Crossroads Community Federal Credit Union


Overview / Commentary
716-896-8084
3031 William St
Cheektowaga, NY 14227

Crossroads Community Federal Credit Union is headquartered in Cheektowaga and is the 96th largest credit union in the state of New York. It is also the 1,986th largest credit union in the nation. It was established in 1938 and as of March of 2020, it had grown to 12 employees and 6,544 members at 2 locations. Crossroads Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

CrossRoads Community Federal Credit Union is open to anyone who lives, works, goes to school, worships or volunteers in Amherst, Buffalo, Blasdell, Clarence, Cheektowaga, Depew, Elma, East Aurora, Grand Island, Kenmore, Hamburg, Williamsville, West Seneca, Tonawanda, Orchard Park, Lancaster, or Lackawanna in New York. Immediate family are also eligible to join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2508
Year Chartered1938
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD4.53%
Annual Interest Income$513.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$71.6MM$69.7MM
LoansQ1 2020vs Q1 2019$23.9MM$23.0MM
DepositsQ1 2020vs Q1 2019$62.3MM$60.7MM
Equity CapitalQ1 2020vs Q1 2019$9.1MM$8.6MM
Loan Loss AllowanceQ1 2020vs Q1 2019$142.00K$92.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$83.00K$0
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crossroads Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-IRA Savings
0.07%$200-Share Account

Crossroads Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*- Money Market Share Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $50k

Crossroads Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-60 Month Share Certificate
0.35%$1k-48 Month Share Certificate
0.30%$1k-36 Month Share Certificate
0.25%$1k-12 Month Share Certificate
0.25%$1k-18 Month Share Certificate
0.25%$1k-24 Month Share Certificate
0.20%$1k-6 Month Share Certificate
0.20%$1k-9 Month Share Certificate

Crossroads Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-60 Month IRA Share Certificate
0.35%$1k-48 Month IRA Share Certificate
0.30%$1k-36 Month IRA Share Certificate
0.25%$1k-12 Month IRA Share Certificate
0.25%$1k-18 Month IRA Share Certificate
0.25%$1k-24 Month IRA Share Certificate
0.20%$1k-6 Month IRA Share Certificate
0.20%$1k-9 Month IRA Share Certificate
Locations


Crossroads Community Federal Credit Union Locations
Branch Office3031 William StCheektowaga, NY 14227
Branch Office971 Kenmore AveKenmore, NY 14217

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