Crossroads Community Federal Credit Union
Crossroads Community Federal Credit Union is headquartered in Cheektowaga and is the 95th largest credit union in the state of New York. It is also the 1,978th largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 12 employees and 6,823 members at 2 locations. Crossroads Community Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
CrossRoads Community Federal Credit Union is open to anyone who lives, works, goes to school, worships or volunteers in Amherst, Buffalo, Blasdell, Clarence, Cheektowaga, Depew, Elma, East Aurora, Grand Island, Kenmore, Hamburg, Williamsville, West Seneca, Tonawanda, Orchard Park, Lancaster, or Lackawanna in New York. Immediate family are also eligible to join.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2508 |
| Year Chartered | 1938 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 6.18% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $70.5MM$70.6MM |
| Loans | Q2 2019vs Q2 2018 | $24.6MM$24.2MM |
| Deposits | Q2 2019vs Q2 2018 | $61.3MM$62.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $8.8MM$8.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $86.00K$105.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $13.00K$25.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Crossroads Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Crossroads Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $50 | - | IRA Savings | |
| 0.45% | $200 | - | Share Account |
Crossroads Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $50k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.45% → $2.5k - $10k | 0.55% → $10k - $50k | |||||
Crossroads Community Federal Credit Union CD Rates
Crossroads Community Federal Credit Union IRA Rates
| Crossroads Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3031 William St | Cheektowaga, NY 14227 |
| Branch Office | 971 Kenmore Ave | Kenmore, NY 14217 |