had grown to 3 employees and 1,937 members at 1 location. Credit Union Of The Berkshires has a B health rating.

Field of Membership Restrictions

CU of the Berkshires is open to the residents, registered students, and people maintaining employment in Berkshire County.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union Of The Berkshires has a low asset base.

Health Grade Components

Overall
NCUA #67758
Year Chartered1939
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.31%
Return on Equity - YTD-2.26%
Annual Interest Income$115.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$21.3MM$21.2MM
LoansQ1 2017vs Q1 2016$6.5MM$6.3MM
DepositsQ1 2017vs Q1 2016$18.4MM$18.3MM
Equity CapitalQ1 2017vs Q1 2016$2.8MM$2.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$100.00K$114.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$261.00K$62.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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Credit Union Of The Berkshires Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Variable IRA
0.05%--Regular Share Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

Credit Union Of The Berkshires Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$50k-Diamond Money Market Share Account
0.15%$20k$50kGold Money Market Share Account
0.05%$5k$20kSilver Money Market Share Account

Credit Union Of The Berkshires Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Account

Credit Union Of The Berkshires CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-36 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.30%$500-12 Month Share Certificate

Credit Union Of The Berkshires IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-36 Month IRA Share Certificate
0.50%$500-24 Month IRA Share Certificate
0.30%$500-12 Month IRA Share Certificate
Locations


Credit Union Of The Berkshires Locations
Branch Office744 Williams StPittsfield, MA 01201-7402