CrossPoint Federal Credit Union is headquartered in Hamden and is the 17th largest credit union in the state of Connecticut. It is also the 1,495th largest credit union in the nation. It was established in 1936 and as of June of 2019, it had grown to 21 employees and 11,900 members at 4 locations. CrossPoint Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
CROSSPOINT Federal Credit Union membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Beacon Falls, Bethany, Branford and North Branford, Cheshire, Derby, East, West and North Haven, Guilford, Hamden, Madison, Meriden, Middlebury, Milford, Naugatuck, New Haven, Orange, Oxford, Prospect, Seymour, Southbury, Wallingford, Waterbury, Wolcott, and Woodbridge. Membership is also open to immediate family of current members.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1309 |
| Year Chartered | 1936 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 6.64% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $117.6MM$118.6MM |
| Loans | Q2 2019vs Q2 2018 | $48.7MM$45.9MM |
| Deposits | Q2 2019vs Q2 2018 | $103.7MM$105.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $12.7MM$11.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.2MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $744.00K$244.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CrossPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
CrossPoint Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Savings-Regular | |
| 0.20% | - | - | Savings-Special Share | |
| 0.20% | $5 | - | Holiday Club | |
| 0.20% | $5 | - | Vacation Club |
CrossPoint Federal Credit Union CD Rates
| CrossPoint Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 501 Crescent St | New Haven, CT 06515 |
| Branch Office | 105 Sanford St Suite #3 | Hamden, CT 06514 |
| Branch Office | 200 Orange St | New Haven, CT 06510 |
| Branch Office | 249 W Main St | Branford, CT 06405-4048 |