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Greylock Federal Credit Union


Overview / Commentary
www.greylock.org
413-236-4000
150 West Street
Pittsfield, MA 01201

Greylock Federal Credit Union is headquartered in Pittsfield and is the 7th largest credit union in the state of Massachusetts. It is also the 257th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 271 employees and 87,722 members at 13 locations. Greylock Federal Credit Union has an A health rating.

Field of Membership Restrictions

Greylock Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Berkshire County (MA), Columbia County (NY), or Bennington County (VT). Membership is also open to the following: 1) Immediate family or household members of membership-eligible individuals; 2) through a membership/affiliation with the Berkshire Museum, the Berkshire Humane Society, or the Berkshire Conservation District. Some restrictions apply.
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Reviews (1)

Simple, Fee-Less, Good Abroad!

Posted by: |

This credit union has accommodated all of my needs, from online banking to digital check transfer to free checking to no currency exchange fees while I study abroad. My only complaint is that they sometimes take a wire transfer fee if I wire a large sum of money to my account through my employer. Otherwise, I have experienced no fees, and while their savings dividends ratio is low as it is everywhere else, I am never charged fees and can rely on their online banking system while I am away from the country. Even better, their debit cards have been accepted everywhere in the US and out, and they have recently integrated chips into their cards for extra security! While it's hard to find branches anywhere outside of Western MA, they are very well run.

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #24560
Year Chartered1935
Employees271
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.68%
Annual Interest Income$46.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.26B$1.22B
LoansQ4 2019vs Q4 2018$1.07B$1.03B
DepositsQ4 2019vs Q4 2018$1.08B$1.02B
Equity CapitalQ4 2019vs Q4 2018$133.4MM$123.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.6MM$8.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$9.8MM$10.5MM
Real Estate OwnedQ4 2019vs Q4 2018$220.00K$184.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greylock Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greylock Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$200k*-IRA Advantage Share
OTHER TIERS: 0.15% → $15 - $2.5k | 0.20% → $2.5k - $50k | 0.25% → $50k - $100k | 0.40% → $100k - $200k
0.15%*$100k*-Share Preferred Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $100k
0.15%*$100k*-Business Share Preferred Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $100k
0.15%$15-Holiday Club Account
0.10%$15-IRA Variable
0.05%$15-Business Share Account
0.05%$15-Primary Share

Greylock Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$200k*-Advantage Money Market Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $200k
0.45%*$200k*-Business Advantage Money Market Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $200k

Greylock Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%--IOLTA Checking
0.45%*$100k*-High Yield Business Checking
OTHER TIERS: 0.20% → Up to $50k | 0.35% → $50k - $100k
0.10%*$100k*-Relationship Dividend Bearing Checking
OTHER TIERS: 0.05% → $2.5k - $100k
0.05%$15-Basic Business Checking

Greylock Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-5 Year Business CD
1.05%$500-60 Month CD
1.05%$1k-4 Year Business CD
1.00%$500-48 Month CD
0.95%$1k-3 Year Business CD
0.95%$100k-3 Year Jumbo Business CD
0.90%$500-36 Month CD
0.90%$100k-36 Month Jumbo CD
0.60%$1k-2 Year Business CD
0.60%$100k-2 Year Jumbo Business CD
0.60%$100-1 Year College Savings Term Share Certificate
0.60%$100-1 Year Youth Club Term Share Certificate
0.55%$500-24 Month CD
0.55%$100k-24 Month Jumbo CD
0.50%$1k-18 Month Business CD
0.50%$100k-18 Month Jumbo Business CD
0.45%$500-18 Month CD
0.45%$100k-18 Month Jumbo CD
0.40%$1k-1 Year Business CD
0.40%$100k-1 Year Jumbo Business CD
0.35%$500-12 Month CD
0.35%$100k-12 Month Jumbo CD
0.30%$500-9 Month CD
0.30%$1k-6 Month Business CD
0.30%$1k-9 Month Business CD
0.30%$100k-6 Month Jumbo Business CD
0.30%$100k-9 Month Jumbo Business CD
0.30%$100k-9 Month Jumbo CD
0.25%$500-6 Month CD
0.25%$100k-6 Month Jumbo CD

Greylock Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month IRA
1.00%$500-48 Month IRA
0.90%$500-36 Month IRA
0.90%$100k-36 Month Jumbo IRA
0.55%$100k-24 Month Jumbo IRA
0.55%$500-24 Month IRA
0.45%$500-18 Month IRA
0.45%$100k-18 Month Jumbo IRA
0.35%$500-12 Month IRA
0.35%$100k-12 Month Jumbo IRA
0.30%$500-9 Month IRA
0.25%$500-6 Month IRA
0.25%$100k-6 Month Jumbo IRA
Locations

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