Overview / Commentary
Credit Union Of Vermont is headquartered in Rutland and is the 10th largest credit union in the state of Vermont. It is also the 2,292nd largest credit union in the nation. It was established in 1958 and as of September of 2019, it had grown to 7 employees and 3,195 members at 1 location. Credit Union Of Vermont's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Credit Union of Vermont is open to current or retired federal, state, school, county, and municipal employees that live or work in the following Vermont Counties: Rutland, Bennington, Windsor, and Addington along with the family members of such eligible candidates.
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Health
A
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union Of Vermont has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63896 |
| Year Chartered | 1958 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.3% |
| Return on Equity - YTD | 10.92% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $51.9MM$47.5MM |
| Loans | Q3 2019vs Q3 2018 | $35.6MM$34.1MM |
| Deposits | Q3 2019vs Q3 2018 | $45.5MM$41.7MM |
| Equity Capital | Q3 2019vs Q3 2018 | $6.2MM$5.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $30.00K$41.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $25.00K$0 |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |