Crest Savings Bank

Overview / Commentary
3301 Pacific Avenue
Wildwood, NJ 08260

Crest Savings Bank is headquartered in WILDWOOD and is the 35th largest bank in the state of New Jersey. It is also the 1,623rd largest bank in the nation. It was established in 1919 and as of March of 2024, it had grown to 87 employees at 8 locations. Crest Savings Bank's money market rates are 9X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #28818
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.23%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$564.2MM$583.1MM
LoansQ1 2024vs Q1 2023$464MM$440.4MM
DepositsQ1 2024vs Q1 2023$452.9MM$478.9MM
Equity CapitalQ1 2024vs Q1 2023$46.9MM$47.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.7MM$3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$22K$441K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Crest Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crest Savings Bank Savings Account Rates

4.00%*$5k*-IRA Savings
OTHER TIERS: 0.50% $100 - $5k
2.00%*$500k*-Diamond Savings Account
OTHER TIERS: 0.05% $0 - $5k | 0.10% $5k - $10k | 0.50% $10k - $250k | 1.00% $250k - $500k
0.15%$0-Student Savings
0.10%$5-Christmas Club Account

Crest Savings Bank Money Market Rates

4.00%*$2m*-Money Market Account
OTHER TIERS: 0.25% $0 - $20k | 0.50% $20k - $50k | 0.75% $50k - $100k | 1.50% $100k - $250k | 2.50% $250k - $500k | 3.00% $500k - $1m | 3.50% $1m - $2m

Crest Savings Bank Checking Account Rates

0.10%$250-Crest 55 Checking
0.10%$500-Crest Plus Checking

Crest Savings Bank CD Rates

4.80%$1k-6 Month Certificate Special
4.50%$500-12 Month Certificate Special
3.80%$1k-19 Month Certificate Special
3.50%$1k-24 Month Certificate Special
0.40%$500-60 Month Certificate
0.40%$500-48 Month Certificate
0.35%$500-30 Month Certificate
0.35%$500-36 Month Certificate
0.30%$500-15 Month Certificate
0.30%$500-18 Month Certificate
0.25%$500-9 Month Certificate
0.20%$500-3 Month Certificate
0.20%$500-6 Month Certificate

Crest Savings Bank IRA Rates

0.40%$500-60 Month IRA
0.40%$500-48 Month IRA
0.35%$500-24 Month IRA
0.35%$500-30 Month IRA
0.35%$500-36 Month IRA
0.30%$500-18 Month IRA
0.30%$500-12 Month IRA
0.30%$500-15 Month IRA

Crest Savings Bank Locations
Villas Branch1010 Bayshore RoadVillas, NJ 08251
Crest Savings Bank3301 Pacific AveWildwood, NJ 08260
3306 Bayshore Road Branch3306 Bayshore RoadNorth Cape May, NJ 08204
Sea Isle City Branch4415 Landis AvenueSea Isle City, NJ 08243
500 New Jersey Avenue Branch500 New Jersey AvenueNorth Wildwood, NJ 08260
5500 New Jersey Avenue Branch5500 New Jersey AvenueWildwood Crest, NJ 08260
Cape May Branch315 Ocean StreetCape May, NJ 08204
Cape May Court House Branch302-306 S. Main Street - Route 9Cape May Court House, NJ 08210

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