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Crest Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.crestsavings.bank
609-522-5115
3301 Pacific Avenue
Wildwood, NJ 08260

Crest Savings Bank is headquartered in WILDWOOD and is the 36th largest bank in the state of New Jersey. It is also the 1,676th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 88 employees at 8 locations. Crest Savings Bank's money market rates are 9X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28818
Year Established1919
Employees88
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.38%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$552.2MM$564.2MM
LoansQ1 2025vs Q1 2024$455.4MM$464MM
DepositsQ1 2025vs Q1 2024$473.3MM$452.9MM
Equity CapitalQ1 2025vs Q1 2024$48MM$46.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.5MM$2.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$120K$22K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Crest Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crest Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Diamond Savings Account
OTHER TIERS: 0.05% → $0 - $5k | 0.10% → $5k - $10k | 0.50% → $10k - $250k | 1.00% → $250k - $500k
0.15%$0-Student Savings
0.10%$5-Christmas Club Account

Crest Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$2m*-Money Market Account
OTHER TIERS: 0.25% → $0 - $20k | 0.50% → $20k - $50k | 0.75% → $50k - $100k | 1.50% → $100k - $250k | 2.50% → $250k - $500k | 3.00% → $500k - $1m | 3.50% → $1m - $2m

Crest Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$250-Crest 55 Checking
0.10%$500-Crest Plus Checking

Crest Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-15 Month Certificate Special
3.75%$500-12 Month Certificate Special
3.50%$1k-9 Month Certificate Special
3.25%$500-24 Month Certificate
3.25%$1k-6 Month Certificate Special
3.00%$500-36 Month Certificate
2.75%$500-48 Month Certificate
2.50%$500-60 Month Certificate
0.35%$500-30 Month Certificate
0.30%$500-15 Month Certificate
0.30%$500-18 Month Certificate
0.25%$500-12 Month Certificate
0.25%$500-9 Month Certificate
0.20%$500-3 Month Certificate
0.20%$500-6 Month Certificate

Crest Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$500k*-IRA Savings
OTHER TIERS: 0.50% → $100 - $5k | 3.25% → $5k - $10k | 3.50% → $10k - $250k | 3.75% → $250k - $500k
3.10%$500-24 Month IRA
3.00%$500-36 Month IRA
2.75%$500-48 Month IRA
2.50%$500-60 Month IRA
0.35%$500-30 Month IRA
0.30%$500-18 Month IRA
0.30%$500-12 Month IRA
0.30%$500-15 Month IRA
Locations


Crest Savings Bank Locations
Villas Branch1010 Bayshore RoadVillas, NJ 08251
Crest Savings Bank3301 Pacific AveWildwood, NJ 08260
3306 Bayshore Road Branch3306 Bayshore RoadNorth Cape May, NJ 08204
Sea Isle City Branch4415 Landis AvenueSea Isle City, NJ 08243
500 New Jersey Avenue Branch500 New Jersey AvenueNorth Wildwood, NJ 08260
5500 New Jersey Avenue Branch5500 New Jersey AvenueWildwood Crest, NJ 08260
Cape May Branch315 Ocean StreetCape May, NJ 08204
Cape May Court House Branch302-306 S. Main Street - Route 9Cape May Court House, NJ 08210

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