Credit Union West


Overview / Commentary
602-631-3200
20155 N. 67th Ave.
Glendale, AZ 85308

Credit Union West is an Arizona-based cooperative that is currently open for membership to local residents and family members of account holders. The credit union offers products and services through the personal and business banking aspects of its business.

As far as its personal banking products, Credit Union West offers savings, checking, money market, and certificate accounts to meet its members’ needs. Its checking account options include a free, basic account and an account that offers opportunities to earn rewards and discounts. The latter checking account offers rebates from national retailers, discounts at local stores and restaurants, and grocery coupons, as well as various ways to reduce the account’s monthly service fee. Savings accounts are available and can be opened with a small initial deposit. Money market accounts reward larger balances with higher rates of interest and have a higher initial deposit minimum than the credit union’s savings account. Certificates and IRAs are offered in term lengths ranging from 6 to 60 months. Youth accounts offered provide access to straightforward checking and savings account for children, teens, and students. Credit Union West has been recognized by DepositAccounts in the past for its long-term Certificate rates.

Credit Union West online banking provides a platform for members to check their account balances, make loan and credit card payments, pay bills, and transfer funds between accounts. The credit union’s website also provides member education resources like budget software, financial counseling, and identity theft services.

Credit Union West was organized and chartered in 1961 and is headquartered in Glendale, Arizona. It serves its members through multiple branches located across the state of Arizona.

Field of Membership Restrictions

Membership in Credit Union West is open to those who live, work, or worship in the Arizona counties of Apache, Coconino, Cochise, Gila, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68421
Year Chartered1951
Employees220
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.48%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.33B$1.24B
LoansQ1 2025vs Q1 2024$1.08B$1B
DepositsQ1 2025vs Q1 2024$1.17B$1.1B
Equity CapitalQ1 2025vs Q1 2024$131.3MM$117.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12.6MM$11.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.6MM$3.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Credit Union West; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union West Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$5-IRA Savings
0.10%$0-Holiday Club
0.10%$5-Membership Share
0.10%$0-Other Share Account
0.10%$5-Business Membership Share
0.10%$0-Business Other Share Account

Credit Union West Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%*$1m*-Jumbo Money Market
OTHER TIERS: 0.35% $0 - $100k | 2.65% $100k - $250k | 2.80% $250k - $500k | 2.90% $500k - $1m
2.95%*$1m*-Business Jumbo Money Market
OTHER TIERS: 0.35% $0 - $100k | 2.65% $100k - $250k | 2.80% $250k - $500k | 2.90% $500k - $1m
2.40%$50k-Business Money Market Plus
2.40%$50k-Money Market Plus
2.25%*$75k*-Money Market Account
OTHER TIERS: 1.50% $0 - $2.5k | 1.60% $2.5k - $50k | 2.00% $50k - $75k
2.25%*$75k*-Business Money Market
OTHER TIERS: 1.50% $0 - $2.5k | 1.60% $2.5k - $50k | 2.00% $50k - $75k

Credit Union West Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$20kHeritage High-Yield Checking
OTHER TIERS: 0.05% $20k+

Credit Union West CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month Youth CD
4.00%$500-6 Month CD
4.00%$500-12 Month CD
4.00%$500-Business 6 Month CD
4.00%$500-Business 12 Month CD
3.55%$500-24 Month CD
3.55%$500-Business 24 Month CD
3.25%$500-60 Month CD
3.25%$500-Business 60 Month CD
3.25%$500-36 Month CD
3.25%$500-36 Month Youth CD
3.25%$500-Business 36 Month CD

Credit Union West IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA Certificate
4.00%$500-12 Month IRA Certificate
3.55%$500-24 Month IRA Certificate
3.25%$500-60 Month IRA Certificate
3.25%$500-36 Month IRA Certificate
Locations

Availability



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