2. Crossroads Bank

Crossroads Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.15%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
1.76%3-year CD
1.86% - National Average
1.65%2-year CD
2.80% - Capital One 24 Month 360 CDAdvertisement
View all Crossroads Bank rates »

Overview / Commentary
www.crossroadsbank.com
800-305-7751
2000 South Banker Street
Effingham, IL 62401

Crossroads Bank is headquartered in Effingham and is the 227th largest bank in the state of Illinois. It is also the 3,261st largest bank in the nation. It was established in 1974 and as of September of 2018, it had grown to 24 employees at 2 locations. Crossroads Bank's CD rates are 28% higher than the national average, and it boasts an A+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #21486
Year Established1974
Employees24
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.49%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$165.4MM$160.9MM
LoansQ3 2018vs Q3 2017$121.6MM$120.9MM
DepositsQ3 2018vs Q3 2017$138.0MM$135.5MM
Equity CapitalQ3 2018vs Q3 2017$22.8MM$22.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.1MM$957.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$40.00K$1.7MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Crossroads Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crossroads Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.50%*-$2kSuper Christmas Club
OTHER TIERS: 0.10% → $2k+
0.50%*-$2kVacation Club
OTHER TIERS: 0.10% → $2k+
0.40%*$50k*-Regular Savings
OTHER TIERS: 0.10% → Up to $25k | 0.25% → $25k - $50k
0.40%*$50k*-Business Savings
OTHER TIERS: 0.10% → Up to $25k | 0.25% → $25k - $50k
0.10%--Bill the Reader

Crossroads Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$20k*-Personal Money Market
OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $20k

Crossroads Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*-$15kBlue Chip Checking
OTHER TIERS: 0.20% → $15k+
0.10%--Coffee Club

Crossroads Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.02%$500-48 Month CD
2.50%$500-11 Month CD
2.25%$500-60 Month CD
1.76%$500-36 Month CD
1.70%$500-30 Month CD
1.65%$500-24 Month CD
1.15%$500-12 Month CD
1.15%$500-18 Month CD
0.35%$1k-6 Month CD
0.30%$1k-3 Month CD

Crossroads Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.02%$500-48 Month IRA
2.50%$500-11 Month IRA
2.25%$500-60 Month IRA
1.76%$500-36 Month IRA
1.70%$500-30 Month IRA
1.65%$500-24 Month IRA
1.15%$500-12 Month IRA
1.15%$500-18 Month IRA
0.35%$1k-6 Month IRA
0.30%$1k-3 Month IRA
Locations


Crossroads Bank Locations
Crossroads Bank2000 South Banker StreetEffingham, IL 62401
Keller Drive Facility806 North Keller DriveEffingham, IL 62401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.