CrossPoint Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 1-year CD | 1.38% - National Average |
| 2.02% | 5-year CD | 2.27% - National Average |
| 0.12% | Savings | 0.26% - National Average |
CrossPoint Federal Credit Union is headquartered in Hamden and is the 16th largest credit union in the state of Connecticut. It is also the 1,486th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 21 employees and 12,260 members at 4 locations. CrossPoint Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
CROSSPOINT Federal Credit Union membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Beacon Falls, Bethany, Branford and North Branford, Cheshire, Derby, East, West and North Haven, Guilford, Hamden, Madison, Meriden, Middlebury, Milford, Naugatuck, New Haven, Orange, Oxford, Prospect, Seymour, Southbury, Wallingford, Waterbury, Wolcott, and Woodbridge. Membership is also open to immediate family of current members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1309 |
| Year Chartered | 1936 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 7.53% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $115.4MM$113.3MM |
| Loans | Q4 2018vs Q4 2017 | $47.6MM$43.4MM |
| Deposits | Q4 2018vs Q4 2017 | $101.9MM$100.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.2MM$11.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.4MM$1.4MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $686.00K$331.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CrossPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
CrossPoint Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Savings-Special Share | |
| 0.20% | $5 | - | Holiday Club | |
| 0.20% | $5 | - | Vacation Club | |
| 0.12% | - | - | Savings-Regular |
CrossPoint Federal Credit Union CD Rates
| CrossPoint Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 501 Crescent St | New Haven, CT 06515 |
| Branch Office | 105 Sanford St Suite #3 | Hamden, CT 06514 |
| Branch Office | 200 Orange St | New Haven, CT 06510 |
| Branch Office | 249 W Main St | Branford, CT 06405-4048 |