Cross Valley Federal Credit Union

Overview / Commentary
640 Baltimore Dr
Wilkes Barre, PA 18702

Cross Valley Federal Credit Union is headquartered in Wilkes Barre and is the 41st largest credit union in the state of Pennsylvania. It is also the 1,152nd largest credit union in the nation. It was established in 1969 and as of March of 2024, it had grown to 41 employees and 17,525 members at 6 locations. Cross Valley Federal Credit Union's money market rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Cross Valley Federal Credit Union is open to those who are a current employee (full or part-time), member, volunteer, are retired, or attend school at any of more than 130 Select Employee Groups. Immediate family or household members of an eligible individual also qualify for membership.
See current membership details

Reviews (1)

Questionable Account Information Security

Posted by: |

Pretty certain my account info was shared with the person who helped me get an account there in the first place. Misguidedly trusted this person only to learn they were likely sharing my activities there with her. .. over decades.


Health Grade Components

NCUA #19228
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD9.36%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$239.1MM$218MM
LoansQ1 2024vs Q1 2023$108.1MM$112MM
DepositsQ1 2024vs Q1 2023$224.5MM$204.7MM
Equity CapitalQ1 2024vs Q1 2023$13.7MM$12.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$483K$543K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$553K$848K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cross Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cross Valley Federal Credit Union Savings Account Rates

0.25%$0-Vacation Club Accounts
0.25%$0-Holiday Club Savings
0.05%$0-Share Savings Account
0.05%$0-Business Savings
0.01%$0-Roth IRA Account
0.01%$0-Educational IRA Account
0.01%$0-Roth IRA Rollover Account
0.01%$0-IRA Account

Cross Valley Federal Credit Union Money Market Rates

4.25%*$75k*-Premium Money Market Account
OTHER TIERS: 2.75% $0 - $25k | 3.00% $25k - $50k | 3.25% $50k - $75k
2.75%$2.5k-Money Market Account

Cross Valley Federal Credit Union CD Rates

4.60%$1k-6 Month Certificate
4.45%$1k-1 Year Certificate
4.34%$500-18 Month Special Certificate

Cross Valley Federal Credit Union IRA Rates

4.60%$1k-6 Month IRA Certificate
4.45%$1k-1 Year IRA Certificate
4.34%$500-18 Month Special IRA Certificate

Cross Valley Federal Credit Union Locations
Branch Office113 S Main StMountain Top, PA 18707-1923
Branch Office40 Spring StWilkes Barre, PA 18702-5528
Branch Office1181 Wyoming AveForty Fort, PA 18704-4003
Branch Office640 Baltimore DrWilkes Barre, PA 18702-7943
Branch Office2386 Memorial HwyDallas, PA 18612-9246
Branch Office132 Main StMocanaqua, PA 18655-1514

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.