Credit Union of Richmond


Overview / Commentary
804-355-9684
1601 Ownby Ln
Richmond, VA 23220-1318

Credit Union of Richmond is headquartered in Richmond and is the 58th largest credit union in the state of Virginia. It is also the 2,140th largest credit union in the nation. It was established in 1923 and as of June of 2021, it had grown to 18 employees and 5,660 members at 1 location. Credit Union of Richmond has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the city of Richmond, Virgina, and to employees of and retirees of the Richmond Virginia area Post Offices serving specific zip codes. Membership is also open to employees of Architectural Hardware, Inc., Paul D. Harvey, DDS, Northern Appraisal Group of Virginia, and over 20 other area employee groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union of Richmond has a relatively low asset base.

Health Grade Components

Overall
NCUA #66929
Year Chartered1923
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD4.97%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$72.5MM$70.9MM
LoansQ2 2021vs Q2 2020$31.2MM$33.7MM
DepositsQ2 2021vs Q2 2020$60.1MM$58.9MM
Equity CapitalQ2 2021vs Q2 2020$11.6MM$11.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$358.00K$443.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$195.00K$634.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of Richmond Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Traditional IRA
0.05%$100-Christmas Club
0.05%$5-Kids Club
0.05%$5-Teen Club
0.05%$5-Custodian Savings

Credit Union of Richmond Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Money Market (Dreamer)

Credit Union of Richmond CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-60 Month CD
0.25%$500-48 Month CD
0.20%$500-36 Month CD
0.15%$500-24 Month CD
0.10%$500-12 Month CD
0.10%$50k-12 Month Jumbo CD
0.10%$100k-12 Month Century CD
0.05%$500-6 Month CD

Credit Union of Richmond IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-60 Month IRA
0.25%$500-48 Month IRA
0.20%$500-36 Month IRA
0.15%$500-24 Month IRA
0.10%$500-12 Month IRA
0.10%$50k-12 Month Jumbo IRA
0.05%$500-6 Month IRA
Locations


Credit Union of Richmond Locations
Branch Office1601 Ownby LnRichmond, VA 23220

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