Overview / Commentary
Crossroads Credit Union is headquartered in goessel and is the 51st largest credit union in the state of Kansas. It is also the 4,089th largest credit union in the nation. It was established in 1950 and as of December of 2019, it had grown to 3 employees and 1,094 members at 1 location. Crossroads Credit Union has a B health rating.
Field of Membership Restrictions
Crossroads CU of Kansas is open to the residents, business owners, church members, and people maintaining employment in these Kansas Counties: Marion, McPhearson, and Harvey along with their direct family members.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68557 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 9.1% |
| Annual Interest Income | $387.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $9.0MM$9.0MM |
| Loans | Q4 2019vs Q4 2018 | $6.1MM$5.7MM |
| Deposits | Q4 2019vs Q4 2018 | $7.5MM$7.6MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.5MM$1.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $86.00K$155.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $38.00K$202.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |