Credit Union West

Overview / Commentary
20155 N. 67th Ave.
Glendale, AZ 85308

Credit Union West is an Arizona-based cooperative that is currently open for membership to local residents and family members of account holders. The credit union offers products and services through the personal and business banking aspects of its business.

As far as its personal banking products, Credit Union West offers savings, checking, money market, and certificate accounts to meet its members’ needs. Its checking account options include a free, basic account and an account that offers opportunities to earn rewards and discounts. The latter checking account offers rebates from national retailers, discounts at local stores and restaurants, and grocery coupons, as well as various ways to reduce the account’s monthly service fee. Savings accounts are available and can be opened with a small initial deposit. Money market accounts reward larger balances with higher rates of interest and have a higher initial deposit minimum than the credit union’s savings account. Certificates and IRAs are offered in term lengths ranging from 6 to 60 months. Youth accounts offered provide access to straightforward checking and savings account for children, teens, and students. Credit Union West has been recognized by DepositAccounts in the past for its long-term Certificate rates.

Credit Union West online banking provides a platform for members to check their account balances, make loan and credit card payments, pay bills, and transfer funds between accounts. The credit union’s website also provides member education resources like budget software, financial counseling, and identity theft services.

Credit Union West was organized and chartered in 1961 and is headquartered in Glendale, Arizona. It serves its members through multiple branches located across the state of Arizona.

Field of Membership Restrictions

Membership in Credit Union West is open to those who live, work, or worship in the Arizona counties of Apache, Coconino, Cochise, Gila, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma.
See current membership details

Reviews (2)

Credit Union Uses Unfair Policys

Posted by: |

I had a direct deposit with C/W for almost two years. I had a checking account and a $3000 limit credit card with automatic payment deduction. I have never been late and yet I received a notice in the mail my credit card had been cancelled. When I inquired why I was informed that my credit score had fell to 695 and the credit union required a score of 705. It didn't matter that I was an established customer with a perfect payment record. The low credit score was a one month mistake and my score returned to above 705. The credit union didn't follow up and recheck the score and reissue the card. The credit union used poor judgement and was too prompt to abandon a loyal customer.

Destroyed My Credit Score

Posted by: |

Over two decades Ive built up a 780 credit score by always paying my bills on time and keeping low balances. I got a new loan last month with this company. I never received a formal bill and ending up paying two months at once. The first bill was paid 30 days late and they immediately reported it to my credit score. Dropped my score by 121 points. Are they trying to ruin my life!? I'll never use or recommend this company.


Health Grade Components

NCUA #68421
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.1%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.11B$1.00B
LoansQ2 2022vs Q2 2021$902.3MM$711.9MM
DepositsQ2 2022vs Q2 2021$987.4MM$886.8MM
Equity CapitalQ2 2022vs Q2 2021$95.3MM$92.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.8MM$3.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$639.00K$625.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Credit Union West are currently being reviewed.



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