Crossroads Bank is headquartered in Effingham and is the 201st largest bank in the state of Illinois. It is also the 3,020th largest bank in the nation. It was established in 1974 and as of June of 2022, it had grown to 26 employees at 2 locations. Crossroads Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 21486 |
Year Established | 1974 |
Employees | 26 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.32% |
Return on Equity - YTD | 10.67% |
Annual Interest Income | $3.4MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $211.7MM$212.7MM |
Loans | Q2 2022vs Q2 2021 | $131.8MM$135.3MM |
Deposits | Q2 2022vs Q2 2021 | $186.1MM$175.5MM |
Equity Capital | Q2 2022vs Q2 2021 | $24.8MM$29.4MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.2MM$1.2MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $55.00K$146.00K |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.30%* | $250k* | - | Personal Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.75% | - | $10k | Blue Chip Checking | |
0.10% | - | - | Coffee Club |
Crossroads Bank Locations | ||
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Crossroads Bank | 2000 S Banker St | Effingham, IL 62401 |
Keller Drive Facility | 806 North Keller Drive | Effingham, IL 62401 |