Cross Valley Federal Credit Union

Overview / Commentary
640 Baltimore Dr
Wilkes Barre, PA 18702

Cross Valley Federal Credit Union is headquartered in Wilkes Barre and is the 43rd largest credit union in the state of Pennsylvania. It is also the 1,191st largest credit union in the nation. It was established in 1969 and as of September of 2022, it had grown to 37 employees and 18,286 members at 5 locations. Cross Valley Federal Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties.
See current membership details

Reviews (1)

Questionable Account Information Security

Posted by: |

Pretty certain my account info was shared with the person who helped me get an account there in the first place. Misguidedly trusted this person only to learn they were likely sharing my activities there with her. .. over decades.


Health Grade Components

NCUA #19228
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD8.02%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$219.7MM$209.4MM
LoansQ3 2022vs Q3 2021$111.7MM$90.4MM
DepositsQ3 2022vs Q3 2021$204.3MM$192.8MM
Equity CapitalQ3 2022vs Q3 2021$10.4MM$16.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$500.00K$601.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$503.00K$608.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cross Valley Federal Credit Union Savings Account Rates

0.01%--Share Savings Account
0.01%--Vacation Club Accounts
0.01%--Roth IRA Account
0.01%--Educational IRA Account
0.01%--Roth IRA Rollover Account
0.01%--IRA Account
0.01%--Business Savings
0.01%--Holiday Club Savings

Cross Valley Federal Credit Union Money Market Rates

0.03%$2.5k-Money Market Account
0.03%--Premium Money Market Account

Cross Valley Federal Credit Union CD Rates

2.25%$1k-18 Month Certificate
1.75%$1k-1 Year Certificate
1.00%$1k-6 Month Certificate

Cross Valley Federal Credit Union IRA Rates

2.25%$1k-18 Month IRA Certificate
1.75%$1k-1 Year IRA Certificate
1.00%$1k-6 Month IRA Certificate

Cross Valley Federal Credit Union Locations
Branch Office113 S Main StMountain Top, PA 18707-1923
Branch Office40 Spring StWilkes Barre, PA 18702-5528
Branch Office1181 Wyoming AveForty Fort, PA 18704-4003
Branch Office640 Baltimore DrWilkes Barre, PA 18702-7943
Branch Office2386 Memorial HwyDallas, PA 18612-9246

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