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CrossPoint Federal Credit Union


Overview / Commentary
crosspointfcu.org
203-288-1695
105 Sanford St Suite #3
Hamden, CT 06514

CrossPoint Federal Credit Union is headquartered in Hamden and is the 17th largest credit union in the state of Connecticut. It is also the 1,472nd largest credit union in the nation. It was established in 1936 and as of June of 2020, it had grown to 24 employees and 12,000 members at 4 locations. CrossPoint Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

CROSSPOINT Federal Credit Union membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Beacon Falls, Bethany, Branford and North Branford, Cheshire, Derby, East, West and North Haven, Guilford, Hamden, Madison, Meriden, Middlebury, Milford, Naugatuck, New Haven, Orange, Oxford, Prospect, Seymour, Southbury, Wallingford, Waterbury, Wolcott, and Woodbridge. Membership is also open to immediate family of current members.
See current membership details

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Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #1309
Year Chartered1936
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD-0.01%
Return on Equity - YTD-0.08%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$134.7MM$117.6MM
LoansQ2 2020vs Q2 2019$48.4MM$48.7MM
DepositsQ2 2020vs Q2 2019$120.4MM$103.7MM
Equity CapitalQ2 2020vs Q2 2019$13.0MM$12.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.4MM$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$751.00K$744.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not CrossPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CrossPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$5k*-Health Savings Account
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $5k
0.05%--Savings-Regular
0.05%--Savings-Special Share
0.05%$5-Holiday Club
0.05%$5-Vacation Club
0.05%$100-IRA Savings

CrossPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-High Yield Money Market
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $75k | 0.35% → $75k - $100k
0.10%$1k-Money Market

CrossPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-60 Month CD
0.80%$1k-36 Month CD
0.80%$1k-48 Month CD
0.75%$1k-30 Month CD
0.70%$1k-24 Month CD
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD
0.20%$1k-90 Day CD
Locations


CrossPoint Federal Credit Union Locations
Branch Office501 Crescent StNew Haven, CT 06515
Branch Office105 Sanford St Suite #3Hamden, CT 06514
Branch Office200 Orange StNew Haven, CT 06510
Branch Office249 W Main StBranford, CT 06405-4048

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