Overview / Commentary
Cross Valley Federal Credit Union is headquartered in Wilkes Barre and is the 41st largest credit union in the state of Pennsylvania. It is also the 1,196th largest credit union in the nation. It was established in 1969 and as of December of 2021, it had grown to 42 employees and 18,592 members at 5 locations. Cross Valley Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties.
See current membership details
Reviews (1)
Questionable Account Information Security
Posted by: xBroker | Mar 2, 2021
Pretty certain my account info was shared with the person who helped me get an account there in the first place. Misguidedly trusted this person only to learn they were likely sharing my activities there with her. .. over decades.
Health
B+
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19228 |
| Year Chartered | 1969 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 6.07% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $213.2MM$194.3MM |
| Loans | Q4 2021vs Q4 2020 | $94.2MM$85.1MM |
| Deposits | Q4 2021vs Q4 2020 | $196.9MM$176.9MM |
| Equity Capital | Q4 2021vs Q4 2020 | $15.8MM$15.8MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $606.00K$689.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $549.00K$260.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |