Overview / Commentary
4357 N Chouteau Trfy
Kansas City, MO 64117

Cross Roads Credit Union is headquartered in Kansas City and is the 91st largest credit union in the state of Missouri. It is also the 4,717th largest credit union in the nation. It was established in 1928 and as of December of 2018, it had grown to 2 employees and 1,086 members at 1 location. Cross Roads Credit Union has a B health rating.

Field of Membership Restrictions

Cross Roads CU is open to the residents and people maintaining employment in Jackson County Missouri as well as the employees of the Union Pacific Railroad, General Mills, and Cargill.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cross Roads Credit Union has a very low asset base.

Health Grade Components

NCUA #61459
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-0.91%
Annual Interest Income$149.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.3MM$4.1MM
LoansQ4 2018vs Q4 2017$2.7MM$2.6MM
DepositsQ4 2018vs Q4 2017$3.6MM$3.4MM
Equity CapitalQ4 2018vs Q4 2017$657.00K$668.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$14.00K$11.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.00K$12.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Cross Roads Credit Union Savings Account Rates

1.00%--Roth IRA
0.40%$200$10mSavings Account
0.20%$200$10mChristmas Club Account
0.20%-$2kBenefit Shares Account

Cross Roads Credit Union CD Rates

0.65%$1k-2 Year CD
0.40%$1k-364 Day CD
0.35%$1k-180 Day CD
0.30%$1k-90 Day CD

Cross Roads Credit Union IRA Rates

0.65%$1k-2 Year IRA
0.40%$1k-364 Day IRA
0.35%$1k-180 Day IRA
0.30%$1k-90 Day IRA

Cross Roads Credit Union Locations
Branch Office4357 N Chouteau TrfyKansas City, MO 64117

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