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Crossroads Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
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Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
crcfcu.com
716-896-8084
3031 William St
Cheektowaga, NY 14227

Crossroads Community Federal Credit Union is headquartered in Cheektowaga and is the 95th largest credit union in the state of New York. It is also the 1,916th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 12 employees and 5,377 members at 1 location. Crossroads Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

CrossRoads Community Federal Credit Union is open to anyone who lives, works, goes to school, worships or volunteers in the New York counties of Amherst, Buffalo, Blasdell, Clarence, Cheektowaga, Depew, Elma, East Aurora, Grand Island, Hamburg, Kenmore, Lackawanna, Lancaster, Orchard Park, Tonawanda, West Seneca, or Williamsville. Immediate family are also eligible to join.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2508
Year Chartered1938
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD11.31%
Annual Interest Income$1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$91.2MM$88.5MM
LoansQ1 2025vs Q1 2024$22.6MM$25.8MM
DepositsQ1 2025vs Q1 2024$78.3MM$77.1MM
Equity CapitalQ1 2025vs Q1 2024$12.7MM$11.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$157K$202K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5K$73K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Crossroads Community Federal Credit Union are currently being reviewed.

Locations


Crossroads Community Federal Credit Union Locations
Branch Office3031 William StCheektowaga, NY 14227

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