Crossroads Bank is headquartered in Effingham and is the 200th largest bank in the state of Illinois. It is also the 2,994th largest bank in the nation. It was established in 1974 and as of September of 2020, it had grown to 24 employees at 2 locations. Crossroads Bank has an A health rating.
Overall | |
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FDIC Certificate # | 21486 |
Year Established | 1974 |
Employees | 24 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.4% |
Return on Equity - YTD | 10.1% |
Annual Interest Income | $5.4MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $202.8MM$175.6MM |
Loans | Q3 2020vs Q3 2019 | $127.0MM$120.2MM |
Deposits | Q3 2020vs Q3 2019 | $164.8MM$146.1MM |
Equity Capital | Q3 2020vs Q3 2019 | $28.1MM$25.3MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.1MM$1.1MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.8MM$13.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.30%* | $250k* | - | Personal Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.75%* | - | $15k | Blue Chip Checking | ||
OTHER TIERS: 0.20% → $15k+ | |||||
0.10% | - | - | Coffee Club |
Crossroads Bank Locations | ||
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Crossroads Bank | 2000 South Banker Street | Effingham, IL 62401 |
Keller Drive Facility | 806 North Keller Drive | Effingham, IL 62401 |