Cross Roads Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 364 Day CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.20% | Savings | Benefit Shares Account 1.00% - Ally Bank Online Savings Account |
| 0.65% | 2-year CD | 2 Year CD |
Overview / Commentary
Cross Roads Credit Union is headquartered in Kansas City and is the 99th largest credit union in the state of Missouri. It is also the 4,948th largest credit union in the nation. It was established in 1928 and as of June of 2016, it had grown to 2 employees and 1,334 members at 1 location. Cross Roads Credit Union has a B health rating.
Field of Membership Restrictions
Cross Roads CU is open to the residents and people maintaining employment in Jackson County Missouri as well as the employees of the Union Pacific Railroad, General Mills, and Cargill.
See current membership details
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cross Roads Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61459 |
| Year Chartered | 1928 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.34% |
| Return on Equity - YTD | -2.25% |
| Annual Interest Income | $65.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $4.8MM$4.7MM |
| Loans | Q2 2016vs Q2 2015 | $2.1MM$1.7MM |
| Deposits | Q2 2016vs Q2 2015 | $4.0MM$3.8MM |
| Equity Capital | Q2 2016vs Q2 2015 | $711.00K$724.00K |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $10.00K$5.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1,000$8.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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Cross Roads Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA | |
| 1.00% | - | - | Roth IRA | |
| 0.40% | $200 | $10m | Savings Account | |
| 0.20% | $200 | $10m | Christmas Club Account | |
| 0.20% | - | $10m | Benefit Shares Account |
Cross Roads Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 2 Year CD | |
| 0.40% | $1k | - | 364 Day CD | |
| 0.35% | $1k | - | 180 Day CD | |
| 0.30% | $1k | - | 90 Day CD |
Cross Roads Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 2 Year IRA | |
| 0.40% | $1k | - | 364 Day IRA | |
| 0.35% | $1k | - | 180 Day IRA | |
| 0.30% | $1k | - | 90 Day IRA |
Locations
| Cross Roads Credit Union Locations | ||
|---|---|---|
| Branch Office | 4226 Gardner Ave | Kansas City, MO 64120 |