Cross County Savings Bank

Overview / Commentary
79-21 Metropolitan Avenue
Middle Village, NY 11379

Since 1888, when Cross County Federal Savings Bank was first founded, customer satisfaction has been the driving force behind all they do. It is the foundation upon which Cross County Federal Savings Bank was built, and remains who they are today.

Respecting the individual financial goal of their customers, by way of providing products and services customized to suit those needs, awards them with leadership in the communities they service; communities they are proud to serve and be a part of.

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Health Grade Components

FDIC Certificate #30260
Year Established1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.01%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$580.4MM$559.0MM
LoansQ2 2022vs Q2 2021$391.8MM$399.9MM
DepositsQ2 2022vs Q2 2021$516.4MM$492.8MM
Equity CapitalQ2 2022vs Q2 2021$55.6MM$53.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.3MM$4.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Cross County Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cross County Savings Bank Savings Account Rates

0.35%$1-Passbook Savings
0.35%$1-Statement Savings Account
0.35%$1-Stepping Stone Savings
0.30%$1-Model Safe Statement Savings
0.25%$10-Holiday Club
0.15%$1-Community Business Savings

Cross County Savings Bank Money Market Rates

0.60%*$75k*-Money Market Account
OTHER TIERS: 0.15% $1 - $2.5k | 0.20% $2.5k - $10k | 0.45% $10k - $75k
0.40%*$15k*-Premier Money Market
OTHER TIERS: 0.25% $1 - $15k
0.40%*$15k*-Premier Business Money Market
OTHER TIERS: 0.25% $1 - $15k

Cross County Savings Bank Checking Account Rates

0.10%*$7.5k*-Preferred Checking
OTHER TIERS: 0.05% $1 - $7.5k
0.05%$1-Interest Checking

Cross County Savings Bank CD Rates

3.80%$500-60 Month CD
3.50%$500-36 Month CD
3.45%$500-48 Month CD
3.40%$500-30 Month CD
3.35%$500-24 Month CD
3.25%$500-18 Month CD
3.10%$500-14 Month CD
3.00%$500-12 Month CD
2.55%$500-10 Month CD
2.50%$500-9 Month CD
2.45%$500-8 Month CD
2.35%$500-7 Month CD
2.25%$500-6 Month CD
1.75%$500-3 Month CD

Cross County Savings Bank IRA Rates

4.73%$100-18 Month Variable Rate IRA
3.80%$500-60 Month IRA
3.50%$500-36 Month IRA
3.45%$500-48 Month IRA
3.40%$500-30 Month IRA
3.35%$500-24 Month IRA
3.25%$500-18 Month IRA
3.10%$500-14 Month IRA
3.00%$500-12 Month IRA
2.55%$500-10 Month IRA
2.50%$500-9 Month IRA
2.45%$500-8 Month IRA
2.35%$500-7 Month IRA
2.25%$500-6 Month IRA
1.75%$500-3 Month IRA

Cross County Savings Bank Locations
Belle Harbor Branch455 Beach 129th StreetBelle Harbor, NY 11694
Maspeth Branch60-20 Fresh Pond RoadMaspeth, NY 11378
Kings Branch731 Metropolitan Ave.Brooklyn, NY 11211
Cross County Savings Bank7921 Metropolitan AveMiddle Village, NY 11379
Van Nest Branch791 Morris Park AveBronx, NY 10462
Eliot Branch80-10 Eliot AvenueMiddle Village, NY 11379

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