Crossroads Bank is headquartered in Effingham and is the 198th largest bank in the state of Illinois. It is also the 2,931st largest bank in the nation. It was established in 1974 and as of December of 2021, it had grown to 29 employees at 2 locations. Crossroads Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 21486 |
Year Established | 1974 |
Employees | 29 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.44% |
Return on Equity - YTD | 10.45% |
Annual Interest Income | $7.1MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $225.6MM$202.8MM |
Loans | Q4 2021vs Q4 2020 | $134.3MM$132.7MM |
Deposits | Q4 2021vs Q4 2020 | $187.9MM$163.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $29.9MM$28.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.2MM$1.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $20.00K$53.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.30%* | $250k* | - | Personal Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.75% | - | $10k | Blue Chip Checking | |
0.10% | - | - | Coffee Club |
Crossroads Bank Locations | ||
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Crossroads Bank | 2000 S Banker St | Effingham, IL 62401 |
Keller Drive Facility | 806 North Keller Drive | Effingham, IL 62401 |