Crossroads Community Federal Credit Union

Overview / Commentary
3031 William St
Cheektowaga, NY 14227

Crossroads Community Federal Credit Union is headquartered in Cheektowaga and is the 91st largest credit union in the state of New York. It is also the 1,953rd largest credit union in the nation. It was established in 1938 and as of June of 2022, it had grown to 10 employees and 6,181 members at 2 locations. Crossroads Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

CrossRoads Community Federal Credit Union is open to anyone who lives, works, goes to school, worships or volunteers in Amherst, Buffalo, Blasdell, Clarence, Cheektowaga, Depew, Elma, East Aurora, Grand Island, Kenmore, Hamburg, Williamsville, West Seneca, Tonawanda, Orchard Park, Lancaster, or Lackawanna in New York. Immediate family are also eligible to join.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2508
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.06%
Annual Interest Income$698.00K
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$90.3MM$85.6MM
LoansQ2 2022vs Q2 2021$25.1MM$25.7MM
DepositsQ2 2022vs Q2 2021$80.0MM$75.8MM
Equity CapitalQ2 2022vs Q2 2021$10.1MM$9.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$92.00K$140.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$76.00K$86.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Crossroads Community Federal Credit Union are currently being reviewed.


Crossroads Community Federal Credit Union Locations
Branch Office2853 Delaware AveKenmore, NY 14217-2719
Branch Office3031 William StCheektowaga, NY 14227

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