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Credit Union of Richmond

Popular Accounts at this Credit Union

1.96%5-year CD60 Month CD
1.00%1-year CD12 Month CD
0.20%SavingsTrust Savings

Overview / Commentary
1601 Ownby Ln
Richmond, VA 23220

Credit Union of Richmond is headquartered in Richmond and is the 57th largest credit union in the state of Virginia. It is also the 1,913th largest credit union in the nation. It was established in 1923 and as of September of 2017, it had grown to 18 employees and 6,786 members at 1 location. Credit Union of Richmond's CD rates are 62% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the city of Richmond, Virgina, and to employees of and retirees of the Richmond Virginia area Post Offices serving specific zip codes. Membership is also open to employees of Architectural Hardware, Inc., Paul D. Harvey, DDS, Northern Appraisal Group of Virginia, and over 20 other area employee groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union of Richmond has a relatively low asset base.

Health Grade Components

NCUA #66929
Year Chartered1923
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD2.84%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$73.6MM$73.4MM
LoansQ3 2017vs Q3 2016$34.2MM$34.0MM
DepositsQ3 2017vs Q3 2016$62.6MM$62.3MM
Equity CapitalQ3 2017vs Q3 2016$11.4MM$11.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$147.00K$204.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.0MM$809.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Credit Union of Richmond Savings Account Rates

0.20%--Share Savings
0.20%$100-Traditional IRA
0.20%--Kids Club
0.20%--Teen Club
0.20%--Trust Savings
0.20%--Custodian Savings
0.10%$100-Christmas Club

Credit Union of Richmond CD Rates

1.96%$500-60 Month CD
1.76%$500-48 Month CD
1.51%$500-36 Month CD
1.46%$100k-12 Month Century CD
1.26%$500-24 Month CD
1.26%$50k-12 Month Jumbo CD
1.00%$500-12 Month CD
0.65%$500-6 Month CD

Credit Union of Richmond IRA Rates

1.96%$500-60 Month IRA
1.76%$500-48 Month IRA
1.51%$500-36 Month IRA
1.26%$500-24 Month IRA
1.26%$50k-12 Month Jumbo IRA
1.00%$500-12 Month IRA
0.65%$500-6 Month IRA

Credit Union of Richmond Locations
Branch Office1601 Ownby LnRichmond, VA 23220