Cross Valley Federal Credit Union is headquartered in Wilkes Barre and is the 43rd largest credit union in the state of Pennsylvania. It is also the 1,191st largest credit union in the nation. It was established in 1969 and as of September of 2022, it had grown to 37 employees and 18,286 members at 5 locations. Cross Valley Federal Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties.
See current membership details
Questionable Account Information Security
Pretty certain my account info was shared with the person who helped me get an account there in the first place. Misguidedly trusted this person only to learn they were likely sharing my activities there with her. .. over decades.
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19228 |
| Year Chartered | 1969 |
| Employees | 37 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 8.02% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $219.7MM$209.4MM |
| Loans | Q3 2022vs Q3 2021 | $111.7MM$90.4MM |
| Deposits | Q3 2022vs Q3 2021 | $204.3MM$192.8MM |
| Equity Capital | Q3 2022vs Q3 2021 | $10.4MM$16.1MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $500.00K$601.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $503.00K$608.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |