United Consumers Credit Union is headquartered in Independence and is the 20th largest credit union in the state of Missouri. It is also the 1,256th largest credit union in the nation. It was established in 1941 and as of June of 2023, it had grown to 49 employees and 17,395 members at 5 locations. United Consumers Credit Union has an A health rating.
Field of Membership Restrictions
United Consumers Credit Union is open to those who live in Buchanan, Cass, Clay, Jackson counties, and in the city of Cameron, Missouri; and those who worship, work or live in Johnson County, Kansas. Additionally, those who work for the City of St. Joseph and other Select Employee Groups.
See current membership details
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Community Neighborhood Credit Union
United Consumer's Credit Union has been my financial institution for 25 years. The customer service and support is overwhelmingly outstanding. They recently made changes to their web/mobile services that make banking online an even more safe and secure experience. The ease of use while banking online is very transparent with transaction updates posted immediately. I have gotten loans through United Consumer's Credit Union that had easy to budget monthly payments that are also affordable. Overall, I would highly recommend United Consumer's Credit Union to anyone looking for a community financial institution that is local with ATM machines at many different locations throughout the city.
Couldn't ask for more.
Everything you could want in a credit union. very fair fees. very quick and easy to sign up for an account. Everyone is always very friendly. They always get me in and out extremely fast. and at my local branch every friday someone who works there brings in home made cookes that are soooo good. I actually switched up the day i normally go by the bank so i'm always there for the cookies haha.
The only slight downside is the website. Your balance itself updates instantly but its usually like at least 24 hours before it shows where that money actually went. But all in all that's just a minor inconvenience. I originally joined simply because they were near my apt and i didn't have a car at the time but I will be sticking with them no matter what.
United Consumer Credit Union
My family has taken out several CDs and small bond accounts with this bank for slow growth interest. They are very helpful with managing and assisting us with any questions or concerns about the accounts. They give us through detailed year to year planning and what to expect can happen to these accounts over the course of time. I was able to have a good nest egg through the interested I complied and gained as well has helped plan for college expenses gained over time from these. Without the great rates and service provided from this credit union, I would have a more trouble and costs associated with my time in college.
Really solid credit union
This branch has some of the best customer service I've came across yet. I really enjoy the service level this branch has given me. I had some bonds that were issued under my name as a child. Any time I wanted to get in and check the status or pull these out I was given excellent service in answering questions, giving me time tables on when these would mature and overall how much interest I would make from them. It was nice to feel that everything was answered and met. In the future with my own kids, I think about investing here as their rates and interest are in the upper tiers and are hard to match anywhere else.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68410 |
| Year Chartered | 1941 |
| Employees | 49 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 7.09% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $201.0MM$190.4MM |
| Loans | Q2 2023vs Q2 2022 | $131.5MM$110.2MM |
| Deposits | Q2 2023vs Q2 2022 | $170.8MM$160.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $20.5MM$20.1MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$987.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $630.00K$604.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |