Crossroads Bank


Overview / Commentary
800-305-7751
2000 South Banker Street
Effingham, IL 62401

Crossroads Bank is headquartered in EFFINGHAM and is the 186th largest bank in the state of Illinois. It is also the 2,928th largest bank in the nation. It was established in 1974 and as of March of 2025, it had grown to 25 employees at 2 locations. Crossroads Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #21486
Year Established1974
Employees25
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD7.42%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$218.3MM$223.2MM
LoansQ1 2025vs Q1 2024$135.7MM$138.8MM
DepositsQ1 2025vs Q1 2024$186.4MM$190.8MM
Equity CapitalQ1 2025vs Q1 2024$29MM$27.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$1.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1,000$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Crossroads Bank Locations
Crossroads Bank2000 S Banker StEffingham, IL 62401
Keller Drive Facility806 North Keller DriveEffingham, IL 62401

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