Cross Valley Federal Credit Union

Overview / Commentary
640 Baltimore Dr
Wilkes Barre, PA 18702

Cross Valley Federal Credit Union is headquartered in Wilkes Barre and is the 41st largest credit union in the state of Pennsylvania. It is also the 1,165th largest credit union in the nation. It was established in 1969 and as of December of 2023, it had grown to 41 employees and 17,703 members at 6 locations. Cross Valley Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Cross Valley Federal Credit Union is open to those who are a current employee (full or part-time), member, volunteer, are retired, or attend school at any of more than 130 Select Employee Groups. Immediate family or household members of an eligible individual also qualify for membership.
See current membership details

Reviews (1)

Questionable Account Information Security

Posted by: |

Pretty certain my account info was shared with the person who helped me get an account there in the first place. Misguidedly trusted this person only to learn they were likely sharing my activities there with her. .. over decades.


Health Grade Components

NCUA #19228
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD6.05%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$230MM$217.6MM
LoansQ4 2023vs Q4 2022$111MM$112.6MM
DepositsQ4 2023vs Q4 2022$215.4MM$203.8MM
Equity CapitalQ4 2023vs Q4 2022$13.8MM$11.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$513K$509K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$746K$589K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Cross Valley Federal Credit Union are currently being reviewed.


Cross Valley Federal Credit Union Locations
Branch Office113 S Main StMountain Top, PA 18707-1923
Branch Office40 Spring StWilkes Barre, PA 18702-5528
Branch Office1181 Wyoming AveForty Fort, PA 18704-4003
Branch Office640 Baltimore DrWilkes Barre, PA 18702-7943
Branch Office2386 Memorial HwyDallas, PA 18612-9246
Branch Office132 Main StMocanaqua, PA 18655-1514

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