Cross Keys Bank is headquartered in Saint Joseph and is the 35th largest bank in the state of Louisiana. It is also the 1,810th largest bank in the nation. It was established in 1902 and as of December of 2020, it had grown to 93 employees at 8 locations. Cross Keys Bank has an A+ health rating.
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First Day Disappointment
We moved to Louisiana from TX yesterday and today went to Cross Keys bank to set up all of our accounts. They had a television on set to Faux News. A business should never blast anything of a particular political bent. EVER. We almost walked out. A Black family was there at the same time and were equally disappointed. Very offensive.
If Nonqualifying, Crosskeys Converts To Plain Checking
Cross Keys Bank (Louisiana) will automatically change your Kasas Rewards account to a plain checking with no interest, if non-qualifying for two months.
This is especially rude in the middle of Covid restrictions.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9322 |
| Year Established | 1902 |
| Employees | 93 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 9.29% |
| Annual Interest Income | $17.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $447.1MM$403.6MM |
| Loans | Q4 2020vs Q4 2019 | $258.8MM$221.6MM |
| Deposits | Q4 2020vs Q4 2019 | $363.4MM$322.1MM |
| Equity Capital | Q4 2020vs Q4 2019 | $51.3MM$47.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.5MM$1.7MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.5MM$3.7MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $709.00K$1.5MM |