Greylock Federal Credit Union

Overview / Commentary
150 West Street
Pittsfield, MA 01201

Greylock Federal Credit Union is headquartered in Pittsfield and is the 7th largest credit union in the state of Massachusetts. It is also the 286th largest credit union in the nation. It was established in 1935 and as of September of 2022, it had grown to 304 employees and 97,953 members at 12 locations. Greylock Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Greylock Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Berkshire County (MA), Columbia County (NY), or Bennington County (VT). Membership is also open to the following: 1) Immediate family or household members of membership-eligible individuals; 2) through a membership/affiliation with the Berkshire Museum, the Berkshire Humane Society, or the Berkshire Conservation District. Some restrictions apply.
See current membership details

Reviews (1)

Simple, Fee-Less, Good Abroad!

Posted by: |

This credit union has accommodated all of my needs, from online banking to digital check transfer to free checking to no currency exchange fees while I study abroad. My only complaint is that they sometimes take a wire transfer fee if I wire a large sum of money to my account through my employer. Otherwise, I have experienced no fees, and while their savings dividends ratio is low as it is everywhere else, I am never charged fees and can rely on their online banking system while I am away from the country. Even better, their debit cards have been accepted everywhere in the US and out, and they have recently integrated chips into their cards for extra security! While it's hard to find branches anywhere outside of Western MA, they are very well run.


Health Grade Components

NCUA #24560
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD6.61%
Annual Interest Income$35.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.56B$1.52B
LoansQ3 2022vs Q3 2021$1.19B$1.10B
DepositsQ3 2022vs Q3 2021$1.42B$1.35B
Equity CapitalQ3 2022vs Q3 2021$126.6MM$150.4MM
Loan Loss AllowanceQ3 2022vs Q3 2021$6.0MM$7.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$7.0MM$6.0MM
Real Estate OwnedQ3 2022vs Q3 2021$0$76.00K

Rates for Greylock Federal Credit Union are currently being reviewed.



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