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Greylock Federal Credit Union


Overview / Commentary
www.greylock.org
413-236-4000
150 West Street
Pittsfield, MA 01201

Greylock Federal Credit Union is headquartered in Pittsfield and is the 7th largest credit union in the state of Massachusetts. It is also the 286th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 306 employees and 96,732 members at 12 locations. Greylock Federal Credit Union's CD rates are 12% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Greylock Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Berkshire County (MA), Columbia County (NY), or Bennington County (VT). Membership is also open to the following: 1) Immediate family or household members of membership-eligible individuals; 2) through a membership/affiliation with the Berkshire Museum, the Berkshire Humane Society, or the Berkshire Conservation District. Some restrictions apply.
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Reviews (1)

Simple, Fee-Less, Good Abroad!

Posted by: |

This credit union has accommodated all of my needs, from online banking to digital check transfer to free checking to no currency exchange fees while I study abroad. My only complaint is that they sometimes take a wire transfer fee if I wire a large sum of money to my account through my employer. Otherwise, I have experienced no fees, and while their savings dividends ratio is low as it is everywhere else, I am never charged fees and can rely on their online banking system while I am away from the country. Even better, their debit cards have been accepted everywhere in the US and out, and they have recently integrated chips into their cards for extra security! While it's hard to find branches anywhere outside of Western MA, they are very well run.

1


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #24560
Year Chartered1935
Employees306
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.02%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.58B$1.49B
LoansQ2 2022vs Q2 2021$1.14B$1.11B
DepositsQ2 2022vs Q2 2021$1.42B$1.33B
Equity CapitalQ2 2022vs Q2 2021$135.5MM$148.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.0MM$8.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.1MM$5.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greylock Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greylock Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$200k*-IRA Advantage Share
OTHER TIERS: 0.20% → $15 - $2.5k | 0.25% → $2.5k - $100k | 0.35% → $100k - $200k
0.15%*$100k*-Share Preferred Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $100k
0.15%*$100k*-Business Share Preferred Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $100k
0.15%$15-Holiday Club Account
0.10%$15-IRA Variable
0.05%$15-Business Share Account
0.05%$15-Primary Share

Greylock Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$200k*-Advantage Money Market Account
OTHER TIERS: 0.10% → $15 - $2.5k | 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $200k
0.40%*$200k*-Business Advantage Money Market Account
OTHER TIERS: 0.05% → $15 - $2.5k | 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $200k

Greylock Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IOLTA Checking
0.45%*$100k*-High Yield Business Checking
OTHER TIERS: 0.20% → Up to $50k | 0.35% → $50k - $100k
0.10%*$100k*-Relationship Dividend Bearing Checking
OTHER TIERS: 0.05% → $2.5k - $100k
0.05%$15-Basic Business Checking

Greylock Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$500-60 Month CD
1.21%$500-48 Month CD
1.01%$500-12 Month CD
1.01%$100-1 Year College Savings Term Share Certificate
1.01%$100-1 Year Youth Club Term Share Certificate
1.01%$100k-12 Month Jumbo CD
0.95%$500-36 Month CD
0.95%$100k-36 Month Jumbo CD
0.75%$500-24 Month CD
0.75%$100k-24 Month Jumbo CD
0.70%$1k-3 Year Business CD
0.70%$1k-4 Year Business CD
0.70%$1k-5 Year Business CD
0.70%$100k-3 Year Jumbo Business CD
0.65%$500-18 Month CD
0.65%$100k-18 Month Jumbo CD
0.50%$500-9 Month CD
0.50%$1k-2 Year Business CD
0.50%$100k-2 Year Jumbo Business CD
0.50%$100k-9 Month Jumbo CD
0.40%$1k-18 Month Business CD
0.40%$100k-18 Month Jumbo Business CD
0.30%$500-6 Month CD
0.30%$1k-1 Year Business CD
0.30%$100k-1 Year Jumbo Business CD
0.30%$100k-6 Month Jumbo CD
0.25%$1k-9 Month Business CD
0.25%$100k-9 Month Jumbo Business CD
0.20%$1k-6 Month Business CD
0.20%$100k-6 Month Jumbo Business CD

Greylock Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$500-60 Month IRA
1.21%$500-48 Month IRA
1.01%$500-12 Month IRA
1.01%$100k-12 Month Jumbo IRA
0.95%$500-36 Month IRA
0.95%$100k-36 Month Jumbo IRA
0.75%$100k-24 Month Jumbo IRA
0.75%$500-24 Month IRA
0.65%$500-18 Month IRA
0.65%$100k-18 Month Jumbo IRA
0.50%$500-9 Month IRA
0.30%$500-6 Month IRA
0.30%$100k-6 Month Jumbo IRA
Locations

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