Advertising Disclosure
  1. Home
  2. Banks
  3. Credit Union of Richmond

Credit Union of Richmond


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
curich.org
804-355-9684
1601 Ownby Ln
Richmond, VA 23220

Credit Union of Richmond is headquartered in Richmond and is the 56th largest credit union in the state of Virginia. It is also the 2,174th largest credit union in the nation. It was established in 1923 and as of March of 2025, it had grown to 10 employees and 4,795 members at 1 location. Credit Union of Richmond's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Credit Union of Richmond is open to those who live, work, worship, attend school, or volunteer in the Virginia counties Amelia, Charles City, Chesterfield, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, New Kent. Powhatan. Prince George, or Sussex; or the Virginia cities of Colonial Heights, Hopewell, Petersburg, or Richmond. Immediate family members of current Credit Union of Richmond members are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union of Richmond has a relatively low asset base.

Health Grade Components

Overall
NCUA #66929
Year Chartered1923
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD-0.35%
Return on Equity - YTD-1.99%
Annual Interest Income$714K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$68MM$66MM
LoansQ1 2025vs Q1 2024$21.6MM$25.6MM
DepositsQ1 2025vs Q1 2024$56.1MM$56.1MM
Equity CapitalQ1 2025vs Q1 2024$11.6MM$9.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$206K$207K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$150K$170K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit Union of Richmond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of Richmond Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Share Savings
0.50%$100-Christmas Club
0.50%$5-Kids Club
0.50%$5-Teen Club
0.50%$5-Custodian Savings
0.50%$100-Educational Savings

Credit Union of Richmond Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$20k*-Money Market (Dreamer)
OTHER TIERS: 0.50% → $0 - $5k | 0.60% → $5k - $20k

Credit Union of Richmond CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-60 Month CD
3.29%$500-48 Month CD
3.03%$500-36 Month CD
3.03%$500$3k12 Month Youth CD Special
2.78%$500-24 Month CD
2.52%$500-12 Month CD
2.52%$50k-12 Month Jumbo CD
2.52%$100k-12 Month Century CD
1.51%$500-6 Month CD

Credit Union of Richmond IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-60 Month IRA
3.29%$500-48 Month IRA
3.03%$500-36 Month IRA
2.78%$500-24 Month IRA
2.52%$500-12 Month IRA
2.52%$50k-12 Month Jumbo IRA
0.50%$100-Traditional IRA
Locations


Credit Union of Richmond Locations
Branch Office1601 Ownby LnRichmond, VA 23220

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.