Crossroads Bank is headquartered in EFFINGHAM and is the 186th largest bank in the state of Illinois. It is also the 2,928th largest bank in the nation. It was established in 1974 and as of March of 2025, it had grown to 25 employees at 2 locations. Crossroads Bank has an A health rating.
Overall | |
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FDIC Certificate # | 21486 |
Year Established | 1974 |
Employees | 25 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.97% |
Return on Equity - YTD | 7.42% |
Annual Interest Income | $2.3MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $218.3MM$223.2MM |
Loans | Q1 2025vs Q1 2024 | $135.7MM$138.8MM |
Deposits | Q1 2025vs Q1 2024 | $186.4MM$190.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $29MM$27.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.4MM$1.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1,000$0 |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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Crossroads Bank Locations | ||
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Crossroads Bank | 2000 S Banker St | Effingham, IL 62401 |
Keller Drive Facility | 806 North Keller Drive | Effingham, IL 62401 |
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